Siljo
ActiveSiljo has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €205k and a net result of €68k. Equity is growing by ~47.7% per year across the filed fiscal years. Its solvency ranks better than 75% of 2259 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +22 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+20
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 3.6 against 1.12 in 2024), and 27.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.7%
Return on assets
24.3%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 20-10-2025, 11 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
11 d early
2024
3 d early
2023
1 d early
2022
3 d late
2021
3 d early
2020
4 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close15-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€205k▲ 50.2%
2024 · €136k
2019: €11k
2020: €10k
2021: €33k
2022: €68k
2023: €106k
2024: €136k
2019 → 2025
Total assets
€281k▲ 34.3%
2024 · €210k
2019: €24k
2020: €31k
2021: €60k
2022: €115k
2023: €139k
2024: €210k
2019 → 2025
Net result
€68k▲ 129%
2024 · €30k
2019: €5k
2020: €-1k
2021: €23k
2022: €35k
2023: €39k
2024: €30k
2019 → 2025
Working capital
€113k▲ 1,152%
2024 · €9k
2019: €2k
2020: €8k
2021: €20k
2022: €65k
2023: €100k
2024: €9k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€33k-€68k▲ 105%€106k▲ 57.2%€136k▲ 28.1%€205k▲ 50.2%
Operating result€33k-€48k▲ 44.7%€54k▲ 12.3%€42k▼ 21.9%€97k▲ 129%
Net result€23k-€35k▲ 50.6%€39k▲ 11.5%€30k▼ 22.7%€68k▲ 129%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 129% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €281k
Fixed assets
€125k▼ 1.8%
Current assets
€156k▲ 90.3%
Equity and liabilities €281k
Equity
€205k▲ 50.2%
Debt
€77k▲ 4.7%
The debt ratio falls from 35.0% to 27.3%: equity grows faster than debt.
Key figures and ratios
EBITDA
€99k▲
2024 · €64k
Cash flow
€71k▲
2024 · €51k
Solvency
72.7%▲
2024 · 65.0%
Current ratio
3.60▲
2024 · 1.12
Quick ratio
2.26▲
2024 · 0.33
Debt / equity
0.38▼
2024 · 0.54
ROE
33.4%▲
2024 · 21.9%
ROA
24.3%▲
2024 · 14.3%
Interest coverage
37.69▼
2024 · 63.58
Debt
€77k▲
2024 · €73k
Debt ≤ 1 year
€43k▼
2024 · €73k
Debt > 1 year
€33k
Income taxes
€26k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€210k€281k▲
Fixed assets21/28€128k€125k▼
Tangible fixed assets22/27€128k€125k▼
Land and buildings22€115k€115k=
Furniture and vehicles24€5k€4k▼
Other tangible fixed assets26€8k€7k▼
Current assets29/58€82k€156k▲
Stocks and contracts in progress3€58k€58k=
Stocks30/36€58k€58k=
Amounts receivable within one year40/41€8k€36k▲
Trade receivables40€6k€36k▲
Other amounts receivable41€1k€2▼
Cash at bank and in hand54/58€14k€60k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€210k€281k▲
Equity10/15€136k€205k▲
Contributions10/11€6k€6k=
Reserves13€130k€198k▲
Distributable reserves133€130k€198k▲
Amounts payable17/49€73k€77k▲
Amounts payable after more than one year17-€33k
Financial debts170/4-€33k
Amounts payable within one year42/48€73k€43k▼
Current portion of amounts payable after more than one year42€4k€10k▲
Trade debts44€53k€969▼
Suppliers440/4€53k€969▼
Taxes, remuneration and social security45€11k€30k▲
Taxes450/3€11k€27k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€5k€3k▼
Accrued charges and deferred income492/3€298€581▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€2k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€65k€100k▲
Operating profit (loss)9901€42k€97k▲
Financial charges65/66B€999€3k▲
Recurring financial charges65€999€3k▲
Profit (loss) for the period before taxes9903€41k€94k▲
Income taxes67/77€12k€26k▲
Profit (loss) for the period9904€30k€68k▲
Profit (loss) for the period to be appropriated9905€30k€68k▲
Appropriation of the result
Profit (loss) to be appropriated9906€30k€68k▲
Transfer to equity691/2€30k€68k▲
To the legal reserve6920€1k€0▼
To other reserves6921€28k€68k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
20-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Highest result since 2019net €68k ▲129%
Operating result €97k, net result €68k, both a record.
31-03
Financial
Liquidity triplescurrent ratio 3.60
Current ratio from 1.12 to 3.60; short-term debt falls from €73k to €43k.
31-03
Financial
Equity above €200kEq €205k ▲50.2%
5 profitable years in a row build equity to €205k.
2024
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Equity above €100kEq €106k ▲57.2%
3 profitable years in a row build equity to €106k.
2022
03-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 3 days late
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
2020
04-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 4 days late
31-03
Financial
Weakest financial yearnet €-1k ▼124%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Erpe-Mere · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rooseveltlaan 1279420 Erpe-MereGround area
942 m²
Building footprint
141 m²
Volume, LiDAR
650 m³
Parcel 41016C0760/00E000, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Siljo
since 20172.270.484.938
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41016C0760/00E000 | Flanders | 942 m² | 1 · 141 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,422 companies in sector 82990 we hold annual accounts for 9,361. 6,882 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-11-2017
Fiscal year end31-03
Activities, NACEBEL
82990Other business support services
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.