Simlub Smeermiddelen
ActiveSimlub Smeermiddelen has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.56M and a net result of €229k. Equity is growing by ~20.2% per year across the filed fiscal years. Its solvency ranks better than 58% of 7971 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-3
Solvency77▲+12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €170k at 30 days acceptable
Liquidity ample (current ratio 2.1 against 1.69 in 2024; short-term debt: 46.7% and cash: 10.7% of total assets), and 48.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.9%
Return on assets
4.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
59 d early
2023
44 d early
2022
4 d late
2021
19 d late
2020
29 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.56M▲ 9.8%
2024 · €2.33M
2018: €771k
2019: €814k
2020: €1.12M
2021: €1.27M
2022: €1.57M
2023: €1.89M
2024: €2.33M
2018 → 2025
Total assets
€4.93M▼ 15.1%
2024 · €5.80M
2018: €2.26M
2019: €2.29M
2020: €4.29M
2021: €3.93M
2022: €4.29M
2023: €3.06M
2024: €5.80M
2018 → 2025
Net result
€229k▼ 47.8%
2024 · €439k
2018: €151k
2019: €44k
2020: €302k
2021: €218k
2022: €297k
2023: €323k
2024: €439k
2018 → 2025
Working capital
€2.53M▲ 9.2%
2024 · €2.32M
2018: €915k
2019: €927k
2020: €1.21M
2021: €1.31M
2022: €1.57M
2023: €1.86M
2024: €2.32M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.27M-€1.57M▲ 23.4%€1.89M▲ 20.6%€2.33M▲ 23.2%€2.56M▲ 9.8%
Operating result€344k-€465k▲ 35.2%€499k▲ 7.4%€672k▲ 34.6%€372k▼ 44.7%
Net result€218k-€297k▲ 36.0%€323k▲ 8.9%€439k▲ 35.7%€229k▼ 47.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 45% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.93M
Fixed assets
€96k▼ 13.2%
Current assets
€4.83M▼ 15.1%
Equity and liabilities €4.93M
Equity
€2.56M▲ 9.8%
Debt
€2.37M▼ 31.8%
The debt ratio falls from 59.9% to 48.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€386k▼
2024 · €687k
Cash flow
€243k▼
2024 · €453k
Solvency
51.9%▲
2024 · 40.1%
Current ratio
2.10▲
2024 · 1.69
Quick ratio
2.10▲
2024 · 1.69
Debt / equity
0.93▼
2024 · 1.49
ROE
8.9%▼
2024 · 18.8%
ROA
4.6%▼
2024 · 7.6%
Interest coverage
9.07▼
2024 · 21.27
Debt
€2.37M▼
2024 · €3.47M
Debt ≤ 1 year
€2.30M▼
2024 · €3.37M
Debt > 1 year
€25k▼
2024 · €51k
Income taxes
€101k▼
2024 · €201k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.80M€4.93M▼
Fixed assets21/28€111k€96k▼
Tangible fixed assets22/27€111k€96k▼
Land and buildings22€102k€93k▼
Furniture and vehicles24€9k€3k▼
Current assets29/58€5.69M€4.83M▼
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€5.02M€4.24M▼
Trade receivables40€5.02M€4.23M▼
Other amounts receivable41-€14k
Current investments50/53€250€250=
Cash at bank and in hand54/58€672k€525k▼
Deferred charges and accrued income490/1€1k€61k▲
Equity and liabilities
Total equity and liabilities10/49€5.80M€4.93M▼
Equity10/15€2.33M€2.56M▲
Contributions10/11€20k€20k=
Reserves13€2.31M€2.54M▲
Distributable reserves133€2.31M€2.54M▲
Amounts payable17/49€3.47M€2.37M▼
Amounts payable after more than one year17€51k€25k▼
Financial debts170/4€51k€25k▼
Amounts payable within one year42/48€3.37M€2.30M▼
Current portion of amounts payable after more than one year42€79k€81k▲
Financial debts43€350k€350k=
Credit institutions430/8€350k€350k=
Trade debts44€2.63M€1.63M▼
Suppliers440/4€2.63M€1.63M▼
Taxes, remuneration and social security45€155k€103k▼
Taxes450/3€155k€103k▼
Other amounts payable47/48€163k€131k▼
Accrued charges and deferred income492/3€47k€43k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-32k€0▲
Other operating charges640/8€35k€6k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€690k€393k▼
Operating profit (loss)9901€672k€372k▼
Financial income75/76B€153€903▲
Recurring financial income75€153€903▲
Financial charges65/66B€32k€43k▲
Recurring financial charges65€32k€43k▲
Profit (loss) for the period before taxes9903€640k€330k▼
Income taxes67/77€201k€101k▼
Profit (loss) for the period9904€439k€229k▼
Profit (loss) for the period to be appropriated9905€439k€229k▼
Appropriation of the result
Profit (loss) to be appropriated9906€439k€229k▼
Transfer to equity691/2€439k€229k▼
To other reserves6921€439k€229k▼
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €439k ▲35.7%
Operating result €672k, net result €439k, both a record.
31-12
Financial
Equity above €2MEq €2.33M ▲23.2%
7 profitable years in a row build equity to €2.33M.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 4 days late
2022
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 19 days late
2021
29-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 29 days late
2020
31-12
Financial
Equity above €1MEq €1.12M ▲37.1%
3 profitable years in a row build equity to €1.12M.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 61 days late
2019
31-12
Financial
Weakest financial yearnet €44k ▼71%
Net result drops to €44k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 26 days late
2018
25-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 25 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aartselaar · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hendrik de Braekeleerlaan 272630 AartselaarGround area
237 m²
Building footprint
85 m²
Volume, LiDAR
686 m³
Parcel 11001B0128/00N006, Flanders · tallest building 9.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Simlub Smeermiddelen
since 20142.256.507.238
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11001B0128/00N006 | Flanders | 237 m² | 1 · 85 m² | 9.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 840 companies in sector 46810 we hold annual accounts for 473. 302 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-2014
Fiscal year end31-12
Activities, NACEBEL
46810Wholesale of solid, liquid and gaseous fuels and related products
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.