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Complete company report
Generated 15-08-2026
Active BE 0541.999.871Private limited company (pre-2019)

SMART CAPITAL

Bonaventurestraat 11 ·1090 Jette, Belgium· 12 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of SMART CAPITAL is 2.1% (moderate). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 12 yrs
Board 4
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free
2.1% Moderate
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Higher-failure-rate region +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Established
Founded in 2013, 12 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 25-07-2025 2025-00319992
31-12-2023 micro 30-08-2024 2024-00409655
31-12-2022 micro 24-09-2023 2023-00452265
31-12-2021 micro 31-08-2022 2022-20404050
31-12-2020 micro 31-08-2021 2021-62400385
31-12-2019 micro 31-08-2020 2020-48700599
31-12-2018 micro 30-08-2019 2019-59600014
31-12-2017 micro 31-08-2018 2018-60600045
31-12-2016 micro 23-10-2017 2017-67600332
31-12-2015 volledig 31-08-2016 2016-57500135
Directors & mandates 4 directors
Directors derived from a single State Gazette act, under verification
All 4 current directors first appear in the same act (23004374). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
  • Banel Management BVBALegal entity
    Director· perm. rep.: Banel Manägement BVBA
    State Gazette act 23004374 (09-01-2023)
    Current
    01-01-2023 → present
  • Couvreur Finances SRLLegal entity
    Director· perm. rep.: Couvreur Finances SRL
    State Gazette act 23004374 (09-01-2023)
    Current
    01-01-2023 → present
  • Nickel Management BVLegal entity
    Director· perm. rep.: Nickel Management BV
    State Gazette act 23004374 (09-01-2023)
    Current
    01-01-2023 → present
  • Soma Management SRLLegal entity
    Director· perm. rep.: Soma Management SRL
    State Gazette act 23004374 (09-01-2023)
    Current
    01-01-2023 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary -
Legal form Private limited company (pre-2019)(015)
Incorporation20-11-2013
StatusActive
Postal code1090
Establishment units 1 location
Bonaventurestraat 11, 1090 Jette
Activiteiten van verzekeringsagenten en -makelaars
since 20132.263.035.635
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21010B0016/00T008 Brussels 280 m² 1 · 192 m² 15.6 m · 5 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
25-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
30-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
24-09-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
09-01-2023
State Gazette act Director changes
2022
31-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
31-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
31-08-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
30-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
31-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
23-10-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
31-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 3 years ago
2023
09-01-2023 4 directors appointed Director changes
  • Banel Manägement BVBA, Bestuurder
  • Nickel Management BV, Bestuurder
  • Soma Management SRL, Bestuurder
  • Couvreur Finances SRL, Bestuurder
Technical details 
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  "events": [
    {
      "kind": "decharge_granted",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Fran\u00E7ois-Xavier Duchesne",
        "address": "Kraainem, Clos des Pommiers 2",
        "birth_date": "1972-02-17",
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      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
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      "statutory": "statutair",
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      "effective_date": "2022-12-31",
      "evidence_quote": "",
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      "kind": "director_in",
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        "rrn": "0534.830.779",
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      "reason": null,
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      "via_org": {
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      "kind": "director_in",
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      "via_org": {
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      "evidence_quote": "",
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        "value": "2023-01-01"
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      "rep_rotation_new_rep": null,
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      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": "0775.820.945",
        "name": "Soma Management SRL",
        "address": "1083 Ganshoren, Square des Orifiammes, 1",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": "0775.820.945",
        "name": "Soma Management SRL",
        "address": "1083 Ganshoren, Square des Orifiammes, 1",
        "country": "BE",
        "legal_form": "SRL"
      },
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2023-01-01",
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
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      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": "0467.066.183",
        "name": "Couvreur Finances SRL",
        "address": "1090 Jette, rue Bonaventure 11",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": "0467.066.183",
        "name": "Couvreur Finances SRL",
        "address": "1090 Jette, rue Bonaventure 11",
        "country": "BE",
        "legal_form": "SRL"
      },
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2023-01-01",
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
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      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
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  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Bruxelles",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": null,
    "filing_date": "2022-12-30",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2022-12-28",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0541.999.871",
    "name_full": "SMART CAPITAL",
    "legal_form": "SPRL"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": "Fixconsult SPRL",
    "person_name": null,
    "org_rep_person_name": "Fran\u00E7ois-Xavier Duchesne",
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR SMART CAPITAL
Registered office
Bonaventurestraat 11
1090 Jette, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative