Summary
SISTERS'S HOLDING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €576k and a net result of €190k. Equity is growing by ~51.9% per year across the filed fiscal years. Its solvency ranks better than 32% of 9863 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-09-2026, 53 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
53 d late
2024
47 d late
2023
30 d late
2022
67 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€576k▲ 49.1%
2024 · €386k
2022: €99k
2023: €227k
2024: €386k
2022 → 2025
Net result
€190k▲ 19.1%
2024 · €159k
2022: €97k
2023: €203k
2024: €159k
2022 → 2025
Total assets
€1.18M▲ 0.6%
2024 · €1.17M
2022: €1.26M
2023: €1.26M
2024: €1.17M
2022 → 2025
Solvency
48.7%▲ 15.9pp
2024 · 32.9%
2022: 7.8%
2023: 18.0%
2024: 32.9%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€99k-€227k▲ 130%€386k▲ 70.2%€576k▲ 49.1%
Operating result€5k-€8k▲ 65.5%€64k▲ 675%€27k▼ 57.8%
Net result€97k-€203k▲ 110%€159k▼ 21.6%€190k▲ 19.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 58% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.18M
Fixed assets
€1.16M =
Current assets
€21k ▲ 50.8%
Equity and liabilities €1.18M
Equity
€576k ▲ 49.1%
Debt
€606k ▼ 23.1%
Debt's share of the balance-sheet total falls from 67.1% to 51.3%. Equity is higher and debt is lower.
Key figures and ratios
ROE
32.9%▼
2024 · 41.3%
ROA
16.1%▲
2024 · 13.6%
Debt ≤ 1 year
€185k▲
2024 · €165k
Debt > 1 year
€421k▼
2024 · €623k
Income taxes
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.17M€1.18M▲
Fixed assets21/28€1.16M€1.16M=
Financial fixed assets28€1.16M€1.16M=
Current assets29/58€14k€21k▲
Amounts receivable within one year40/41€316€2k▲
Trade receivables40€0-
Other amounts receivable41€316€2k▲
Cash at bank and in hand54/58€14k€20k▲
Equity and liabilities
Total equity and liabilities10/49€1.17M€1.18M▲
Equity10/15€386k€576k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€384k€574k▲
Amounts payable17/49€788k€606k▼
Amounts payable after more than one year17€623k€421k▼
Financial debts170/4€262k€180k▼
Other amounts payable178/9€361k€241k▼
Amounts payable within one year42/48€165k€185k▲
Current portion of amounts payable after more than one year42€83k€83k=
Trade debts44€58k€68k▲
Suppliers440/4€58k€68k▲
Taxes, remuneration and social security45€754€2k▲
Taxes450/3€754€2k▲
Other amounts payable47/48€23k€32k▲
Income statement
Code20242025
Other operating charges640/8€1k€2k▲
Gross operating margin9900€65k€29k▼
Operating profit (loss)9901€64k€27k▼
Financial income75/76B€100k€170k▲
Recurring financial income75€100k€170k▲
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€159k€191k▲
Income taxes67/77-€1k
Profit (loss) for the period9904€159k€190k▲
Profit (loss) for the period to be appropriated9905€159k€190k▲
Appropriation of the result
Profit (loss) to be appropriated9906€384k€574k▲
Profit (loss) brought forward from the previous period14P€225k€384k▲
Profit to be distributed694/7€0-
Directors or managers695€0-
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 53 days late
2025
31-12
Financial
Equity above €500kEq €576k ▲49.1%
4 profitable years in a row build equity to €576k.
16-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 47 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2022net €203k ▲110%
Net result €203k, the highest in the series.
31-12
Financial
Equity above €200kEq €227k ▲130%
2 profitable years in a row build equity to €227k.
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 67 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Ghislain · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zone art. de la Rivièrette(SG) 227330 Saint-Ghislain1 establishment unit
SISTERS'S HOLDING
since 20212.321.939.082
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,777 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-07-2021
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filings
Scores and ratios are computed by Checked and are not a credit decision.