SIMAVENI
ActiveSummary
The computed 12-month bankruptcy probability of SIMAVENI is 1.6% (moderate). The 2025 annual accounts show equity of €48k and a net result of €-34k. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 48% of 13417 sector peers (fiscal year 2025). The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-69
Solvency53▼-14
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.02 against 1.49 in 2024; short-term debt: 45.9% and cash: 29.9% of total assets), and 71.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.2%
Return on assets
-19.7%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-34k
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-02-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
on the day
2023
1 d late
2022
on the day
2021
6 d late
2020
28 d late
2019
1 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€48k▼ 41.1%
2024 · €82k
2019: €66k
2020: €20k▼ -70.1% vs 2019lowest in 7 years
2021: €67k▲ +238% vs 2020
2022: €79k▲ +17.9% vs 2021
2023: €82k▲ +4.3% vs 2022highest in 7 years
2024: €82k▼ -0.1% vs 2023
2025: €48k▼ -41.1% vs 2024
2019 → 2025
Total assets
€171k▼ 13.4%
2024 · €197k
2019: €132klowest in 7 years
2020: €222k▲ +68.0% vs 2019
2021: €228k▲ +3.0% vs 2020
2022: €236k▲ +3.4% vs 2021
2023: €256k▲ +8.5% vs 2022highest in 7 years
2024: €197k▼ -23.0% vs 2023
2025: €171k▼ -13.4% vs 2024
2019 → 2025
Net result
€-34k▼ 29,431%
2024 · €-114
2019: €2k
2020: €-46k▼ -2879% vs 2019lowest in 7 years
2021: €47k▲ +201% vs 2020highest in 7 years
2022: €12k▼ -74.5% vs 2021
2023: €3k▼ -71.7% vs 2022
2024: €-114▼ -103% vs 2023
2025: €-34k▼ -29431% vs 2024
2019 → 2025
Working capital
€2k▼ 94.1%
2024 · €28k
2019: €13k
2020: €-7k▼ -149% vs 2019lowest in 7 years
2021: €49k▲ +852% vs 2020highest in 7 years
2022: €40k▼ -19.0% vs 2021
2023: €27k▼ -33.1% vs 2022
2024: €28k▲ +4.3% vs 2023
2025: €2k▼ -94.1% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€67k-€79k▲ 17.9%€82k▲ 4.3%€82k▼ 0.1%€48k▼ 41.1%
2021: €67k
2022: €79k▲ +17.9% vs 2021
2023: €82k▲ +4.3% vs 2022highest in 5 years
2024: €82k▼ -0.1% vs 2023
2025: €48k▼ -41.1% vs 2024lowest in 5 years
Operating result€51k-€20k▼ 61.5%€6k▼ 66.9%€3k▼ 56.3%€-31k
2021: €51khighest in 5 years
2022: €20k▼ -61.5% vs 2021
2023: €6k▼ -66.9% vs 2022
2024: €3k▼ -56.3% vs 2023
2025: €-31k▼ -1205% vs 2024lowest in 5 years
Net result€47k-€12k▼ 74.5%€3k▼ 71.7%€-114€-34k▼ 29,431%
2021: €47khighest in 5 years
2022: €12k▼ -74.5% vs 2021
2023: €3k▼ -71.7% vs 2022
2024: €-114▼ -103% vs 2023
2025: €-34k▼ -29431% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €31k after €3k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €171k
Fixed assets
€91k ▼ 19.3%
Current assets
€80k ▼ 5.6%
Equity and liabilities €171k
Equity
€48k ▼ 41.1%
Debt
€123k ▲ 6.4%
Debt's share of the balance-sheet total rises from 58.5% to 71.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-8k▼
2024 · €34k
Cash flow
€-11k▼
2024 · €31k
Current ratio
1.02▼
2024 · 1.49
Quick ratio
0.87▼
2024 · 1.29
Debt to equity
2.54▲
2024 · 1.41
ROE
-69.9%▼
2024 · -0.1%
ROA
-19.7%▼
2024 · -0.1%
Interest coverage
-3.30▼
2024 · 11.31
Debt ≤ 1 year
€78k▲
2024 · €57k
Debt > 1 year
€44k▼
2024 · €58k
Staff costs
€121k▲
2024 · €121k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€197k€171k▼
Fixed assets21/28€112k€91k▼
Tangible fixed assets22/27€110k€88k▼
Land and buildings22€53k€42k▼
Plant, machinery and equipment23€51k€42k▼
Furniture and vehicles24€6k€3k▼
Financial fixed assets28€3k€3k=
Current assets29/58€85k€80k▼
Stocks and contracts in progress3€11k€11k=
Stocks30/36€11k€11k=
Amounts receivable within one year40/41€6k€18k▲
Trade receivables40€6k€18k▲
Cash at bank and in hand54/58€68k€51k▼
Equity and liabilities
Total equity and liabilities10/49€197k€171k▼
Equity10/15€82k€48k▼
Contributions10/11€19k€19k=
Reserves13€17k€17k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€15k€15k=
Profit (loss) carried forward14€46k€13k▼
Amounts payable17/49€115k€123k▲
Amounts payable after more than one year17€58k€44k▼
Financial debts170/4€58k€44k▼
Amounts payable within one year42/48€57k€78k▲
Current portion of amounts payable after more than one year42€48k€39k▼
Trade debts44-€31k
Suppliers440/4-€31k
Taxes, remuneration and social security45€9k€8k▼
Taxes450/3€5k€4k▼
Remuneration and social security454/9€4k€4k▲
Other amounts payable47/48-€878
Income statement
Code20242025
Remuneration, social security and pensions62€121k€121k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€23k▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€157k€116k▼
Operating profit (loss)9901€3k€-31k▼
Financial income75/76B€27€37▲
Recurring financial income75€27€37▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€-114€-34k▼
Profit (loss) for the period9904€-114€-34k▼
Profit (loss) for the period to be appropriated9905€-114€-34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€46k€13k▼
Profit (loss) brought forward from the previous period14P€46k€46k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €122k | €121k | €121k | €121k | ▲ 0.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21k | €22k | €27k | €31k | €23k | ▼ 25.0% |
| Other operating charges640/8 | - | €3k | €3k | €3k | €3k | ▼ 0.4% |
| Gross operating margin9900 | €117k | €167k | €158k | €157k | €116k | ▼ 26.3% |
| Operating profit (loss)9901 | €51k | €20k | €6k | €3k | €-31k | ▼ 1,205% |
| Financial income75/76B | - | €34 | €0 | €27 | €37 | ▲ 37.6% |
| Recurring financial income75 | €5 | €34 | €0 | €27 | €37 | ▲ 37.6% |
| Financial charges65/66B | - | €6k | €3k | €3k | €2k | ▼ 16.4% |
| Recurring financial charges65 | €4k | €6k | €3k | €3k | €2k | ▼ 16.4% |
| Profit (loss) for the period before taxes9903 | €47k | €13k | €4k | €-114 | €-34k | ▼ 29,431% |
| Income taxes67/77 | - | €1k | €330 | - | - | - |
| Profit (loss) for the period9904 | €47k | €12k | €3k | €-114 | €-34k | ▼ 29,431% |
| Profit (loss) for the period to be appropriated9905 | €47k | €12k | €3k | €-114 | €-34k | ▼ 29,431% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €228k | €236k | €256k | €197k | €171k | ▼ 13.4% |
| Fixed assets21/28 | €117k | €122k | €125k | €112k | €91k | ▼ 19.3% |
| Tangible fixed assets22/27 | €114k | €119k | €122k | €110k | €88k | ▼ 19.7% |
| Land and buildings22 | - | €87k | €76k | €53k | €42k | ▼ 20.9% |
| Plant, machinery and equipment23 | - | €16k | €36k | €51k | €42k | ▼ 16.2% |
| Furniture and vehicles24 | - | €16k | €10k | €6k | €3k | ▼ 40.4% |
| Financial fixed assets28 | €3k | €3k | €3k | €3k | €3k | = |
| Current assets29/58 | €112k | €114k | €132k | €85k | €80k | ▼ 5.6% |
| Stocks and contracts in progress3 | €11k | €11k | €11k | €11k | €11k | = |
| Stocks30/36 | - | €11k | €11k | €11k | €11k | = |
| Amounts receivable within one year40/41 | - | - | €73 | €6k | €18k | ▲ 213% |
| Trade receivables40 | - | - | €73 | €6k | €18k | ▲ 213% |
| Cash at bank and in hand54/58 | €100k | €103k | €120k | €68k | €51k | ▼ 24.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €228k | €236k | €256k | €197k | €171k | ▼ 13.4% |
| Equity10/15 | €67k | €79k | €82k | €82k | €48k | ▼ 41.1% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €2k | €14k | €17k | €17k | €17k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | - | €12k | €15k | €15k | €15k | = |
| Profit (loss) carried forward14 | €46k | €46k | €46k | €46k | €13k | ▼ 72.9% |
| Amounts payable17/49 | €162k | €157k | €174k | €115k | €123k | ▲ 6.4% |
| Amounts payable after more than one year17 | €97k | €83k | €69k | €58k | €44k | ▼ 24.3% |
| Financial debts170/4 | - | €83k | €69k | €58k | €44k | ▼ 24.3% |
| Amounts payable within one year42/48 | €62k | €74k | €105k | €57k | €78k | ▲ 37.9% |
| Current portion of amounts payable after more than one year42 | - | €34k | €49k | €48k | €39k | ▼ 18.4% |
| Trade debts44 | €9k | €20k | €41k | - | €31k | - |
| Suppliers440/4 | - | €20k | €41k | - | €31k | - |
| Taxes, remuneration and social security45 | - | €21k | €14k | €9k | €8k | ▼ 17.5% |
| Taxes450/3 | - | €8k | €5k | €5k | €4k | ▼ 31.2% |
| Remuneration and social security454/9 | - | €13k | €9k | €4k | €4k | ▲ 1.7% |
| Other amounts payable47/48 | - | - | - | - | €878 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €47k | €12k | €3k | €-114 | €-34k | ▼ 29,431% |
| + Depreciation and write-downs630 | €21k | €22k | €27k | €31k | €23k | ▼ 25.0% |
| Operating cash flow (approximation) | €68k | €34k | €31k | €31k | €-11k | ▼ 135% |
| Investment in fixed assets (approximation) | - | €-27k | €-30k | €-18k | €-1k | ▲ 92.3% |
| Change in cash | - | €3k | €17k | €-52k | €-17k | ▲ 68.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
06-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 6 days late
2021
30-06
Financial
Back to profitnet €47k
Net result €47k after one loss-making year.
28-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
30-06
Financial
Weakest financial yearnet €-46k
Net result drops to €-46k, the lowest in the series; recovery starts the following year.
01-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 1 day late
2019
23-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
28-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2003
Ground area
421 m²
Building footprint
289 m²
Volume, LiDAR
1,684 m³
Parcel 11056B0823/00C004, Flanders · tallest building 12.8 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
SIMAVENI
since 20032.114.826.860
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11056B0823/00C004 | Flanders | 421 m² | 1 · 289 m² | 12.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 227 EUR awarded · 227 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 227 EUR | 227 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeveren-Kruibeke-Zwijndrecht2.114.826.860
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JORECA
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BE 0799.271.684
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LA BELLE
BE 0821.052.837
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,462. 9,827 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded11-12-2002
Fiscal year end30-06
Activities, NACEBEL 2025
56111Full-service restaurants
47279Other retail sale of food
55100Hotels and similar accommodation
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
Scores and ratios are computed by Checked and are not a credit decision.