SIGNATUUR
ActiveSIGNATUUR has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69k and a net result of €51k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 72% of 3620 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency77▲+32
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.86 against 1.33 in 2024; short-term debt: 42.4% and cash: 40.7% of total assets), and 47.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.4%
Return on assets
38.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
56 d early
2024
56 d early
2023
56 d early
2022
46 d early
2021
54 d early
2020
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€69k▲ 284%
2024 · €18k
2020: €-8k
2021: €-13k
2022: €-13k
2023: €-21k
2024: €18k
2020 → 2025
Total assets
€132k▲ 43.2%
2024 · €92k
2020: €105k
2021: €112k
2022: €90k
2023: €71k
2024: €92k
2020 → 2025
Net result
€51k▲ 32.2%
2024 · €39k
2020: €-13k
2021: €-5k
2022: €55
2023: €-8k
2024: €39k
2020 → 2025
Working capital
€48k▲ 117%
2024 · €22k
2020: €-60k
2021: €-57k
2022: €-54k
2023: €-26k
2024: €22k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-13k-€-13k▲ 0.4%€-21k▼ 62.8%€18k€69k▲ 284%
Operating result€-2k-€7k€-6k€49k€77k▲ 59.2%
Net result€-5k-€55€-8k€39k€51k▲ 32.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 59% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €132k
Fixed assets
€28k▲ 917%
Current assets
€104k▲ 16.3%
Equity and liabilities €132k
Equity
€69k▲ 284%
Debt
€63k▼ 15.2%
The debt ratio falls from 80.5% to 47.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€80k▲
2024 · €49k
Cash flow
€54k▲
2024 · €39k
Solvency
52.4%▲
2024 · 19.5%
Current ratio
1.86▲
2024 · 1.33
Quick ratio
1.31▲
2024 · 0.99
Debt / equity
0.91▼
2024 · 4.12
ROE
74.0%▼
2024 · 214.9%
ROA
38.7%▼
2024 · 41.9%
Interest coverage
14.76▼
2024 · 15.61
Debt
€63k▼
2024 · €74k
Debt ≤ 1 year
€56k▼
2024 · €67k
Income taxes
€22k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€92k€132k▲
Fixed assets21/28€3k€28k▲
Tangible fixed assets22/27€3k€28k▲
Land and buildings22-€28k
Other tangible fixed assets26€3k-
Current assets29/58€90k€104k▲
Stocks and contracts in progress3€23k€31k▲
Stocks30/36€23k€31k▲
Amounts receivable within one year40/41€17k€19k▲
Trade receivables40€1k-
Other amounts receivable41€16k€19k▲
Cash at bank and in hand54/58€49k€54k▲
Deferred charges and accrued income490/1€801€766▼
Equity and liabilities
Total equity and liabilities10/49€92k€132k▲
Equity10/15€18k€69k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-2k€49k▲
Amounts payable17/49€74k€63k▼
Amounts payable within one year42/48€67k€56k▼
Current portion of amounts payable after more than one year42€2k-
Trade debts44€15k€20k▲
Suppliers440/4€15k€20k▲
Advances received on contracts in progress46€500€870▲
Taxes, remuneration and social security45€17k€14k▼
Taxes450/3€17k€14k▼
Other amounts payable47/48€32k€21k▼
Accrued charges and deferred income492/3€7k€7k▲
Income statement
Code20242025
Remuneration, social security and pensions62€-3k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€744€3k▲
Other operating charges640/8€1k€1k▲
Non-recurring operating charges66A-€3k
Gross operating margin9900€48k€84k▲
Operating profit (loss)9901€49k€77k▲
Financial income75/76B€746€976▲
Recurring financial income75€746€976▲
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€46k€73k▲
Income taxes67/77€7k€22k▲
Profit (loss) for the period9904€39k€51k▲
Profit (loss) for the period to be appropriated9905€39k€51k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€49k▲
Profit (loss) brought forward from the previous period14P€-41k€-2k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2020net €51k ▲32.2%
Operating result €77k, net result €51k, both a record.
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €39k
Net result €39k after one loss-making year.
05-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €55
Net result €55 after 2 loss-making years.
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fortuinstraat 182000 AntwerpenGround area
2,430 m²
Building footprint
206 m²
Volume, LiDAR
1,958 m³
2 parcels, Flanders · tallest building 20.9 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
SIGNATUUR
since 20152.245.270.480
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11804D3486/00M006 | Flanders | 2,335 m² | 1 · 111 m² | 20.9 m · 6 fl. |
| 11811L3557/00L000 | Flanders | 94 m² | 1 · 94 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.245.270.480
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Of 20,506 companies in sector 56111 we hold annual accounts for 11,453. 9,835 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-09-2015
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.