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SMART BATIMENT

Active
Private limited company·Algemene bouw van residentiële gebouwen· 3 yrs active
Oudesmidsestraat 20 ·1700 Dilbeek, Belgium
KBO/BCE: BE 0791.600.370
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Belgian State Gazette acts: 0 of 1 read
Age3 yrs
Real estate2 parcels · 617 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of SMART BATIMENT is 2.5% (moderate). The 2024 annual accounts show equity of €27k and a net result of €10k. Its solvency ranks better than 81% of 3839 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

2 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 81% of 3839 peers (2024). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 18 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 02-07-2025 29 d early 2025-00230260
31-12-2023 31-07-2024 07-08-2024 7 d late 2024-00338824

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.5% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€10k-27.2%
Working capital€24k+36.6%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 02-07-2025 with the NBB · fiscal year 2024 · micro
€0€5k€10k€15kOperating result 2023: €17k€17kNet result 2023: €13k€13kOperating result 2024: €12k€12kNet result 2024: €10k€10k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 67.5% 39.5%
better than 81% of 3839 sector peers
Net result €10k €9k
better than 50% of 3835 sector peers
Equity €27k €29k
better than 48% of 3844 sector peers
Gross operating margin €14k €26k
better than 33% of 3832 sector peers
Total assets €40k €85k
better than 25% of 3840 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€13k
- 23-24
Net profit
€10k
-27.2% 23-24
Cash flow
€11k
- 23-24
Total assets
€40k
+68.8% 23-24
Equity
€27k
+56.0% 23-24
Working capital
€24k
+36.6% 23-24
Income taxes
€2k
-28.1% 23-24
Debt
€13k
+103.8% 23-24
Show 8 other metrics
Debt ≤ 1y
€13k
+103.8% 23-24
Current ratio
2.82
-24.1% 23-24
Quick ratio
2.82
-24.1% 23-24
Solvency
67.5%
-7.6% 23-24
Debt / equity
0.48
+30.7% 23-24
ROE
35.9%
-53.3% 23-24
ROA
24.2%
-56.9% 23-24
Interest coverage
270.74
- 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€13k
Net profit€10k
Cash flow€11k
Staff costs-
Income taxes€2k
Dividends-
Total assets€40k
Equity€27k
Debt€13k
of which ≤ 1y€13k
of which > 1y-
Working capital€24k
Employees (FTE)-
Ratios (computed)
2024
Current ratio2.82
Quick ratio2.82
Working capital ratio59.1%
Solvency67.5%
Debt / equity0.48
Long-term debt ratio-
Interest coverage270.74
Gross margin-
Net margin-
ROA24.2%
ROE35.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€40k
Fixed assets 21/28€3k
Tangible fixed assets 22/27€3k
Current assets 29/58€37k
Amounts receivable within one year 40/41€4k
Cash & bank 54/58€33k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€40k
Equity 10/15€27k
Contributions / capital 10/11€4k
Accumulated profits (losses) 14€23k
Amounts payable 17/49€13k
Amounts payable within one year 42/48€13k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€14k
Operating result 9901€12k
Financial income 75€6
Financial charges 65€49
Result before taxes 9903€12k
Income taxes 67/77€2k
Net result for the period 9904€10k
Result to be appropriated 9905€10k
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
93 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
481 companies at this address See who is registered here

Establishment units

1 location
SMART BATIMENT
Rue de Binche(H) 196, 7301 BoussuAlgemene bouw van residentiële gebouwen
since 20222.336.327.647
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area617 m²
Buildings2
Building footprint351 m²
Volume (LiDAR)3,183 m³
Tallest building12.6 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Wallonia 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
53041C0334/00Z000 Wallonia 317 m² 1 · 52 m² 10.1 m · 3 fl.
23016D0063/00W002 Flanders 300 m² 1 · 299 m² 12.6 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

5 of 5 axes measured
Health93Profitability100Solvency100Growth52Stability94
88 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 93
Profitability 100
Solvency 100
Growth 52
Stability 94

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 5,403 of the 29,594 companies in this sector. 4,813 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Overige bouwinstallatie43240Overige bouwinstallatie, n.e.g.43299Overige werkzaamheden in verband met de afwerking van gebouwen43350Overige werkzaamheden in verband met de afwerking van gebouwen43390Overige gespecialiseerde bouwactiviteiten, neg43990Restaureren van bouwwerken43995Overige gespecialiseerde bouwwerkzaamheden43999
Primary activity highlighted.
Names & trade names
Legal nameNL SMART BATIMENT
Registered office
Oudesmidsestraat 20
1700 Dilbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.