SIMPLEX DIAM
ActiveSummary
The annual accounts of SIMPLEX DIAM for fiscal year 2025 show a net loss of 87% of total assets and of 54% of the equity at the start of that year. The 2025 annual accounts show equity of €5.17M and a net result of €-6.08M. Equity is shrinking by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 80% of 4886 sector peers (fiscal year 2025). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-11
Solvency99▼-1
Growth22=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €300k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 3.9 against 6.6 in 2024; short-term debt: 25.6% and cash: 1.6% of total assets), and 25.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.4%
Return on assets
-87.3%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-6.08M
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
29 d late
2023
23 d early
2022
24 d late
2021
29 d late
2020
26 d late
2019
294 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€7.43M▼ 66.0%
2018 · €21.87M
2018: €21.87M
2019: €7.43M▼ -66.0% vs 2018
2018 → 2019
EBIT margin
-51.8%▼ 53.2pp
2018 · 1.4%
2018: 1.4%
2019: -51.8%▼ -3685% vs 2018
2018 → 2019
Net result
€-6.08M▼ 574%
2024 · €-901k
2018: €56khighest in 8 years
2019: €-4.18M▼ -7539% vs 2018
2020: €-529k▲ +87.3% vs 2019
2021: €-428k▲ +19.2% vs 2020
2022: €-29k▲ +93.2% vs 2021
2023: €-521k▼ -1690% vs 2022
2024: €-901k▼ -73.1% vs 2023
2025: €-6.08M▼ -574% vs 2024lowest in 8 years
2018 → 2025
Working capital
€5.17M▼ 58.5%
2024 · €12.44M
2018: €17.83Mhighest in 8 years
2019: €13.68M▼ -23.3% vs 2018
2020: €13.16M▼ -3.8% vs 2019
2021: €12.74M▼ -3.2% vs 2020
2022: €13.06M▲ +2.5% vs 2021
2023: €12.22M▼ -6.4% vs 2022
2024: €12.44M▲ +1.8% vs 2023
2025: €5.17M▼ -58.5% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12.70M-€12.67M▼ 0.2%€12.15M▼ 4.1%€11.25M▼ 7.4%€5.17M▼ 54.0%
2021: €12.70Mhighest in 5 years
2022: €12.67M▼ -0.2% vs 2021
2023: €12.15M▼ -4.1% vs 2022
2024: €11.25M▼ -7.4% vs 2023
2025: €5.17M▼ -54.0% vs 2024lowest in 5 years
Operating result€-294k-€140k€-500k€-883k▼ 76.8%€-6.07M▼ 588%
2021: €-294k
2022: €140k▲ +148% vs 2021highest in 5 years
2023: €-500k▼ -458% vs 2022
2024: €-883k▼ -76.8% vs 2023
2025: €-6.07M▼ -588% vs 2024lowest in 5 years
Net result€-428k-€-29k▲ 93.2%€-521k▼ 1,690%€-901k▼ 73.1%€-6.08M▼ 574%
2021: €-428k
2022: €-29k▲ +93.2% vs 2021highest in 5 years
2023: €-521k▼ -1690% vs 2022
2024: €-901k▼ -73.1% vs 2023
2025: €-6.08M▼ -574% vs 2024lowest in 5 years
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6.07M in 2025 against €883k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.96M
Fixed assets
€8k ▼ 17.8%
Current assets
€6.95M ▼ 52.6%
Equity and liabilities €6.96M
Equity
€5.17M ▼ 54.0%
Debt
€1.78M ▼ 47.9%
Debt's share of the balance-sheet total rises from 23.3% to 25.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-6.07M▼
2024 · €-881k
Cash flow
€-6.07M▼
2024 · €-899k
Current ratio
3.90▼
2024 · 6.60
Quick ratio
3.07▼
2024 · 5.28
Debt to equity
0.34▲
2024 · 0.30
ROE
-117.4%▼
2024 · -8.0%
ROA
-87.3%▼
2024 · -6.1%
Interest coverage
-646.75▼
2024 · -88.19
Debt ≤ 1 year
€1.78M▼
2024 · €2.22M
Income taxes
€4k▼
2024 · €9k
Staff costs
€81k▲
2024 · €77k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€14.67M€6.96M▼
Fixed assets21/28€9k€8k▼
Tangible fixed assets22/27€9k€8k▼
Land and buildings22€9k€8k▼
Furniture and vehicles24€635-
Current assets29/58€14.66M€6.95M▼
Stocks and contracts in progress3€2.92M€1.48M▼
Stocks30/36€2.92M€1.48M▼
Amounts receivable within one year40/41€11.58M€5.36M▼
Trade receivables40€11.32M€5.36M▼
Other amounts receivable41€261k€1k▼
Cash at bank and in hand54/58€156k€108k▼
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€14.67M€6.96M▼
Equity10/15€11.25M€5.17M▼
Contributions10/11€14.70M€14.70M=
Capital10€14.70M€14.70M=
Issued capital100€14.70M€14.70M=
Reserves13€967k€967k=
Non-distributable reserves130/1€967k€967k=
Legal reserve130€967k€967k=
Profit (loss) carried forward14€-4.42M€-10.49M▼
Amounts payable17/49€3.42M€1.78M▼
Amounts payable after more than one year17€483k-
Financial debts170/4€483k-
Amounts payable within one year42/48€2.22M€1.78M▼
Financial debts43€20k-
Other loans439€20k-
Trade debts44€2.17M€1.55M▼
Suppliers440/4€2.17M€1.55M▼
Taxes, remuneration and social security45€37k€30k▼
Taxes450/3€13k€13k▲
Remuneration and social security454/9€24k€17k▼
Other amounts payable47/48-€203k
Accrued charges and deferred income492/3€714k-
Income statement
Code20242025
Remuneration, social security and pensions62€77k€81k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€37k€3.84M▲
Non-recurring operating charges66A€68k€375▼
Gross operating margin9900€-699k€-2.15M▼
Operating profit (loss)9901€-883k€-6.07M▼
Financial income75/76B€597€10k▲
Recurring financial income75€597€10k▲
Financial charges65/66B€10k€9k▼
Recurring financial charges65€10k€9k▼
Profit (loss) for the period before taxes9903€-893k€-6.07M▼
Income taxes67/77€9k€4k▼
Profit (loss) for the period9904€-901k€-6.08M▼
Profit (loss) for the period to be appropriated9905€-901k€-6.08M▼
Appropriation of the result
Profit (loss) to be appropriated9906€-4.42M€-10.49M▼
Profit (loss) brought forward from the previous period14P€-3.51M€-4.42M▼
Social balance
Average headcount (FTE)90872.02.0=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €22k | €61k | €101k | €77k | €81k | ▲ 4.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k | €6k | €6k | €2k | €1k | ▼ 32.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €113k | €-93k | - | - | - | - |
| Other operating charges640/8 | €15k | €109k | €12k | €37k | €3.84M | ▲ 10,400% |
| Non-recurring operating charges66A | - | - | - | €68k | €375 | ▼ 99.4% |
| Gross operating margin9900 | €-137k | €223k | €-380k | €-699k | €-2.15M | ▼ 208% |
| Operating profit (loss)9901 | €-294k | €140k | €-500k | €-883k | €-6.07M | ▼ 588% |
| Financial income75/76B | €266 | €12k | €12k | €597 | €10k | ▲ 1,656% |
| Recurring financial income75 | €266 | €12k | €12k | €597 | €10k | ▲ 1,656% |
| Financial charges65/66B | €8k | €181k | €37k | €10k | €9k | ▼ 6.1% |
| Recurring financial charges65 | €8k | €181k | €37k | €10k | €9k | ▼ 6.1% |
| Profit (loss) for the period before taxes9903 | €-302k | €-29k | €-524k | €-893k | €-6.07M | ▼ 580% |
| Income taxes67/77 | €126k | €-204 | €-4k | €9k | €4k | ▼ 51.0% |
| Profit (loss) for the period9904 | €-428k | €-29k | €-521k | €-901k | €-6.08M | ▼ 574% |
| Profit (loss) for the period to be appropriated9905 | €-428k | €-29k | €-521k | €-901k | €-6.08M | ▼ 574% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €18.25M | €16.22M | €13.85M | €14.67M | €6.96M | ▼ 52.6% |
| Fixed assets21/28 | €451k | €445k | €439k | €9k | €8k | ▼ 17.8% |
| Tangible fixed assets22/27 | €451k | €445k | €439k | €9k | €8k | ▼ 17.8% |
| Land and buildings22 | €447k | €442k | €437k | €9k | €8k | ▼ 11.7% |
| Furniture and vehicles24 | €3k | €2k | €2k | €635 | - | - |
| Current assets29/58 | €17.80M | €15.78M | €13.41M | €14.66M | €6.95M | ▼ 52.6% |
| Stocks and contracts in progress3 | €4.11M | €4.10M | €3.52M | €2.92M | €1.48M | ▼ 49.3% |
| Stocks30/36 | €4.11M | €4.10M | €3.52M | €2.92M | €1.48M | ▼ 49.3% |
| Amounts receivable within one year40/41 | €13.64M | €11.63M | €9.84M | €11.58M | €5.36M | ▼ 53.7% |
| Trade receivables40 | €13.49M | €11.43M | €9.59M | €11.32M | €5.36M | ▼ 52.7% |
| Other amounts receivable41 | €142k | €196k | €246k | €261k | €1k | ▼ 99.5% |
| Cash at bank and in hand54/58 | €56k | €50k | €52k | €156k | €108k | ▼ 30.4% |
| Deferred charges and accrued income490/1 | €157 | €2k | €5k | €2k | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €18.25M | €16.22M | €13.85M | €14.67M | €6.96M | ▼ 52.6% |
| Equity10/15 | €12.70M | €12.67M | €12.15M | €11.25M | €5.17M | ▼ 54.0% |
| Contributions10/11 | €14.70M | €14.70M | €14.70M | €14.70M | €14.70M | = |
| Capital10 | €14.70M | €14.70M | €14.70M | €14.70M | €14.70M | = |
| Issued capital100 | €14.70M | €14.70M | €14.70M | €14.70M | €14.70M | = |
| Reserves13 | €967k | €967k | €967k | €967k | €967k | = |
| Non-distributable reserves130/1 | €967k | €967k | €967k | €967k | €967k | = |
| Legal reserve130 | €967k | €967k | €967k | €967k | €967k | = |
| Profit (loss) carried forward14 | €-2.96M | €-2.99M | €-3.51M | €-4.42M | €-10.49M | ▼ 138% |
| Amounts payable17/49 | €5.55M | €3.55M | €1.70M | €3.42M | €1.78M | ▼ 47.9% |
| Amounts payable after more than one year17 | €483k | €483k | €483k | €483k | - | - |
| Financial debts170/4 | €483k | €483k | €483k | €483k | - | - |
| Amounts payable within one year42/48 | €5.06M | €2.72M | €1.19M | €2.22M | €1.78M | ▼ 19.8% |
| Financial debts43 | €1.27M | €960k | €379k | €20k | - | - |
| Credit institutions430/8 | €1.27M | €960k | €379k | - | - | - |
| Other loans439 | - | - | - | €20k | - | - |
| Trade debts44 | €3.72M | €1.72M | €791k | €2.17M | €1.55M | ▼ 28.4% |
| Suppliers440/4 | €3.72M | €1.72M | €791k | €2.17M | €1.55M | ▼ 28.4% |
| Taxes, remuneration and social security45 | €64k | €38k | €24k | €37k | €30k | ▼ 17.9% |
| Taxes450/3 | €63k | €31k | €5k | €13k | €13k | ▲ 3.4% |
| Remuneration and social security454/9 | €784 | €7k | €18k | €24k | €17k | ▼ 29.2% |
| Other amounts payable47/48 | - | - | - | - | €203k | - |
| Accrued charges and deferred income492/3 | €8k | €345k | €23k | €714k | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-428k | €-29k | €-521k | €-901k | €-6.08M | ▼ 574% |
| + Depreciation and write-downs630 | €8k | €6k | €6k | €2k | €1k | ▼ 32.7% |
| Operating cash flow (approximation) | €-420k | €-23k | €-515k | €-899k | €-6.07M | ▼ 575% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €428k | €375 | ▼ 99.9% |
| Change in cash | - | €-6k | €3k | €104k | €-47k | ▼ 146% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-6.08M
Net result drops to €-6.08M, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 24 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
21-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 294 days late
2020
31-12
Financial
Liquidity times 5current ratio 10.57
Current ratio from 2.07 to 10.57; short-term debt falls from €12.84M to €1.38M.
2019
04-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 65 days late
2018
25-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 86 days late
2017
16-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts
We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1992
Ground area
830 m²
Building footprint
79 m²
Volume, LiDAR
2,747 m³
Parcel 11808H1179/00B021, Flanders · tallest building 40.9 m, ±12 floors. Linked by address, not a title deed.
15
companies at this address
See who is registered here
1 establishment unit
SIMPLEX DIAM NV
since 19922.056.240.741
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1179/00B021 | Flanders | 829 m² | 1 · 79 m² | 40.9 m · 12 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
549300FEJXZHO2Y1XJ30
Similar companies · same sector, comparable size
RIKHAV
BE 0477.618.694
Antwerpen · Eq €5.18M
MANUFACTURING AGENCIES CONSULTING
BE 0439.572.623
Genk · Eq €5.26M
A.F.P. GROUP
BE 0417.210.064
Antwerpen · Eq €5.30M
DIAMCAD
BE 0437.109.615
Antwerpen · Eq €5.05M
DIVINE GRACE
BE 0476.307.810
Antwerpen · Eq €5.02M
Of 1,229 companies in sector 46861 we hold annual accounts for 678. 361 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded31-01-1992
Fiscal year end31-12
Activities, NACEBEL 2025
46861Wholesale of diamonds and other precious stones
Scores and ratios are computed by Checked and are not a credit decision.