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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
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Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of Simpol is 1.4% (low). The 2025 annual accounts show negative equity (€-4k) and a net result of €-18k. Its solvency ranks better than 5% of 4723 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone1.4%
Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Young company
+Higher-failure-rate region
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Signals
1 signal · with evidenceNegative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideFiled after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-06-2025 | 31-01-2026 | 02-02-2026 | 2 d late | 2026-00030823 |
| 30-06-2024 | 31-01-2025 | 21-02-2025 | 21 d late | 2025-00038382 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-18k
Working capital€-2k
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 02-02-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -9.6% | 55.5% | |
| Net result | €-18k | €38k | |
| Equity | €-4k | €64k | |
| Gross operating margin | €18k | €61k | |
| Total assets | €39k | €146k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€18k
-2.2%
24-25
€-18k
-
24-25
€-14k
-
24-25
€39k
+46.2%
24-25
€-4k
-
24-25
€-2k
-
24-25
€0
-100.0%
24-25
€43k
+234.1%
24-25
€32k
+148.3%
24-25
0.93
-19.5%
24-25
0.93
-19.5%
24-25
-9.6%
-
24-25
-11.42
-
24-25
470.6%
+406.8%
24-25
-45.2%
-
24-25
0.56
-99.7%
24-25
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €18k |
| Net profit | €-18k |
| Cash flow | €-14k |
| Staff costs | - |
| Income taxes | €0 |
| Dividends | - |
| Total assets | €39k |
| Equity | €-4k |
| Debt | €43k |
| of which ≤ 1y | €32k |
| of which > 1y | - |
| Working capital | €-2k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.93 |
| Quick ratio | 0.93 |
| Working capital ratio | -5.5% |
| Solvency | -9.6% |
| Debt / equity | -11.42 |
| Long-term debt ratio | - |
| Interest coverage | 0.56 |
| Gross margin | - |
| Net margin | - |
| ROA | -45.2% |
| ROE | 470.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €39k |
| Fixed assets | 21/28 | €9k |
| Tangible fixed assets | 22/27 | €9k |
| Current assets | 29/58 | €30k |
| Amounts receivable within one year | 40/41 | €24k |
| Cash & bank | 54/58 | €6k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €39k |
| Equity | 10/15 | €-4k |
| Contributions / capital | 10/11 | €1k |
| Accumulated profits (losses) | 14 | €-5k |
| Amounts payable | 17/49 | €43k |
| Amounts payable within one year | 42/48 | €32k |
| Trade debts payable within one year | 44 | €5k |
| Income statement | ||
| Gross operating margin | 9900 | €18k |
| Operating result | 9901 | €13k |
| Financial charges | 65 | €31k |
| Result before taxes | 9903 | €-18k |
| Income taxes | 67/77 | €0 |
| Net result for the period | 9904 | €-18k |
| Result to be appropriated | 9905 | €-18k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
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Ratios computed by Checked.
Health barometer
FY 2025 · computed12
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Structure & network
Connections & network
1 connected companyGroup structure
Subsidiary · 2 locations
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Locations & real estate
Registered office
on the map · from the address register
Elsene
exact location from the address register
Establishment units
1 locationSimpol
since 20232.361.632.472
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area320 m²
Buildings2
Building footprint204 m²
Volume (LiDAR)2,940 m³
Tallest building21.0 m · ±5 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21562A0183/00Z016 | Brussels | 177 m² | 1 · 108 m² | 20.9 m · 5 fl. |
| 21447B0226/00M005 | Brussels | 143 m² | 1 · 96 m² | 19.3 m · 5 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 acts Address history · 1
05-06-2024
Registered-office move
All acts · 1
updated 2 years ago
2024
05-06-2024 Registered office moved from Saint Gilles to ixelles
- Avenue du Parc 27 -1060 Saint Gilles → Rue du Magistrat 47-1050 ixelles
Analysis
Snowflake analysis
financial profile on 5 axes56
/ 100
Mixed profile: strong on profitability, weaker on health.
All 5 axes are computed from data Checked has read.
Health
12
Profitability
100
Solvency
43
Growth
32
Stability
94
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Credit advice
verdict per customer and amountSimilar
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Company registry (CBE)
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Primary activity highlighted.
Names & trade names
| Legal nameFR | Simpol |
Registered office
Wethoudersstraat 47
1050 Elsene, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.