Skip to content

Sisters Bean

Active
Private limited company·Activiteiten van eetgelegenheden met volledige bediening· 4 yrs active
Vismarkt 26 ·2800 Mechelen, Belgium
KBO/BCE: BE 0787.823.013
Watch Print / PDF
Age4 yrs
Board1
Staff (FTE)1.7
Real estate1 parcel · 80 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Sisters Bean is 3.3% (moderate). The 2025 annual accounts show equity of €104k and a net result of €63k. Equity is growing by ~106.2% per year across the filed fiscal years. Its solvency ranks better than 86% of 1080 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Signals

3 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 86% of 1080 peers (2025). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend
Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 08-06-2026 53 d early 2026-00145753
31-12-2024 31-07-2025 19-05-2025 73 d early 2025-00097562
31-12-2023 31-07-2024 18-06-2024 43 d early 2024-00137449

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
3.3% Moderate
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€63k+153.9%
Working capital€28k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 08-06-2026 with the NBB · fiscal year 2025 · micro
€-25k€0€25k€50k€75k€100kOperating result 2023: €1k€1kNet result 2023: €-3k€-3kOperating result 2024: €36k€36kNet result 2024: €25k€25kOperating result 2025: €90k€90kNet result 2025: €63k€63k202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~106.2%/year over 3 fiscal years, indicative, assuming unchanged policy.
€0€100k€200k2026: €148k (€140k - €157k)2027: €192k (€184k - €201k)2028: €236k (€228k - €245k)2023: €17k2024: €41k2025: €104k202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 67.5% 25.9%
better than 86% of 1080 sector peers
Net result €63k €7k
better than 90% of 1081 sector peers
Equity €104k €23k
better than 84% of 1083 sector peers
Gross operating margin €247k €64k
better than 88% of 1077 sector peers
Staff costs €140k €52k
higher than 79% of 788 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P86
2023: P47 · n=47912024: P59 · n=56152025: P86 · n=10802023 2025
Improving position over 2023-2025 · n=1080-5615
Net result P90
2023: P34 · n=47802024: P78 · n=56032025: P90 · n=10812023 2025
Improving position over 2023-2025 · n=1081-5603
Equity P84
2023: P56 · n=48052024: P72 · n=56262025: P84 · n=10832023 2025
Improving position over 2023-2025 · n=1083-5626
Gross operating margin P88
2023: P64 · n=47632024: P72 · n=55892025: P88 · n=10772023 2025
Improving position over 2023-2025 · n=1077-5589
Describes the position versus peers, not a forecast.
EBITDA
€102k
+123.0% 23-25
Net profit
€63k
+153.9% 23-25
Cash flow
€75k
+112.7% 23-25
Total assets
€155k
+4.5% 23-25
Equity
€104k
+152.4% 23-25
Working capital
€28k
- 23-25
Employees (FTE)
2
-51.4% 23-25
Staff costs
€140k
+110.8% 23-25
Income taxes
€24k
+220.3% 23-25
Debt
€50k
-52.8% 23-25
Debt ≤ 1y
€50k
-52.8% 23-25
Debt > 1y
€36k
- 23-25
Current ratio
1.56
+139.6% 23-25
Quick ratio
1.54
+138.7% 23-25
Solvency
67.5%
+141.5% 23-25
Debt / equity
0.48
-81.3% 23-25
ROE
60.4%
+0.6% 23-25
ROA
40.8%
+142.8% 23-25
Interest coverage
26.63
+86.8% 23-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€102k
Net profit€63k
Cash flow€75k
Staff costs€140k
Income taxes€24k
Dividends-
Total assets€155k
Equity€104k
Debt€50k
of which ≤ 1y€50k
of which > 1y-
Working capital€28k
Employees (FTE)1.7
Ratios (computed)
2025
Current ratio1.56
Quick ratio1.54
Working capital ratio18.3%
Solvency67.5%
Debt / equity0.48
Long-term debt ratio-
Interest coverage26.63
Gross margin-
Net margin-
ROA40.8%
ROE60.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€155k
Fixed assets 21/28€76k
Intangible fixed assets 21€65k
Tangible fixed assets 22/27€11k
Current assets 29/58€79k
Stocks & contracts in progress 3€1k
Amounts receivable within one year 40/41€7k
Cash & bank 54/58€67k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€155k
Equity 10/15€104k
Contributions / capital 10/11€20k
Reserves 13€84k
Amounts payable 17/49€50k
Amounts payable within one year 42/48€50k
Trade debts payable within one year 44€12k
Income statement
Gross operating margin 9900€247k
Operating result 9901€90k
Financial income 75€413
Financial charges 65€4k
Result before taxes 9903€87k
Income taxes 67/77€24k
Net result for the period 9904€63k
Result to be appropriated 9905€63k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Directors

Directors & mandates

2 directors
Current directors & mandates
  • Marion Caeymaex
    Director
    State Gazette act 24113843 (30-07-2024)
    Current
    01-07-2024 → present
Former directors (1)
  • Laurelyne Van den Branden
    Director
    State Gazette act 24113843 (30-07-2024)
    Former
    - → 01-07-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Activiteiten van eetgelegenheden met volledige bediening(56111)
Legal form Private limited company(610)
Incorporation29-06-2022
StatusActive
Postal code2800

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Vismarkt 262800 Mechelen

Establishment units

1 location
Sister Bean
Vismarkt 26, 2800 MechelenEetgelegenheden met volledige bediening
since 20222.332.944.723
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area80 m²
Buildings1
Building footprint80 m²
Volume (LiDAR)822 m³
Tallest building13.1 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12025E0484/00A000 Flanders 80 m² 1 · 80 m² 13.1 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 2 years ago
2024
30-07-2024 1 director appointed, 1 resigning Director changes
  • Marion Caeymaex, Bestuurder
  • Laurelyne Van den Branden, Bestuurder

Analysis

Snowflake analysis

financial profile on 5 axes
Health100Profitability100Solvency90Growth78Stability94
92 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 100
Solvency 90
Growth 78
Stability 94

Ask AI about this company

Checked AI

Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soon

AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 2,912 of the 20,288 companies in this sector. 2,311 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Eetgelegenheden met volledige bediening56101Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met volledige bediening56111Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112Catering56210Catering van evenementen56210Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990Promotie en organisatie van uitvoerende kunstevenementen90021Promotie en organisatie van scheppende en uitvoerende kunstevenementen90391
Primary activity highlighted.
Names & trade names
Legal nameNL Sisters Bean
Registered office
Vismarkt 26
2800 Mechelen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.