SIMPOOLS · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of SIMPOOLS is 2.2% (moderate). The 2025 annual accounts show equity of €36k and a net result of €915. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 39% of 2873 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Signals

1 signal · with evidence

Consistently profitable

Positive net result in the two most recent financial years (2024 and 2025).

View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

How we compute the deadline

The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	05-06-2026	56 d early	2026-00138956
31-12-2024	31-07-2025	05-06-2025	56 d early	2025-00123326
31-12-2023	31-07-2024	04-06-2024	57 d early	2024-00110171
31-12-2022	31-07-2023	09-06-2023	52 d early	2023-00121825

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2021, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

2.2% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€915+240.0%

Working capital€35k+272.0%

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 05-06-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

volatile Too volatile to project: the yearly deviation from the trend is ~151% of the level (threshold 35%). We therefore deliberately show no projection line.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 43, Specialised construction · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	33.4%	43.4%	better than 39% of 2873 sector peers
Net result	€915	€13k	better than 20% of 2872 sector peers
Equity	€36k	€44k	better than 43% of 2873 sector peers
Gross operating margin	€19k	€39k	better than 29% of 2870 sector peers
Staff costs	€8k	€30k	higher than 33% of 929 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P39

Weakening position over 2022-2025 · n=2873-11087

Net result P20

Weakening position over 2022-2025 · n=2872-11069

Equity P43

Weakening position over 2022-2025 · n=2873-11090

Gross operating margin P29

Stable position over 2022-2025 · n=2870-11060

Describes the position versus peers, not a forecast.

EBITDA

€10k

+73.1% 22-25

Net profit

€915

+240.0% 22-25

Cash flow

€9k

+73.7% 22-25

Total assets

€107k

+2.6% 22-25

Equity

€36k

+2.6% 22-25

Working capital

€35k

+272.0% 22-25

Employees (FTE)

0

-60.0% 22-25

Staff costs

€8k

+295.4% 22-25

Income taxes

€610

+162.0% 22-25

Debt

€71k

+2.7% 22-25

Debt ≤ 1y

€45k

-25.8% 22-25

Debt > 1y

€9k

0.0% 22-25

Current ratio

1.79

+54.4% 22-25

Quick ratio

1.41

+126.7% 22-25

Solvency

33.4%

0.0% 22-25

Debt / equity

1.99

0.0% 22-25

ROE

2.6%

+231.3% 22-25

ROA

0.9%

+231.2% 22-25

Interest coverage

85.30

+192.0% 22-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€10k
Net profit	€915
Cash flow	€9k
Staff costs	€8k
Income taxes	€610
Dividends	-
Total assets	€107k
Equity	€36k
Debt	€71k
of which ≤ 1y	€45k
of which > 1y	€9k
Working capital	€35k
Employees (FTE)	0.2

Ratios (computed)

	2025
Current ratio	1.79
Quick ratio	1.41
Working capital ratio	32.9%
Solvency	33.4%
Debt / equity	1.99
Long-term debt ratio	0.25
Interest coverage	85.30
Gross margin	-
Net margin	-
ROA	0.9%
ROE	2.6%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €27k · 25.3% Current assets €80k · 74.7%

Equity & liabilities

Equity €36k · 33.4% Debt €71k · 66.6%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€107k
Fixed assets	21/28	€27k
Intangible fixed assets	21	€25k
Tangible fixed assets	22/27	€2k
Financial fixed assets	28	€350
Current assets	29/58	€80k
Stocks & contracts in progress	3	€17k
Amounts receivable within one year	40/41	€11k
Cash & bank	54/58	€46k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€107k
Equity	10/15	€36k
Contributions / capital	10/11	€1k
Reserves	13	€34k
Amounts payable	17/49	€71k
Amounts payable after one year	17	€9k
Amounts payable within one year	42/48	€45k
Trade debts payable within one year	44	€4k
Income statement
Gross operating margin	9900	€19k
Operating result	9901	€2k
Financial income	75	€16
Financial charges	65	€116
Result before taxes	9903	€2k
Income taxes	67/77	€610
Net result for the period	9904	€915
Result to be appropriated	9905	€915

You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

87 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Directors

Directors & mandates

1 director

Current directors & mandates

Pieter DE MALSCHE
Director
State Gazette act 24131883 (10-09-2024)

Current
12-02-2024 → present

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary	Overige gespecialiseerde bouwactiviteiten, neg(43990)
Legal form	Private limited company(610)
Incorporation	19-10-2021
Status	Active
Postal code	9820

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

Establishment units

1 location

SIMPOOLS

Burg. Van Gansberghelaan 58, 9820 Merelbeke-MelleBouw van autowegen, straten en andere wegen en paden voor voertuigen en voetgangers (inclusief het plaatsen van vangrails)

since 20212.324.124.057

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area2,143 m²

Buildings1

Building footprint268 m²

Volume (LiDAR)1,880 m³

Tallest building12.0 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44413A0570/00Y000	Flanders	2,143 m²	1 · 268 m²	11.9 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts

All acts · 1 updated 1 year ago

2024

10-09-2024 3 directors appointed Director changes

Pieter DE MALSCHE, Bestuurder
Sim Vanlangenhove, Gedelegeerd bestuurder
Pieter De Malsche, Gedelegeerd bestuurder

Original publication ↗

Analysis

Snowflake analysis

financial profile on 5 axes

63 / 100

Strong profile, led by stability.

All 5 axes are computed from data Checked has read.

Health 87

Profitability 13

Solvency 70

Growth 52

Stability 94

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