SIM@CONSULTING
ActiveSIM@CONSULTING has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €302k and a net result of €20k. Equity is growing by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 80% of 20786 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability76▲+1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 5.88 against 1.99 in 2023; short-term debt: 4.6% and cash: 16.8% of total assets), and 15.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-09-2025, 45 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
45 d late
2023
30 d late
2022
76 d late
2021
35 d late
2020
86 d late
2019
66 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€302k▲ 7.2%
2023 · €281k
2018: €199k
2019: €214k
2020: €237k
2021: €256k
2022: €264k
2023: €281k
2018 → 2024
Total assets
€357k▲ 6.5%
2023 · €335k
2018: €371k
2019: €351k
2020: €361k
2021: €423k
2022: €417k
2023: €335k
2018 → 2024
Net result
€20k▲ 15.8%
2023 · €17k
2018: €29k
2019: €15k
2020: €35k
2021: €19k
2022: €8k
2023: €17k
2018 → 2024
Working capital
€81k▲ 221%
2023 · €25k
2018: €15k
2019: €40k
2020: €38k
2021: €55k
2022: €92k
2023: €25k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€237k-€256k▲ 8.0%€264k▲ 3.1%€281k▲ 6.6%€302k▲ 7.2%
Operating result€45k-€28k▼ 37.7%€13k▼ 53.9%€26k▲ 102%€30k▲ 15.5%
Net result€35k-€19k▼ 45.6%€8k▼ 58.0%€17k▲ 120%€20k▲ 15.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 15% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €357k
Fixed assets
€260k▼ 8.7%
Current assets
€97k▲ 92.1%
Equity and liabilities €357k
Equity
€302k▲ 7.2%
Debt
€55k▲ 2.8%
The debt ratio falls from 16.1% to 15.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€55k▲
2023 · €51k
Cash flow
€45k▲
2023 · €42k
Solvency
84.5%▲
2023 · 83.9%
Current ratio
5.88▲
2023 · 1.99
Quick ratio
5.88▲
2023 · 1.99
Debt / equity
0.18▼
2023 · 0.19
ROE
6.7%▲
2023 · 6.2%
ROA
5.7%▲
2023 · 5.2%
Interest coverage
31.87▼
2023 · 33.17
Debt
€55k▲
2023 · €54k
Debt ≤ 1 year
€17k▼
2023 · €25k
Debt > 1 year
€39k▲
2023 · €28k
Income taxes
€8k▲
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€335k€357k▲
Fixed assets21/28€285k€260k▼
Tangible fixed assets22/27€285k€260k▼
Land and buildings22€242k€233k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€37k€22k▼
Financial fixed assets28€67€67=
Current assets29/58€51k€97k▲
Amounts receivable within one year40/41€25k€35k▲
Trade receivables40€23k€35k▲
Other amounts receivable41€2k€56▼
Cash at bank and in hand54/58€24k€60k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€335k€357k▲
Equity10/15€281k€302k▲
Contributions10/11€19k€19k=
Reserves13€99k€119k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€97k€117k▲
Profit (loss) carried forward14€164k€164k▲
Amounts payable17/49€54k€55k▲
Amounts payable after more than one year17€28k€39k▲
Financial debts170/4€6k-
Other amounts payable178/9€22k€39k▲
Amounts payable within one year42/48€25k€17k▼
Current portion of amounts payable after more than one year42€11k€6k▼
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€10k€9k▼
Taxes450/3€10k€9k▼
Accrued charges and deferred income492/3€514€214▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€25k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€53k€58k▲
Operating profit (loss)9901€26k€30k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€25k€29k▲
Income taxes67/77€7k€8k▲
Profit (loss) for the period9904€17k€20k▲
Profit (loss) for the period to be appropriated9905€17k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€181k€184k▲
Profit (loss) brought forward from the previous period14P€163k€164k▲
Transfer to equity691/2€17k€20k▲
To other reserves6921€17k€20k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
14-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 45 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 5.88
Current ratio from 1.99 to 5.88; short-term debt falls from €25k to €17k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
15-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 76 days late
2022
31-12
Financial
Weakest financial yearnet €8k ▼58%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 6.16
Current ratio from 2.72 to 6.16; short-term debt falls from €32k to €18k.
04-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 35 days late
2021
25-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 86 days late
2020
31-12
Financial
Highest result since 2018net €35k ▲125%
Operating result €45k, net result €35k, both a record.
05-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 66 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 3.56
Current ratio from 1.32 to 3.56; short-term debt falls from €48k to €15k.
31-12
Financial
Equity above €200kEq €214k ▲7.8%
2 profitable years in a row build equity to €214k.
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 17 days late
2017
26-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 26 days late
2016
14-11
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 106 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alex Feldheimstraat 521930 ZaventemGround area
241 m²
Building footprint
92 m²
Volume, LiDAR
580 m³
Parcel 23094D0340/00Z000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SIM@CONSULTING
since 20082.172.669.841
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23094D0340/00Z000 | Flanders | 241 m² | 1 · 92 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 13,727 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-08-2008
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
77330Rental and leasing activities
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0479/46.93.73