SILO ARCHITECTUURATELIER
ActiveSummary
SILO ARCHITECTUURATELIER has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €126k and a net result of €77k. Equity is growing by ~44.6% per year across the filed fiscal years. Its solvency ranks better than 68% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+25
Solvency96▲+14
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 4.77 against 3.2 in 2024; short-term debt: 19.7% and cash: 37.8% of total assets), and 28.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.2%
Return on assets
43.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
22 d early
2024
11 d early
2023
28 d early
2022
14 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€126k▲ 83.1%
2024 · €69k
2022: €39k
2023: €63k
2024: €69k
2022 → 2025
Total assets
€177k▲ 47.7%
2024 · €120k
2022: €82k
2023: €104k
2024: €120k
2022 → 2025
Net result
€77k▲ 1,148%
2024 · €6k
2022: €21k
2023: €23k
2024: €6k
2022 → 2025
Working capital
€131k▲ 79.4%
2024 · €73k
2022: €33k
2023: €58k
2024: €73k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€39k-€63k▲ 59.3%€69k▲ 9.9%€126k▲ 83.1%
Operating result€27k-€31k▲ 15.2%€8k▼ 73.2%€103k▲ 1,136%
Net result€21k-€23k▲ 12.9%€6k▼ 73.5%€77k▲ 1,148%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,136% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €177k
Fixed assets
€11k ▼ 19.0%
Current assets
€166k ▲ 56.2%
Equity and liabilities €177k
Equity
€126k ▲ 83.1%
Debt
€51k =
Debt's share of the balance-sheet total falls from 42.6% to 28.8%. Equity is higher.
Key figures and ratios
EBITDA
€106k▲
2024 · €11k
Cash flow
€80k▲
2024 · €9k
Current ratio
4.77▲
2024 · 3.20
Debt to equity
0.40▼
2024 · 0.74
ROE
61.3%▲
2024 · 9.0%
ROA
43.6%▲
2024 · 5.2%
Interest coverage
212.58▲
2024 · 17.06
Debt ≤ 1 year
€35k▲
2024 · €33k
Income taxes
€27k▲
2024 · €2k
Staff costs
€25k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€120k€177k▲
Fixed assets21/28€13k€11k▼
Tangible fixed assets22/27€13k€11k▼
Plant, machinery and equipment23€1k€397▼
Other tangible fixed assets26€12k€10k▼
Current assets29/58€106k€166k▲
Amounts receivable within one year40/41€73k€95k▲
Trade receivables40€35k€56k▲
Other amounts receivable41€37k€39k▲
Cash at bank and in hand54/58€34k€67k▲
Deferred charges and accrued income490/1-€4k
Equity and liabilities
Total equity and liabilities10/49€120k€177k▲
Equity10/15€69k€126k▲
Contributions10/11€1k€1k=
Reserves13€68k€125k▲
Distributable reserves133€68k€125k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€51k€51k=
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€33k€35k▲
Current portion of amounts payable after more than one year42€3k€0▼
Trade debts44€18k€17k▼
Suppliers440/4€18k€17k▼
Taxes, remuneration and social security45€12k€17k▲
Taxes450/3€9k€12k▲
Remuneration and social security454/9€3k€5k▲
Accrued charges and deferred income492/3€18k€16k▼
Income statement
Code20242025
Remuneration, social security and pensions62€21k€25k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Other operating charges640/8€781€5k▲
Gross operating margin9900€33k€135k▲
Operating profit (loss)9901€8k€103k▲
Financial income75/76B€938€1k▲
Recurring financial income75€938€1k▲
Financial charges65/66B€638€497▼
Recurring financial charges65€638€497▼
Profit (loss) for the period before taxes9903€9k€104k▲
Income taxes67/77€2k€27k▲
Profit (loss) for the period9904€6k€77k▲
Profit (loss) for the period to be appropriated9905€6k€77k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€77k▲
Transfer from equity791/2-€20k
Transfer to equity691/2€6k€77k▲
To other reserves6921€6k€77k▲
Profit to be distributed694/7-€20k
Return on contributions (dividend)694-€20k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €77k ▲1148%
Operating result €103k, net result €77k, both a record.
31-12
Financial
Equity above €100kEq €126k ▲83.1%
4 profitable years in a row build equity to €126k.
20-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €6k ▼73.5%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 2017
Ground area
291 m²
Building footprint
189 m²
Volume, LiDAR
2,613 m³
Parcel 38502F0144/00_000, Flanders · tallest building 19.6 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Silo Architectuuratelier
since 20172.262.622.493
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38502F0144/00_000 | Flanders | 291 m² | 1 · 189 m² | 19.6 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 828 EUR awarded · 828 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 111 EUR | 111 EUR |
| 2023 | 1 | 204 EUR | 669 EUR |
| 2022 | 1 | 513 EUR | 48 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
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Infratects
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Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 5,417 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-03-2017
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.