Financials
- Financial year
- 2025
- Total assets
- €5.1m
- Profit
- €1.5m
- Solvency
- 10.4%
Total assets▲ 36.4%
Net result
20232025
Summary
SMBH is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €536,019 and a net result of €1.5m. Equity is growing by about 123% per year across the filed financial years. Its solvency ranks better than 17% of 9,736 sector peers (NACE 64, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Financial service activities, except insurance and pension funding
NACE 64190Agents and brokers in banking services NACE 66191
3rd largest company by total assets in Beaumont1 site
Size
≈ €6.7mturnover 2025, estimated
- Staff
- ≈ 11 FTE, estimated
- Equity
- €536,019
- Profit
- €1.5m
Turnover estimated from the gross margin
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
- Largest shareholder
- JSV INVEST · 20%
- Board
- 6 members
2025 accounts 18 days early
Signalsraises riskWeak solvency vs sectorneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
Two signals.
raises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 9736 sector peers (2025).
NBB · sector comparisonPosition among 9736 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
18 days early
2024
77 days late
2023
5 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 18 days after the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (3 of the last 3 filed years within 81 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
29-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Highest result from 2023 to 2025net €1.5m ▲762%
- Equity above €500,000equity €536,019 ▲161%
Key points
By topic
Board & ownership
- Board
- 6 members
- Largest shareholder
- JSV INVEST · 20%
- AL InvestDirector
- BRUCMANDirector
- HLD INVESTDirector
- JSV INVESTDirector
- VIRELLES GESTION SCSDirector
and 1 other director
Network & group
- Connected companies
- 1
Timeline
- Events
- 8
- Since
- 2023
- Next accounts
- by 31-07-2027
- 16-10-2025Annual accounts filed
- 06-02-2025Resignation: SRL SIRJACQUES MANAGEMENT (director)
- 31-12-2024Equity above €200,000
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Financial service activities, except insurance and pension fundingNACE 64190
- Founded
- 05-01-2023
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 22
- Who signs
- Each director alone
- Annual meeting
- Second Tuesday of June at 18:00
- Purpose
- “En tant qu'agent indépendant, au nom et pour le compte d'ING Belgique SA: la médiation et…” (deed in French)
Key facts about SMBH
- What is the company number of SMBH?
- 0795.783.743. In Belgium the VAT number is the company number with BE in front: BE 0795.783.743.
- Where is SMBH based?
- The registered office is at Rue Germain Michiels(BT) 8, 6500 Beaumont.Company details
- What does SMBH do?
- According to the KBO register, the main activity is financial service activities, except insurance and pension funding (NACE 64190).
- What is the legal form of SMBH?
- Private limited company (BV).
- When was SMBH founded?
- On 05-01-2023.
- Is SMBH still active?
- Yes, SMBH is an active enterprise in the KBO register.
- How many employees does SMBH have?
- On average 20 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
- What is the turnover of SMBH?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is SMBH profitable?
- In financial year 2025, SMBH made a profit of €1.5m.
- Where can I find the annual accounts of SMBH?
- SMBH filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SMBH due?
- By 31-07-2027, for financial year 2026.Timeline
Companies related to SMBH
Shareholders
Comparable companies
- VANDAELEBrugge
- 2BESUREZedelgem
- Kantoor FinloLochristi
- Cauwenberghs & CoLubbeek
- BCD FINANCEGistel
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