SMETS - FRUIT EN SORTERING
ActiveSummary
SMETS - FRUIT EN SORTERING has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €586k and a net result of €-62k. Equity is growing by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 47% of 721 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▲+38
Solvency59▼-4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 1.46 in 2024; short-term debt: 45.6% and cash: 0% of total assets), and 66.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Sector 52
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-62k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
22 d early
2023
21 d early
2022
31 d early
2021
2 d late
2020
28 d late
2019
26 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€586k▼ 9.6%
2024 · €648k
2018: €280k
2019: €351k
2020: €376k
2021: €472k
2022: €557k
2023: €766k
2024: €648k
2018 → 2025
Total assets
€1.75M▲ 2.7%
2024 · €1.70M
2018: €1.41M
2019: €1.66M
2020: €1.48M
2021: €1.64M
2022: €1.88M
2023: €1.98M
2024: €1.70M
2018 → 2025
Net result
€-62k▲ 46.9%
2024 · €-117k
2018: €29k
2019: €72k
2020: €25k
2021: €96k
2022: €85k
2023: €209k
2024: €-117k
2018 → 2025
Working capital
€226k▼ 20.4%
2024 · €284k
2018: €-157k
2019: €4k
2020: €28k
2021: €99k
2022: €84k
2023: €393k
2024: €284k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€472k-€557k▲ 17.9%€766k▲ 37.5%€648k▼ 15.3%€586k▼ 9.6%
Operating result€152k-€122k▼ 19.8%€304k▲ 150%€-81k€-46k▲ 42.5%
Net result€96k-€85k▼ 12.2%€209k▲ 147%€-117k€-62k▲ 46.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €46k in 2025 against €81k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.75M
Fixed assets
€725k ▼ 9.7%
Current assets
€1.02M ▲ 13.9%
Equity and liabilities €1.75M
Equity
€586k ▼ 9.6%
Debt
€1.16M ▲ 10.4%
Debt's share of the balance-sheet total rises from 61.8% to 66.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€118k▲
2024 · €71k
Cash flow
€102k▲
2024 · €34k
Current ratio
1.28▼
2024 · 1.46
Quick ratio
1.16▼
2024 · 1.33
Debt to equity
1.98▲
2024 · 1.62
ROE
-10.6%▲
2024 · -18.1%
ROA
-3.6%▲
2024 · -6.9%
Interest coverage
6.93▲
2024 · 1.95
Debt ≤ 1 year
€796k▲
2024 · €613k
Debt > 1 year
€363k▼
2024 · €436k
Income taxes
€591▲
2024 · €328
Staff costs
€1.25M▼
2024 · €1.36M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.70M€1.75M▲
Fixed assets21/28€803k€725k▼
Tangible fixed assets22/27€803k€725k▼
Land and buildings22€186k€186k▲
Plant, machinery and equipment23€235k€202k▼
Furniture and vehicles24€226k€208k▼
Leasing and similar rights25€156k€128k▼
Current assets29/58€897k€1.02M▲
Stocks and contracts in progress3€83k€100k▲
Stocks30/36€83k€100k▲
Amounts receivable within one year40/41€738k€889k▲
Trade receivables40€698k€869k▲
Other amounts receivable41€40k€20k▼
Cash at bank and in hand54/58€39k€800▼
Deferred charges and accrued income490/1€36k€32k▼
Equity and liabilities
Total equity and liabilities10/49€1.70M€1.75M▲
Equity10/15€648k€586k▼
Contributions10/11€20k€20k=
Reserves13€746k€746k=
Tax-exempt reserves132€6k€6k=
Distributable reserves133€739k€739k=
Profit (loss) carried forward14€-117k€-179k▼
Amounts payable17/49€1.05M€1.16M▲
Amounts payable after more than one year17€436k€363k▼
Financial debts170/4€436k€363k▼
Amounts payable within one year42/48€613k€796k▲
Current portion of amounts payable after more than one year42€129k€108k▼
Financial debts43-€40k
Credit institutions430/8-€40k
Trade debts44€297k€391k▲
Suppliers440/4€297k€391k▲
Taxes, remuneration and social security45€180k€144k▼
Taxes450/3€126k€92k▼
Remuneration and social security454/9€55k€52k▼
Other amounts payable47/48€7k€113k▲
Accrued charges and deferred income492/3€2k€1k▼
Income statement
Code20242025
Non-recurring operating income76A€8k€5k▼
Remuneration, social security and pensions62€1.36M€1.25M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€151k€164k▲
Other operating charges640/8€31k€7k▼
Gross operating margin9900€1.46M€1.38M▼
Operating profit (loss)9901€-81k€-46k▲
Financial income75/76B€129€2k▲
Recurring financial income75€129€87▼
Non-recurring financial income76B-€2k
Financial charges65/66B€36k€17k▼
Recurring financial charges65€36k€17k▼
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€-117k€-62k▲
Income taxes67/77€328€591▲
Profit (loss) for the period9904€-117k€-62k▲
Profit (loss) for the period to be appropriated9905€-117k€-62k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-117k€-179k▼
Profit (loss) brought forward from the previous period14P-€-117k
Transfer to equity691/2€0-
To other reserves6921€0-
Social balance
Average headcount (FTE)908738.334.8▼
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-117k ▼156%
Net result drops to €-117k, the lowest in the series; recovery starts the following year.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €209k ▲147%
Operating result €304k, net result €209k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €500kEq €557k ▲17.9%
5 profitable years in a row build equity to €557k.
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 2 days late
2021
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 28 days late
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 26 days late
2019
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 14 days late
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heide 223800 Sint-TruidenGround area
1,029 m²
Building footprint
191 m²
Volume, LiDAR
905 m³
Parcel 71352B0112/00M007, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Heide 22, 3800 Sint-Truiden
since 20002.097.357.457
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71352B0112/00M007 | Flanders | 1,029 m² | 1 · 191 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Truiden2.097.357.457
Similar companies · same sector, comparable size
A² LOGISTICS
BE 0827.847.488
Asse · Eq €591,067
DAMIMMO
BE 0515.999.814
Thimister-Clermont · Eq €591,609
CEDRIC CLAERHOUDT
BE 0477.799.927
Mont-Saint-Guibert · Eq €591,974
RAIL PARK INDUSTRIES
BE 0892.567.967
Flémalle · Eq €577,133
Havi Logistics
BE 0456.503.279
Olen · Eq €596,534
Of 1,030 companies in sector 52100 we hold annual accounts for 765. 540 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-04-2000
Fiscal year end31-12
Activities, NACEBEL 2025
01240Growing of pome and stone fruits
52100Warehousing and storage
46319Wholesale of fruit and vegetables, excluding potatoes
47210Retail sale of fruit and vegetables
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.