Smart-IT
ActiveSmart-IT has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €643k and a net result of €137k. Equity is growing by ~24.9% per year across the filed fiscal years. Its solvency ranks better than 86% of 7640 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +4 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+11
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 2.87 against 1.48 in 2024), and 13.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.4%
Return on assets
18.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
8 d early
2023
1 d early
2022
57 d late
2021
58 d late
2020
17 d late
2019
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
09-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€643k▲ 26.7%
2024 · €507k
2018: €134k
2019: €171k
2020: €223k
2021: €228k
2022: €285k
2023: €393k
2024: €507k
2018 → 2025
Total assets
€744k▲ 22.8%
2024 · €606k
2018: €192k
2019: €228k
2020: €267k
2021: €264k
2022: €603k
2023: €632k
2024: €606k
2018 → 2025
Net result
€137k▲ 0.7%
2024 · €136k
2018: €23k
2019: €37k
2020: €53k
2021: €65k
2022: €58k
2023: €131k
2024: €136k
2018 → 2025
Working capital
€189k▲ 306%
2024 · €47k
2018: €92k
2019: €105k
2020: €141k
2021: €130k
2022: €-70k
2023: €-15k
2024: €47k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€228k-€285k▲ 25.1%€393k▲ 37.8%€507k▲ 29.1%€643k▲ 26.7%
Operating result€99k-€90k▼ 8.9%€199k▲ 120%€220k▲ 10.9%€219k▼ 0.6%
Net result€65k-€58k▼ 11.2%€131k▲ 126%€136k▲ 3.1%€137k▲ 0.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €744k
Fixed assets
€454k▼ 2.0%
Current assets
€290k▲ 103%
Equity and liabilities €744k
Equity
€643k▲ 26.7%
Debt
€101k▲ 2.3%
The debt ratio falls from 16.3% to 13.6%: equity grows faster than debt.
Key figures and ratios
EBITDA
€235k▼
2024 · €236k
Cash flow
€153k▲
2024 · €151k
Solvency
86.4%▲
2024 · 83.7%
Current ratio
2.87▲
2024 · 1.48
Quick ratio
2.87▲
2024 · 1.48
Debt / equity
0.16▼
2024 · 0.19
ROE
21.2%▼
2024 · 26.7%
ROA
18.4%▼
2024 · 22.4%
Interest coverage
28.04▲
2024 · 14.28
Debt
€101k▲
2024 · €99k
Debt ≤ 1 year
€101k▲
2024 · €96k
Income taxes
€74k▲
2024 · €68k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€606k€744k▲
Fixed assets21/28€463k€454k▼
Tangible fixed assets22/27€463k€454k▼
Land and buildings22€459k€446k▼
Plant, machinery and equipment23€370€1k▲
Furniture and vehicles24€4k€7k▲
Current assets29/58€143k€290k▲
Amounts receivable within one year40/41€29k€30k▲
Trade receivables40€29k€30k▲
Other amounts receivable41€136€7▼
Cash at bank and in hand54/58€112k€260k▲
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€606k€744k▲
Equity10/15€507k€643k▲
Contributions10/11€7k€7k=
Reserves13€500k€636k▲
Distributable reserves133€500k€636k▲
Amounts payable17/49€99k€101k▲
Amounts payable within one year42/48€96k€101k▲
Financial debts43€6k€11k▲
Other loans439€6k€11k▲
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€35k€41k▲
Taxes450/3€35k€41k▲
Other amounts payable47/48€50k€47k▼
Accrued charges and deferred income492/3€3k-
Income statement
Code20242025
Non-recurring operating income76A€40k€19k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€17k▲
Other operating charges640/8€14k€15k▲
Non-recurring operating charges66A€64-
Gross operating margin9900€250k€250k▲
Operating profit (loss)9901€220k€219k▼
Financial income75/76B€49€0▼
Recurring financial income75€49€0▼
Financial charges65/66B€17k€8k▼
Recurring financial charges65€17k€8k▼
Profit (loss) for the period before taxes9903€204k€210k▲
Income taxes67/77€68k€74k▲
Profit (loss) for the period9904€136k€137k▲
Profit (loss) for the period to be appropriated9905€136k€137k▲
Appropriation of the result
Profit (loss) to be appropriated9906€136k€137k▲
Transfer from equity791/2€21k€833▼
Transfer to equity691/2€136k€137k▲
To other reserves6921€136k€137k▲
Profit to be distributed694/7€21k€833▼
Return on contributions (dividend)694€21k€833▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €137k ▲0.7%
Net result €137k, the highest in the series.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €500kEq €507k ▲29.1%
7 profitable years in a row build equity to €507k.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 57 days late
2022
27-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 58 days late
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
31-12
Financial
Equity above €200kEq €223k ▲30.4%
3 profitable years in a row build equity to €223k.
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
31-12
Financial
Equity above €150kEq €171k ▲27.1%
2 profitable years in a row build equity to €171k.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 13 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwlandstraat 31982 ZemstGround area
686 m²
Building footprint
142 m²
Volume, LiDAR
911 m³
Parcel 23018C0255/00Y000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Smart It
since 19992.090.668.813
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23018C0255/00Y000 | Flanders | 686 m² | 1 · 142 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SEVICO
BE 0833.961.656
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ALEACSYS ONLINE
BE 0458.084.577
Haaltert · Eq €642k
DEVAXO
BE 0862.476.389
Brasschaat · Eq €642k
METAMAN
BE 0812.692.823
Gavere · Eq €644k
CONSULTING PB
BE 0508.595.744
Schilde · Eq €642k
Of 24,423 companies in sector 82990 we hold annual accounts for 9,362. 5,415 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-03-1999
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.