Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of SLE is 1.3% (low). The 2025 annual accounts show equity of €410k and a net result of €175k. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 84% of 335 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Based on the State Gazette, CBE and 8 annual accounts.
Signals
3 signals · with evidenceSignals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Trust signals
1 signalAdministrative Flags
1 eventBankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB · 2025How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 77.2% | 35.1% | |
| Net result | €175k | €42k | |
| Equity | €410k | €278k | |
| Gross operating margin | €229k | €240k | |
| Total assets | €531k | €1.22M |
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | - |
| Net profit | €175k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | €60k |
| Dividends | €0 |
| Total assets | €531k |
| Equity | €410k |
| Debt | €121k |
| of which ≤ 1y | €121k |
| of which > 1y | - |
| Working capital | €410k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 4.38 |
| Quick ratio | 4.38 |
| Working capital ratio | 77.2% |
| Solvency | 77.2% |
| Debt / equity | 0.30 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | 32.9% |
| ROE | 42.7% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €531k |
| Current assets | 29/58 | €531k |
| Amounts receivable within one year | 40/41 | €530k |
| Cash & bank | 54/58 | €2k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €531k |
| Equity | 10/15 | €410k |
| Contributions / capital | 10/11 | €6k |
| Reserves | 13 | €404k |
| Accumulated profits (losses) | 14 | €0 |
| Amounts payable | 17/49 | €121k |
| Amounts payable within one year | 42/48 | €121k |
| Trade debts payable within one year | 44 | €117k |
| Income statement | ||
| Gross operating margin | 9900 | €229k |
| Operating result | 9901 | €228k |
| Financial income | 75 | €7k |
| Financial charges | 65 | €72 |
| Result before taxes | 9903 | €235k |
| Income taxes | 67/77 | €60k |
| Net result for the period | 9904 | €175k |
| Result to be appropriated | 9905 | €175k |
Health barometer
FY 2025 · computedUnlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Structure & network
Locations & real estate
Establishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12036B0282/00E000 | Flanders | 6,767 m² | 1 · 3,527 m² | - |
| 21807G0123/00P004 | Brussels | 977 m² | 1 · 890 m² | 45.4 m · 14 fl. |
Publications
Lifecycle & Insolvency Signals
1 event from the State GazetteTime machine: BS events + macro context
2021-2026Belgisch Staatsblad · acts
1 acts20-08-2025 Registered office moved to Elsene
- Louizalaan 250, bus 7, 1050 Elsene
Analysis
Snowflake analysis
financial profile on 5 axesExceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Ask AI about this company
Checked AISoon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.
AI due-diligence brief
Checked AIGenerate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector, ranked by comparable sizeCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameNL | SLE |
- 22-12-2025 Address struck