SMEKENS CONSTRUCTORS
ActiveSummary
SMEKENS CONSTRUCTORS has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €39k and a net result of €6k. Equity is growing by ~24.8% per year across the filed fiscal years. Its solvency ranks better than 24% of 36375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability41▼-37
Solvency48▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.8 against 1.4 in 2023; short-term debt: 45.1% and cash: 45.7% of total assets), but 77.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
22.6%
Return on assets
3.7%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 36375 sector peers (2024).
NBB · sector comparisonPosition among 36375 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-06-2025, 33 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
33 d early
2023
26 d early
2022
27 d early
2021
32 d early
2020
30 d early
2019
23 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€39k▲ 19.6%
2023 · €33k
2018: €12k
2019: €5k
2020: €16k
2021: €27k
2022: €34k
2023: €33k
2018 → 2024
Total assets
€174k▲ 14.2%
2023 · €153k
2018: €71k
2019: €67k
2020: €99k
2021: €107k
2022: €114k
2023: €153k
2018 → 2024
Net result
€6k▼ 40.6%
2023 · €11k
2018: €5k
2019: €-7k
2020: €11k
2021: €11k
2022: €7k
2023: €11k
2018 → 2024
Working capital
€63k▲ 56.4%
2023 · €40k
2018: €12k
2019: €6k
2020: €16k
2021: €22k
2022: €26k
2023: €40k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€16k-€27k▲ 65.8%€34k▲ 24.7%€33k▼ 1.9%€39k▲ 19.6%
Operating result€14k-€18k▲ 25.1%€10k▼ 40.1%€17k▲ 61.3%€27k▲ 58.9%
Net result€11k-€11k▼ 5.4%€7k▼ 37.8%€11k▲ 63.7%€6k▼ 40.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 59% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €174k
Fixed assets
€32k ▲ 224%
Current assets
€142k ▼ 0.5%
Equity and liabilities €174k
Equity
€39k ▲ 19.6%
Debt
€135k ▲ 12.7%
Debt's share of the balance-sheet total falls from 78.4% to 77.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€35k▲
2023 · €26k
Cash flow
€15k▼
2023 · €20k
Current ratio
1.80▲
2023 · 1.40
Quick ratio
1.60▲
2023 · 1.36
Debt to equity
3.42▼
2023 · 3.63
ROE
16.4%▼
2023 · 33.1%
ROA
3.7%▼
2023 · 7.1%
Interest coverage
2.05▼
2023 · 27.60
Debt ≤ 1 year
€79k▼
2023 · €102k
Debt > 1 year
€56k▲
2023 · €17k
Income taxes
€4k▼
2023 · €5k
Staff costs
€55k▲
2023 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 48 lines
Balance sheet
Code20232024
Assets
Total assets20/58€153k€174k▲
Fixed assets21/28€10k€32k▲
Tangible fixed assets22/27€9k€32k▲
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€6k€30k▲
Financial fixed assets28€500€500=
Current assets29/58€143k€142k▼
Stocks and contracts in progress3€4k€16k▲
Stocks30/36€4k€16k▲
Amounts receivable within one year40/41€53k€41k▼
Trade receivables40€45k€25k▼
Other amounts receivable41€8k€16k▲
Cash at bank and in hand54/58€85k€80k▼
Deferred charges and accrued income490/1€1k€5k▲
Equity and liabilities
Total equity and liabilities10/49€153k€174k▲
Equity10/15€33k€39k▲
Reserves13€33k€39k▲
Distributable reserves133€33k€39k▲
Amounts payable17/49€120k€135k▲
Amounts payable after more than one year17€17k€56k▲
Financial debts170/4€17k€56k▲
Amounts payable within one year42/48€102k€79k▼
Current portion of amounts payable after more than one year42€9k€17k▲
Trade debts44€70k€57k▼
Suppliers440/4€70k€57k▼
Taxes, remuneration and social security45€11k€4k▼
Taxes450/3€5k€4k▼
Remuneration and social security454/9€6k€32▼
Other amounts payable47/48€13k€296▼
Income statement
Code20232024
Remuneration, social security and pensions62€43k€55k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€8k▼
Other operating charges640/8€4k€4k▼
Gross operating margin9900€73k€94k▲
Operating profit (loss)9901€17k€27k▲
Financial income75/76B€70€565▲
Recurring financial income75€70€565▲
Financial charges65/66B€951€17k▲
Recurring financial charges65€951€17k▲
Profit (loss) for the period before taxes9903€16k€10k▼
Income taxes67/77€5k€4k▼
Profit (loss) for the period9904€11k€6k▼
Profit (loss) for the period to be appropriated9905€11k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€6k▼
Transfer from equity791/2€5k-
Transfer to equity691/2€11k€6k▼
To other reserves6921€11k€6k▼
Profit to be distributed694/7€5k-
Return on contributions (dividend)694€5k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-7k ▼224%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bootdijkstraat 79220 Hamme (Vl.)Ground area
2,364 m²
Building footprint
166 m²
Volume, LiDAR
766 m³
Parcel 42014B0927/00R000, Flanders · tallest building 6.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bootdijkstraat 7, 9220 Hamme (Vl.)
since 20172.264.233.485
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42014B0927/00R000 | Flanders | 2,364 m² | 1 · 166 m² | 6.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 3,571 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-04-2017
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.