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SIMONS-TENRET

Active
Private limited company·Vervaardiging van overige kleding en toebehoren, neg· 2 yrs active
Rue Ernest Jacques(GER) 1 ·6280 Gerpinnes, Belgium
KBO/BCE: BE 1008.145.546
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Age2 yrs
Staff (FTE)3.1
Real estate1 parcel · 112 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of SIMONS-TENRET is 1.4% (low). The 2024 annual accounts show equity of €26k and a net result of €22k. Its solvency ranks better than 45% of 43 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.4% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-07-2025, 19 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 12-07-2025 19 d early 2025-00261744

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€22k
Working capital€-1.57M

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 12-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 14 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 1.4% 6.6%
better than 45% of 43 sector peers
Net result €22k €-188
better than 85% of 43 sector peers
Equity €26k €6k
better than 72% of 43 sector peers
Gross operating margin €293k €5k
better than 95% of 43 sector peers
Total assets €1.83M €50k
better than 95% of 43 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€201k
Net profit€22k
Cash flow€199k
Staff costs€90k
Income taxes€2k
Dividends-
Total assets€1.83M
Equity€26k
Debt€1.80M
of which ≤ 1y€1.80M
of which > 1y-
Working capital€-1.57M
Employees (FTE)3.1
Ratios (computed)
2024
Current ratio0.13
Quick ratio0.13
Working capital ratio-85.7%
Solvency1.4%
Debt / equity70.09
Long-term debt ratio-
Interest coverage1386.72
Gross margin-
Net margin-
ROA1.2%
ROE86.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€1.83M
Fixed assets 21/28€1.59M
Tangible fixed assets 22/27€1.59M
Current assets 29/58€235k
Amounts receivable within one year 40/41€6k
Cash & bank 54/58€229k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.83M
Equity 10/15€26k
Contributions / capital 10/11€4k
Reserves 13€22k
Amounts payable 17/49€1.80M
Amounts payable within one year 42/48€1.80M
Trade debts payable within one year 44€7k
Income statement
Gross operating margin 9900€293k
Operating result 9901€24k
Financial charges 65€145
Result before taxes 9903€24k
Income taxes 67/77€2k
Net result for the period 9904€22k
Result to be appropriated 9905€22k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
43 / 100 Weak
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
SIMONS-TENRET
Rue Ernest Jacques(GER) 1, 6280 GerpinnesVervaardiging van kleding van leer
since 20242.358.343.479
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area112 m²
Buildings1
Building footprint81 m²
Volume (LiDAR)735 m³
Tallest building10.2 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52025C0486/00S005 Wallonia 112 m² 1 · 81 m² 10.2 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source and are complete.

Analysis

Snowflake analysis

financial profile on 5 axes
Health43Profitability100Solvency1Growth-Stability67
53 / 100

Mixed profile: strong on profitability, weaker on solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 43
Profitability 100
Solvency 1
Growth -
Stability 67

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector, ranked by comparable size

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Vervaardiging van andere kleding en toebehoren, n.e.g.14199Vervaardiging van overige kleding en toebehoren, neg14299Verhuur en lease van textiel, kleding, sieraden en schoeisel77224Vervaardiging van kleding van leer14110Vervaardiging van kleding van leer en van bont14240Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires in gespecialiseerde winkels (algemeen assortiment)47716Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)47716Verhuur en lease van textiel, kleding, sieraden en schoeisel77224Verhuur en lease van andere huishoudelijke of persoonlijke artikelen, neg77229Verhuur en lease van textiel, kleding, sieraden en schoeisel77294Verhuur en lease van andere consumentenartikelen, n.e.g.77299Reparatie van schoeisel en lederwaren95230Reparatie en onderhoud van schoeisel en lederwaren95230
Primary activity highlighted.
Names & trade names
Legal nameFR SIMONS-TENRET
Registered office
Rue Ernest Jacques(GER) 1
6280 Gerpinnes, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.