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VANDAELE

Active Risk: not assessed
Private limited companyfounded 1997active for 29 yearsRijselstraat 43, 8200 Brugge, BelgiumKBO/BCE: BE 0461.650.516
Summary

VANDAELE is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €562,794 and a net result of €151,618. Equity has been shrinking by about 13% per year since 2019. Its solvency ranks better than 61% of 9,754 sector peers (NACE 64, financial year 2025). The company has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals.

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VANDAELEActive
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Overview

Official details

Source: KBO
Status
Active since 10-10-1997 Normal situation
Activity
Financial service activities, except insurance and pension funding NACE 64190and 1 other
Joint committee
341 Paritair Comité voor de bemiddeling in bank- en beleggingsdiensten · annual accounts 2024
Establishment unit
2.083.944.337 8200 Brugge, since 28-10-1997
Financial year end
31 December
Peppol
Reachable since 27-03-2025
Company details

Board and ownership

Board
  • Vandaele ArneDirector
Shareholders
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€151,618
▼ 38.8%
Equity
€562,794
=
Total assets
€878,211
▼ 9.6%
Employees on 31-12-2025
3
=
Financials
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 days early
2024
14 days late
2023
26 days late
2022
81 days late
2021
31 days late
2020
31 days late
2019
47 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 19 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 87% of companies in financial servicessector median €32,892 · 9,756 companies €151,618 View
  • Caution: Result fell in 2025from €247,739 to €151,618 ▼ 38.8% View
  • Positive: 7 profitable years in a rowprofit 2025: €151,618 7 years View

Recent changes

  1. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as VANDAELE: financial service activities, except insurance and pension funding (NACE 64190). They are comparable in size and age: total assets between €448,000 and €1.5m, founded between 1986 and 2000.

CompanyTotal assetsGross margin
VANDAELE Brugge€0.9m€0.5m
PONT - NEUF ASSURFINANCE Charleroi€1.0m€0.5m
2BESURE Zedelgem€0.8m€0.3m
KANTOOR HAEMS Sint-Lievens-Houtem€1.5m€0.5m
KANTOOR VANDEWOUDE Diksmuide€1.4m€0.3m
BV SERVICE Poperinge€0.8m€0.8m
PYROVA Oud-Heverlee€0.4m€0.4m
Full comparison

Key facts about VANDAELE
What is the company number of VANDAELE?
The company number of VANDAELE is 0461.650.516. The VAT number is the same number with BE in front: BE 0461.650.516.
Where is VANDAELE based?
The registered office is at Rijselstraat 43, 8200 Brugge.Company details
What does VANDAELE do?
According to the KBO register, the main activity is financial service activities, except insurance and pension funding (NACE 64190).
What is the legal form of VANDAELE?
The legal form of VANDAELE is Private limited company (BV).
When was VANDAELE founded?
VANDAELE was founded on 10-10-1997.
Is VANDAELE still active?
Yes, VANDAELE is an active enterprise in the KBO register.
How many employees does VANDAELE have?
VANDAELE had an average of 2.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does VANDAELE fall under?
In its 2024 annual accounts, VANDAELE states joint committee 341 (Paritair Comité voor de bemiddeling in bank- en beleggingsdiensten).
What is the turnover of VANDAELE?
The turnover in financial year 2025 is ≈ €640,000. This figure is estimated from the gross margin of €457,757 and 40 comparable companies (NACE 64). It probably lies between €510,000 and €1.1m.
Is VANDAELE profitable?
In financial year 2025, VANDAELE made a profit of €151,618.
Where can I find the annual accounts of VANDAELE?
VANDAELE filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VANDAELE due?
VANDAELE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See whether the workforce is growing and whether people stay.Employer check

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