Smart Home Construct
ActiveSmart Home Construct has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €50k and a net result of €19k. Equity is growing by ~54.6% per year across the filed fiscal years. Its solvency ranks better than 66% of 36373 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability97▲+12
Solvency86▲+27
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.56 against 1.05 in 2023; short-term debt: 39.2% and cash: 9.2% of total assets), and 39.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
60.8%
Return on assets
22.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-06-2025, 33 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
33 d early
2023
13 d late
2022
11 d early
2021
18 d early
2020
17 d early
2019
7 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€50k▲ 59.6%
2023 · €31k
2018: €8k
2019: €3k
2020: €2k
2021: €13k
2022: €21k
2023: €31k
2018 → 2024
Total assets
€82k▼ 11.4%
2023 · €92k
2018: €11k
2019: €13k
2020: €5k
2021: €42k
2022: €66k
2023: €92k
2018 → 2024
Net result
€19k▲ 54.9%
2023 · €12k
2018: €1k
2019: €-6k
2020: €-180
2021: €11k
2022: €8k
2023: €12k
2018 → 2024
Working capital
€18k▲ 769%
2023 · €2k
2018: €3k
2019: €-44
2020: €2k
2021: €8k
2022: €-8k
2023: €2k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€2k-€13k▲ 449%€21k▲ 56.7%€31k▲ 47.6%€50k▲ 59.6%
Operating result€274-€14k▲ 4,921%€12k▼ 12.5%€18k▲ 47.9%€27k▲ 52.4%
Net result€-180-€11k€8k▼ 30.6%€12k▲ 56.9%€19k▲ 54.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 52% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €82k
Fixed assets
€32k▼ 34.1%
Current assets
€50k▲ 13.4%
Equity and liabilities €82k
Equity
€50k▲ 59.6%
Debt
€32k▼ 47.6%
The debt ratio falls from 66.2% to 39.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€37k▲
2023 · €30k
Cash flow
€29k▲
2023 · €25k
Solvency
60.8%▲
2023 · 33.8%
Current ratio
1.56▲
2023 · 1.05
Quick ratio
1.56▲
2023 · 1.05
Debt / equity
0.64▼
2023 · 1.96
ROE
37.4%▼
2023 · 38.5%
ROA
22.7%▲
2023 · 13.0%
Interest coverage
26.98▲
2023 · 17.65
Debt
€32k▼
2023 · €61k
Debt ≤ 1 year
€32k▼
2023 · €42k
Income taxes
€7k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€92k€82k▼
Fixed assets21/28€48k€32k▼
Tangible fixed assets22/27€44k€27k▼
Plant, machinery and equipment23€16k€14k▼
Furniture and vehicles24€27k€13k▼
Financial fixed assets28€4k€4k=
Current assets29/58€44k€50k▲
Amounts receivable after more than one year29-€22k
Other amounts receivable291-€22k
Amounts receivable within one year40/41€41k€20k▼
Trade receivables40€27k€5k▼
Other amounts receivable41€14k€15k▲
Cash at bank and in hand54/58€3k€8k▲
Deferred charges and accrued income490/1€748-
Equity and liabilities
Total equity and liabilities10/49€92k€82k▼
Equity10/15€31k€50k▲
Contributions10/11€6k€6k=
Reserves13€25k€44k▲
Distributable reserves133€25k€44k▲
Amounts payable17/49€61k€32k▼
Amounts payable after more than one year17€6k-
Financial debts170/4€6k-
Amounts payable within one year42/48€42k€32k▼
Current portion of amounts payable after more than one year42€12k€6k▼
Trade debts44€19k-
Suppliers440/4€19k-
Advances received on contracts in progress46-€16k
Taxes, remuneration and social security45€1k€3k▲
Taxes450/3€1k€1k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€9k€7k▼
Accrued charges and deferred income492/3€13k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€10k▼
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A-€3k
Gross operating margin9900€33k€42k▲
Operating profit (loss)9901€18k€27k▲
Financial income75/76B€233€344▲
Recurring financial income75€74€344▲
Non-recurring financial income76B€159€344▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€1k▼
Non-recurring financial charges66B€36€995▲
Profit (loss) for the period before taxes9903€16k€25k▲
Income taxes67/77€4k€7k▲
Profit (loss) for the period9904€12k€19k▲
Profit (loss) for the period to be appropriated9905€12k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€19k▲
Transfer from equity791/2€2k-
Transfer to equity691/2€12k€19k▲
To other reserves6921€12k€19k▲
Profit to be distributed694/7€2k-
Return on contributions (dividend)694€2k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €19k ▲54.9%
Operating result €27k, net result €19k, both a record.
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-6k ▼579%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kampenhout · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Haachtsesteenweg 321910 KampenhoutGround area
1,293 m²
Building footprint
199 m²
Volume, LiDAR
1,007 m³
Parcel 23008D0506/00V000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Smart Home Construct
since 20162.251.763.938
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23008D0506/00V000 | Flanders | 1,293 m² | 1 · 199 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 179 EUR awarded · 179 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 179 EUR | 179 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
OH MY KEY
BE 1008.170.587
Chaumont-Gistoux · Eq €50k
J.R.D GROUPE
BE 1007.579.085
Zaventem · Eq €50k
Guillaume Dumont S.R.L.
BE 1002.866.568
Sprimont · Eq €50k
Christophe Graindorge
BE 0506.838.460
Sprimont · Eq €50k
ALGEMENE BOUWWERKEN TOM BATEN
BE 0713.956.919
Affligem · Eq €50k
Of 4,097 companies in sector 43240 we hold annual accounts for 1,631. 1,337 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-01-2016
Fiscal year end31-12
Activities, NACEBEL
43240Other construction installation
43299Specialised construction activities
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.