SIMCO INVEST
ActiveSIMCO INVEST is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.15M and a net result of €7k. Equity is growing by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 50% of 5495 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
7 d late
2024
3 d early
2023
30 d late
2022
31 d late
2021
34 d early
2020
31 d late
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.15M▼ 2.4%
2024 · €1.17M
2018: €915k
2019: €1.10M
2020: €1.28M
2021: €1.52M
2022: €1.65M
2023: €1.84M
2024: €1.17M
2018 → 2025
Net result
€7k
2024 · €-635k
2018: €333k
2019: €181k
2020: €183k
2021: €239k
2022: €170k
2023: €226k
2024: €-635k
2018 → 2025
Total assets
€2.22M▲ 1.3%
2024 · €2.19M
2018: €1.84M
2019: €1.83M
2020: €2.58M
2021: €2.68M
2022: €2.72M
2023: €2.82M
2024: €2.19M
2018 → 2025
Solvency
51.7%▼ 1.9pp
2024 · 53.6%
2018: 49.7%
2019: 59.9%
2020: 49.5%
2021: 56.7%
2022: 60.8%
2023: 65.4%
2024: 53.6%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.52M-€1.65M▲ 8.9%€1.84M▲ 11.6%€1.17M▼ 36.3%€1.15M▼ 2.4%
Operating result€71k-€146k▲ 105%€133k▼ 9.2%€87k▼ 34.6%€24k▼ 71.8%
Net result€239k-€170k▼ 29.0%€226k▲ 33.2%€-635k€7k
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 72% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.22M
Fixed assets
€1.85M=
Current assets
€369k▲ 8.0%
Equity and liabilities €2.22M
Equity
€1.15M▼ 2.4%
Debt
€1.07M▲ 5.5%
The debt ratio rises from 46.4% to 48.3%: debt grows while equity shrinks.
Key figures and ratios
Solvency
51.7%▼
2024 · 53.6%
ROE
0.6%▲
2024 · -54.1%
ROA
0.3%▲
2024 · -29.0%
Debt
€1.07M▲
2024 · €1.01M
Debt ≤ 1 year
€684k▲
2024 · €569k
Debt > 1 year
€373k▼
2024 · €431k
Income taxes
€-4k▼
2024 · €5k
Staff costs
€132k▲
2024 · €127k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.19M€2.22M▲
Fixed assets21/28€1.85M€1.85M=
Tangible fixed assets22/27€882€554▼
Plant, machinery and equipment23€882€554▼
Financial fixed assets28€1.85M€1.85M=
Current assets29/58€341k€369k▲
Amounts receivable within one year40/41€127k€142k▲
Trade receivables40€88k€106k▲
Other amounts receivable41€39k€36k▼
Cash at bank and in hand54/58€212k€209k▼
Deferred charges and accrued income490/1€2k€18k▲
Equity and liabilities
Total equity and liabilities10/49€2.19M€2.22M▲
Equity10/15€1.17M€1.15M▼
Contributions10/11€100k€100k=
Reserves13€194k€194k=
Non-distributable reserves130/1€10k€10k=
Reserves not available under the articles1311€10k€10k=
Tax-exempt reserves132€76k-
Distributable reserves133€109k€184k▲
Profit (loss) carried forward14€880k€852k▼
Amounts payable17/49€1.01M€1.07M▲
Amounts payable after more than one year17€431k€373k▼
Financial debts170/4€431k€373k▼
Amounts payable within one year42/48€569k€684k▲
Current portion of amounts payable after more than one year42€85k€58k▼
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€44k€64k▲
Taxes450/3€16k€35k▲
Remuneration and social security454/9€28k€29k▲
Other amounts payable47/48€439k€557k▲
Accrued charges and deferred income492/3€14k€12k▼
Income statement
Code20242025
Remuneration, social security and pensions62€127k€132k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€328€328=
Other operating charges640/8€2k€6k▲
Gross operating margin9900€216k€164k▼
Operating profit (loss)9901€87k€24k▼
Financial income75/76B€548€2k▲
Recurring financial income75€548€2k▲
Financial charges65/66B€718k€24k▼
Recurring financial charges65€718k€24k▼
Profit (loss) for the period before taxes9903€-630k€3k▲
Income taxes67/77€5k€-4k▼
Profit (loss) for the period9904€-635k€7k▲
Transfer from tax-exempt reserves789-€76k
Profit (loss) for the period to be appropriated9905€-635k€83k▲
Appropriation of the result
Profit (loss) to be appropriated9906€915k€962k▲
Profit (loss) brought forward from the previous period14P€1.55M€880k▼
Transfer to equity691/2-€76k
To other reserves6921-€76k
Profit to be distributed694/7€35k€35k=
Return on contributions (dividend)694-€35k
Directors or managers695€35k-
Social balance
Average headcount (FTE)90871.31.3=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 7 days late
2025
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €-635k ▼381%
Net result drops to €-635k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
31-12
Financial
Equity above €1MEq €1.10M ▲19.8%
2 profitable years in a row build equity to €1.10M.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Manage · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
rue du Chenia 57170 ManageGround area
2.5 ha
Parcel 52043F0062/00K000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Simco Invest
since 20132.222.175.770
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52043F0062/00K000 | Wallonia | 2.5 ha | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,636 companies in sector 64210 we hold annual accounts for 19,688. 12,324 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded11-09-2013
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.