SMELL STORIES

Active

Private limited companyfounded 20197 yrs activeVerversstraat 15, 1000 Brussel, BelgiumKBO/BCE: BE 0732.904.581

The computed 12-month bankruptcy probability of SMELL STORIES is 3.4% (moderate). The 2025 annual accounts show equity of €54k and a net result of €-39k. Equity is growing by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 54% of 10345 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

35 / 100

Weak

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0▼-44

Solvency66▼-23

Growth32▼-46

Track record100

Bankruptcy probability, 12 months

3.4% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €1.5k at 30 days only on tighter terms

Liquidity tight (current ratio 1.29 against 2.08 in 2024; short-term debt: 59.5% and cash: 14% of total assets), and 59.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

40.5%

Return on assets

-29.5%

Age of the figures

9 mo

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

202122232425

2020 to 2025 · latest year €-39k

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

21 d early

2024

29 d late

2023

6 d early

2022

26 d early

2021

24 d early

2020

21 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

22-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover

€113k

EBIT margin

-3.1%

Net result

€-39k▼ 2,471%

2024 · €-2k

2020: €-8k 2021: €7k 2022: €7k 2023: €7k 2024: €-2k

2020 → 2025

Working capital

€23k▼ 59.2%

2024 · €56k

2020: €39k 2021: €38k 2022: €43k 2023: €50k 2024: €56k

2020 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€80k-€87k▲ 9.1%€94k▲ 8.6%€93k▼ 1.6%€54k▼ 42.1%

Operating result€11k-€10k▼ 3.1%€14k▲ 32.8%€1k▼ 91.0%€-36k

Net result€7k-€7k▼ 2.4%€7k▲ 3.0%€-2k€-39k▼ 2,471%

Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €36k after €1k in 2024, the lowest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €133k

23.4%

76.6%

Fixed assets €31k▼ 16.6%

Current assets €101k▼ 5.0%

Equity and liabilities €133k

40.5%

59.5%

Equity €54k▼ 42.1%

Debt €79k▲ 53.8%

The debt ratio rises from 35.6% to 59.5%. Equity is lower and debt is higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€-30k▼

2024 · €9k

Cash flow

€-33k▼

2024 · €6k

Solvency

40.5%▼

2024 · 64.4%

Current ratio

1.29▼

2024 · 2.08

Quick ratio

0.24▼

2024 · 0.69

Debt / equity

1.47▲

2024 · 0.55

ROE

-72.6%▼

2024 · -1.6%

ROA

-29.5%▼

2024 · -1.1%

Interest coverage

-11.63▼

2024 · 3.15

Debt

€79k▲

2024 · €51k

Debt ≤ 1 year

€79k▲

2024 · €51k

Staff costs

€2k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€144k€133k▼

Fixed assets21/28€37k€31k▼

Tangible fixed assets22/27€29k€23k▼

Plant, machinery and equipment23€29k€23k▼

Furniture and vehicles24€650€187▼

Financial fixed assets28€8k€8k=

Current assets29/58€107k€101k▼

Stocks and contracts in progress3€72k€83k▲

Stocks30/36€72k€83k▲

Amounts receivable within one year40/41€3k-

Other amounts receivable41€3k-

Cash at bank and in hand54/58€32k€19k▼

Equity and liabilities

Total equity and liabilities10/49€144k€133k▼

Equity10/15€93k€54k▼

Contributions10/11€80k€80k=

Capital10€80k€80k=

Issued capital100€80k€80k=

Profit (loss) carried forward14€13k€-26k▼

Amounts payable17/49€51k€79k▲

Amounts payable within one year42/48€51k€79k▲

Trade debts44€4k€3k▼

Suppliers440/4€4k€3k▼

Taxes, remuneration and social security45€44k€70k▲

Taxes450/3€16k€9k▼

Remuneration and social security454/9€28k€62k▲

Other amounts payable47/48€3k€5k▲

Income statement Code20242025

Remuneration, social security and pensions62-€2k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€6k▼

Other operating charges640/8-€2k

Gross operating margin9900€9k€-26k▼

Operating profit (loss)9901€1k€-36k▼

Financial income75/76B€240€7▼

Recurring financial income75€240€7▼

Financial charges65/66B€3k€3k▼

Recurring financial charges65€3k€3k▼

Profit (loss) for the period before taxes9903€-1k€-39k▼

Income taxes67/77€225-

Profit (loss) for the period9904€-2k€-39k▼

Profit (loss) for the period to be appropriated9905€-2k€-39k▼

Appropriation of the result

Profit (loss) to be appropriated9906€13k€-26k▼

Profit (loss) brought forward from the previous period14P€14k€13k▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 9Financial 3Filings 6

Next filing, fiscal year 2026, expected by 31-07-2027

2026

10-07

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

31-12

Financial Weakest financial yearnet €-39k

Net result drops to €-39k, the lowest in the series.

29-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 29 days late

2024

25-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Highest result since 2020net €7k ▲3%

Operating result €14k, net result €7k, both a record.

05-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

07-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

31-12

Financial Back to profitnet €7k

Net result €7k after one loss-making year.

21-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 21 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Brussel · 1 establishment unit since 2019

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Verversstraat 151000 Brussel

Ground area

155 m²

Building footprint

140 m²

Volume, LiDAR

3,063 m³

Parcel 21004A0254/00D000, Brussels · tallest building 24.8 m, ±7 floors. Linked by address, not a title deed.

1 establishment unit

SMELL STORIES

Verversstraat 15, 1000 BrusselRetail sale of cosmetics and toilet articles

since 20192.292.768.808

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21004A0254/00D000 ProtectedArchitectural ensembleGeheel van drie traditionele huizenSource ↗	Brussels	155 m²	1 · 140 m²	24.8 m · 7 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Similar companies · same sector, comparable size

Sint-Jans-Molenbeek · Eq €54k

BACKSTAGE BRANDS

BE 0892.959.531

Schoten · Eq €54k

Of 2,071 companies in sector 47750 we hold annual accounts for 518. 393 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded27-08-2019

Fiscal year end31-12

Activities, NACEBEL

47750Retail sale of cosmetics and toilet articles

Sources

Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.