SMART ROOTS
ActiveSummary
SMART ROOTS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €70k and a net result of €6k. Equity is growing by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 63% of 305 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72=
Solvency55▲+3
Growth78=
Track record94
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.91 against 0.78 in 2024; short-term debt: 31.2% and cash: 8.9% of total assets), and 70.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.8%
Return on assets
2.3%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 11
Relative position
BE, all sectors
reference
Sector 11
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
52 d early
2024
87 d early
2023
6 d early
2022
17 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€70k▲ 8.5%
2024 · €65k
2022: €58k
2023: €59k
2024: €65k
2022 → 2025
Total assets
€236k▼ 1.4%
2024 · €240k
2022: €112k
2023: €182k
2024: €240k
2022 → 2025
Net result
€6k▲ 0.1%
2024 · €6k
2022: €-2k
2023: €962
2024: €6k
2022 → 2025
Working capital
€-7k▲ 55.1%
2024 · €-15k
2022: €-5k
2023: €27k
2024: €-15k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€58k-€59k▲ 1.6%€65k▲ 9.3%€70k▲ 8.5%
Operating result€148-€4k▲ 2,837%€13k▲ 211%€14k▲ 0.5%
Net result€-2k-€962€6k▲ 473%€6k▲ 0.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 0% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €236k
Fixed assets
€169k ▼ 8.7%
Current assets
€67k ▲ 24.0%
Equity and liabilities €236k
Equity
€70k ▲ 8.5%
Debt
€166k ▼ 5.1%
Debt's share of the balance-sheet total falls from 72.9% to 70.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€47k▲
2024 · €44k
Cash flow
€39k▲
2024 · €36k
Current ratio
0.91▲
2024 · 0.78
Quick ratio
0.53▲
2024 · 0.32
Debt to equity
2.35▼
2024 · 2.69
ROE
7.8%▼
2024 · 8.5%
ROA
2.3%▲
2024 · 2.3%
Interest coverage
7.59▲
2024 · 6.62
Debt ≤ 1 year
€74k▲
2024 · €69k
Debt > 1 year
€92k▼
2024 · €106k
Income taxes
€2k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€240k€236k▼
Formation expenses20€446€204▼
Fixed assets21/28€185k€169k▼
Tangible fixed assets22/27€185k€169k▼
Plant, machinery and equipment23€174k€159k▼
Furniture and vehicles24€891€652▼
Leasing and similar rights25€10k€10k=
Financial fixed assets28€140€140=
Current assets29/58€54k€67k▲
Stocks and contracts in progress3€32k€28k▼
Stocks30/36€32k€28k▼
Amounts receivable within one year40/41€11k€18k▲
Trade receivables40€11k€18k▲
Other amounts receivable41€89€179▲
Cash at bank and in hand54/58€11k€21k▲
Equity and liabilities
Total equity and liabilities10/49€240k€236k▼
Equity10/15€65k€70k▲
Contributions10/11€60k€60k=
Profit (loss) carried forward14€5k€10k▲
Amounts payable17/49€175k€166k▼
Amounts payable after more than one year17€106k€92k▼
Financial debts170/4€106k€92k▼
Amounts payable within one year42/48€69k€74k▲
Current portion of amounts payable after more than one year42€15k€15k=
Trade debts44€659€884▲
Suppliers440/4€659€884▲
Taxes, remuneration and social security45€7k€11k▲
Taxes450/3€7k€11k▲
Other amounts payable47/48€46k€46k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€34k▲
Other operating charges640/8€4k€3k▼
Gross operating margin9900€47k€50k▲
Operating profit (loss)9901€13k€14k▲
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€7k€7k▲
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€6k€6k▲
Profit (loss) for the period to be appropriated9905€6k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€10k▲
Profit (loss) brought forward from the previous period14P€-672€5k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €6k ▲0.1%
Operating result €14k, net result €6k, both a record.
05-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €962
Net result €962 after one loss-making year.
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jurbise · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Basse(EL) 4A7050 JurbiseGround area
1,739 m²
Building footprint
118 m²
Volume, LiDAR
1,156 m³
Parcel 53023A0099/00H000, Wallonia · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SMART ROOTS
since 20212.318.435.404
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53023A0099/00H000 | Wallonia | 1,739 m² | 1 · 118 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteJurbise2.318.435.404
Similar companies · same sector, comparable size
Brouwerij Nieuwhuys
BE 0895.689.288
Hoegaarden · Eq €69,781
Brasserie du Val de Dendre
BE 0564.777.550
Lessines · Eq €69,044
Brasserie Cosse
BE 0760.448.029
Grâce-Hollogne · Eq €69,028
BRASSERIE SAINT-LAZARE
BE 0673.499.209
Mons · Eq €71,878
BROUWERIJ HET NEST
BE 0527.984.460
Oud-Turnhout · Eq €72,348
Of 730 companies in sector 11050 we hold annual accounts for 352. 226 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-06-2021
Fiscal year end31-12
Activities, NACEBEL 2025
11050Manufacture of beer
25120Manufacture of fabricated metal products, except machinery and equipment
25999Manufacture of fabricated metal products, except machinery and equipment
43990Other specialised construction activities
46349Wholesale of beverages, general range
47252Retail sale of beverages, general range
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:contact@smartroots.be
Phone:+32476598589