SILA MANAGEMENT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €325k and a net result of €-2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 48% of 5498 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
24 d early
2024
38 d early
2023
34 d early
2022
31 d early
2021
33 d early
2020
36 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€325k▼ 0.5%
2024 · €326k
2018: €14k
2019: €19k
2020: €32k
2021: €89k
2022: €42k
2023: €63k
2024: €326k
2018 → 2025
Net result
€-2k
2024 · €263k
2018: €8k
2019: €5k
2020: €13k
2021: €57k
2022: €-21k
2023: €20k
2024: €263k
2018 → 2025
Total assets
€661k▼ 7.4%
2024 · €714k
2018: €646k
2019: €628k
2020: €600k
2021: €603k
2022: €1.42M
2023: €1.38M
2024: €714k
2018 → 2025
Solvency
49.2%▲ 3.4pp
2024 · 45.7%
2018: 2.2%
2019: 3.1%
2020: 5.4%
2021: 14.8%
2022: 3.0%
2023: 4.5%
2024: 45.7%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€89k-€42k▼ 52.4%€63k▲ 48.3%€326k▲ 419%€325k▼ 0.5%
Operating result€87k-€-11k€77k€371k▲ 382%€5k▼ 98.5%
Net result€57k-€-21k€20k€263k▲ 1,187%€-2k
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 99% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €661k
Fixed assets
€616k▼ 0.6%
Current assets
€45k▼ 52.3%
Equity and liabilities €661k
Equity
€325k▼ 0.5%
Debt
€336k▼ 13.3%
The debt ratio falls from 54.3% to 50.8%. Equity and debt are lower.
Key figures and ratios
Solvency
49.2%▲
2024 · 45.7%
ROE
-0.5%▼
2024 · 80.7%
ROA
-0.2%▼
2024 · 36.9%
Debt
€336k▼
2024 · €387k
Debt ≤ 1 year
€123k▲
2024 · €111k
Debt > 1 year
€207k▼
2024 · €271k
Income taxes
€976▼
2024 · €81k
Staff costs
€57k▲
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€714k€661k▼
Fixed assets21/28€619k€616k▼
Tangible fixed assets22/27€19k€16k▼
Furniture and vehicles24€19k€16k▼
Financial fixed assets28€600k€600k=
Current assets29/58€94k€45k▼
Amounts receivable after more than one year29-€25k
Other amounts receivable291-€25k
Stocks and contracts in progress3-€8k
Stocks30/36-€8k
Amounts receivable within one year40/41€3k€2k▼
Trade receivables40€264€2k▲
Other amounts receivable41€2k-
Cash at bank and in hand54/58€91k€11k▼
Deferred charges and accrued income490/1€960€207▼
Equity and liabilities
Total equity and liabilities10/49€714k€661k▼
Equity10/15€326k€325k▼
Contributions10/11€6k€6k=
Reserves13€320k€319k▼
Distributable reserves133€320k€319k▼
Profit (loss) carried forward14€74€30▼
Amounts payable17/49€387k€336k▼
Amounts payable after more than one year17€271k€207k▼
Financial debts170/4€16k€11k▼
Other amounts payable178/9€255k€196k▼
Amounts payable within one year42/48€111k€123k▲
Current portion of amounts payable after more than one year42€5k€5k▲
Financial debts43-€42k
Credit institutions430/8-€42k
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€78k€44k▼
Taxes450/3€62k€30k▼
Remuneration and social security454/9€16k€14k▼
Other amounts payable47/48€26k€26k=
Accrued charges and deferred income492/3€5k€6k▲
Income statement
Code20242025
Non-recurring operating income76A€486k-
Remuneration, social security and pensions62€51k€57k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€757€4k▲
Other operating charges640/8€14k€1k▼
Non-recurring operating charges66A€5k-
Gross operating margin9900€441k€68k▼
Operating profit (loss)9901€371k€5k▼
Financial income75/76B€229€140▼
Recurring financial income75€229€140▼
Financial charges65/66B€27k€6k▼
Recurring financial charges65€27k€6k▼
Profit (loss) for the period before taxes9903€344k€-568▼
Income taxes67/77€81k€976▼
Profit (loss) for the period9904€263k€-2k▼
Profit (loss) for the period to be appropriated9905€263k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€264k€-1k▼
Profit (loss) brought forward from the previous period14P€66€74▲
Transfer from equity791/2-€2k
Transfer to equity691/2€263k-
To other reserves6921€263k-
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €263k ▲1187%
Operating result €371k, net result €263k, both a record.
31-12
Financial
Equity above €200kEq €326k ▲419%
2 profitable years in a row build equity to €326k.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €-21k ▼136%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity quadruplescurrent ratio 1.41
Current ratio from 0.38 to 1.41; short-term debt falls from €120k to €20k.
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Huy 3901325 Chaumont-GistouxGround area
1,379 m²
Building footprint
208 m²
Volume, LiDAR
1,901 m³
Parcel 25018F0096/00V000, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SILA MANAGEMENT
since 20182.272.484.821
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25018F0096/00V000 | Wallonia | 1,379 m² | 1 · 208 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,754. 13,765 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-2018
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.