Smet uitvaart
ActiveSummary
Smet uitvaart has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €707k and a net result of €94k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 60% of 1046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+5
Solvency69▲+7
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity tight (current ratio 1.3 against 0.99 in 2024; short-term debt: 19.4% and cash: 2.3% of total assets), and 55.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.1%
Return on assets
5.8%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 04-12-2025, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
56 d early
2023
12 d early
2022
22 d early
2021
28 d early
2020
2 d early
2019
60 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€1.08M
EBIT margin
8.5%
Net result
€94k▲ 297%
2024 · €24k
2019: €55k
2020: €-10k
2021: €30k
2022: €52k
2023: €80k
2024: €24k
2019 → 2025
Working capital
€93k
2024 · €-5k
2019: €353k
2020: €115k
2021: €127k
2022: €102k
2023: €148k
2024: €-5k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.08M
Equity€538k-€565k▲ 5.1%€645k▲ 14.2%€613k▼ 4.9%€707k▲ 15.3%
Operating result€63k-€92k▲ 46.0%€131k▲ 41.9%€55k▼ 57.9%€164k▲ 197%
Net result€30k-€52k▲ 74.6%€80k▲ 53.3%€24k▼ 70.5%€94k▲ 297%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 197% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.61M
Fixed assets
€1.20M ▼ 7.2%
Current assets
€405k ▲ 9.4%
Equity and liabilities €1.61M
Equity
€707k ▲ 15.3%
Debt
€898k ▼ 14.5%
Debt's share of the balance-sheet total falls from 63.1% to 55.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€273k▲
2024 · €169k
Cash flow
€203k▲
2024 · €137k
Current ratio
1.30▲
2024 · 0.99
Quick ratio
1.25▲
2024 · 0.94
Debt to equity
1.27▼
2024 · 1.71
ROE
13.3%▲
2024 · 3.9%
ROA
5.8%▲
2024 · 1.4%
Interest coverage
10.07▲
2024 · 8.37
Debt ≤ 1 year
€311k▼
2024 · €375k
Debt > 1 year
€587k▼
2024 · €675k
Income taxes
€44k▲
2024 · €12k
Staff costs
€177k▲
2024 · €142k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 58 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.66M€1.61M▼
Fixed assets21/28€1.29M€1.20M▼
Intangible fixed assets21€8k€6k▼
Tangible fixed assets22/27€1.29M€1.19M▼
Land and buildings22€1.03M€964k▼
Plant, machinery and equipment23€17k€29k▲
Furniture and vehicles24€37k€19k▼
Other tangible fixed assets26€202k€182k▼
Current assets29/58€370k€405k▲
Stocks and contracts in progress3€18k€17k▼
Stocks30/36€18k€17k▼
Amounts receivable within one year40/41€255k€349k▲
Trade receivables40€212k€300k▲
Other amounts receivable41€43k€49k▲
Cash at bank and in hand54/58€84k€37k▼
Deferred charges and accrued income490/1€12k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.66M€1.61M▼
Equity10/15€613k€707k▲
Contributions10/11€19k€19k=
Reserves13€595k€689k▲
Distributable reserves133€595k€689k▲
Amounts payable17/49€1.05M€898k▼
Amounts payable after more than one year17€675k€587k▼
Financial debts170/4€675k€587k▼
Amounts payable within one year42/48€375k€311k▼
Current portion of amounts payable after more than one year42€103k€95k▼
Financial debts43€3k-
Credit institutions430/8€3k-
Trade debts44€130k€128k▼
Suppliers440/4€130k€128k▼
Advances received on contracts in progress46€13k€8k▼
Taxes, remuneration and social security45€31k€60k▲
Taxes450/3€7k€28k▲
Remuneration and social security454/9€24k€32k▲
Other amounts payable47/48€95k€20k▼
Income statement
Code20242025
Non-recurring operating income76A-€323
Remuneration, social security and pensions62€142k€177k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€114k€109k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€-18-
Other operating charges640/8€9k€13k▲
Non-recurring operating charges66A-€40k
Gross operating margin9900€320k€503k▲
Operating profit (loss)9901€55k€164k▲
Financial income75/76B€667€1k▲
Recurring financial income75€667€1k▲
Financial charges65/66B€20k€27k▲
Recurring financial charges65€20k€27k▲
Profit (loss) for the period before taxes9903€36k€137k▲
Income taxes67/77€12k€44k▲
Profit (loss) for the period9904€24k€94k▲
Profit (loss) for the period to be appropriated9905€24k€94k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€94k▲
Transfer from equity791/2€55k-
Transfer to equity691/2€24k€94k▲
To other reserves6921€24k€94k▲
Profit to be distributed694/7€55k-
Return on contributions (dividend)694€55k-
Social balance
Average headcount (FTE)90874.15.6▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
04-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Highest result since 2019net €94k ▲297%
Operating result €164k, net result €94k, both a record.
2024
06-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
19-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
09-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
03-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Weakest financial yearnet €-10k ▼118%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
31-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 60 days late
2018
14-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
22-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
13-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eeklo · 3 establishment units since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tieltsesteenweg 269900 EekloGround area
2,764 m²
Building footprint
591 m²
Volume, LiDAR
3,252 m³
3 parcels, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
3 establishment units
Smet Uitvaart
since 20122.206.982.503
Smet Uitvaart
since 20202.299.767.753
Smet Uitvaart
since 20212.319.179.433
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43352E1447/00A005 | Flanders | 1,671 m² | 1 · 290 m² | 8.6 m · 2 fl. |
| 43007C0388/00A000 | Flanders | 825 m² | 1 · 217 m² | 10.4 m · 2 fl. |
| 43006D0008/00D000 | Flanders | 267 m² | 1 · 83 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,396 EUR awarded · 2,396 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,396 EUR | 2,396 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
Recognitions · licences · registrations
Food safety, FASFC
2 sitesEeklo2.206.982.503
Kaprijke2.299.767.753
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Of 903 companies in sector 96301 we hold annual accounts for 612. 487 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-01-2012
Fiscal year end30-06
Activities, NACEBEL 2025
96301Funeral services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.