Sig vzw
ActiveSig vzw has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €680k and a net result of €14k. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 64% of 274 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +42 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability10▲+10
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 6.29 against 6.47 in 2024), and 23.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 94
Relative position
BE, all sectors
reference
Sector 94
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.3%
Return on assets
1.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-04-2026, 120 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
120 d early
2024
86 d early
2023
133 d early
2022
116 d early
2021
115 d early
2020
109 d early
2019
95 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€11k
EBIT margin
953.2%
Net result
€14k
2024 · €-33k
2018: €114k
2019: €33k
2020: €51k
2021: €84k
2022: €5k
2023: €9k
2024: €-33k
2018 → 2025
Working capital
€711k▼ 0.6%
2024 · €715k
2018: €540k
2019: €543k
2020: €646k
2021: €765k
2022: €682k
2023: €714k
2024: €715k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€686k-€691k▲ 0.8%€700k▲ 1.2%€666k▼ 4.8%€680k▲ 2.0%
Operating result€89k-€9k▼ 90.3%€5k▼ 43.3%€-41k€9k
Net result€84k-€5k▼ 93.6%€9k▲ 60.3%€-33k€14k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €9k after a loss of €41k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €891k
Fixed assets
€45k▲ 14.3%
Current assets
€846k=
Equity and liabilities €891k
Equity
€680k▲ 2.0%
Debt
€211k▼ 3.8%
The debt ratio falls from 24.8% to 23.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€30k▲
2024 · €-20k
Cash flow
€35k▲
2024 · €-13k
Solvency
76.3%▲
2024 · 75.2%
Current ratio
6.29▼
2024 · 6.47
Quick ratio
5.86▼
2024 · 6.07
Debt / equity
0.31▼
2024 · 0.33
ROE
2.0%▲
2024 · -5.0%
ROA
1.5%▲
2024 · -3.8%
Interest coverage
15.57▲
2024 · -10.12
Debt
€211k▼
2024 · €219k
Debt ≤ 1 year
€134k▲
2024 · €131k
Staff costs
€645k▼
2024 · €654k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€886k€891k▲
Fixed assets21/28€40k€45k▲
Tangible fixed assets22/27€40k€45k▲
Plant, machinery and equipment23€17k€29k▲
Furniture and vehicles24€22k€16k▼
Other tangible fixed assets26€443-
Current assets29/58€846k€846k=
Stocks and contracts in progress3€52k€58k▲
Stocks30/36€52k€58k▲
Amounts receivable within one year40/41€78k€62k▼
Trade receivables40€78k€62k▼
Cash at bank and in hand54/58€716k€722k▲
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€886k€891k▲
Equity10/15€666k€680k▲
Contributions10/11€3k€3k=
Capital10€3k€3k=
Reserves13€109k€109k=
Profit (loss) carried forward14€554k€568k▲
Amounts payable17/49€219k€211k▼
Amounts payable within one year42/48€131k€134k▲
Trade debts44€64k€59k▼
Suppliers440/4€64k€59k▼
Taxes, remuneration and social security45€67k€75k▲
Taxes450/3€18€6k▲
Remuneration and social security454/9€67k€69k▲
Accrued charges and deferred income492/3€89k€77k▼
Income statement
Code20242025
Non-recurring operating income76A€1k€2k▲
Goods, raw materials, services and sundry goods60/61€426k-
Remuneration, social security and pensions62€654k€645k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€21k▲
Other operating charges640/8€161k€183k▲
Non-recurring operating charges66A€3k€6k▲
Gross operating margin9900€797k€864k▲
Operating profit (loss)9901€-41k€9k▲
Financial income75/76B€9k€7k▼
Recurring financial income75€9k€7k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-33k€14k▲
Profit (loss) for the period9904€-33k€14k▲
Profit (loss) for the period to be appropriated9905€-33k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€554k€568k▲
Profit (loss) brought forward from the previous period14P€587k€554k▼
Social balance
Average headcount (FTE)90878.07.7▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
06-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-33k ▼488%
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
20-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
06-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
07-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
13-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
03-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 95 days late
2019
10-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
10-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
12-11-2024
Anneke Coppieters: Resigned as Director
14-03-2024
Siska Cauwe: Resigned as Director
20-03-2023
Cautereels Leen: Resigned as Director
20-03-2023
Claeys Marc: Resigned as Director
20-03-2023
forin Dirk: Resigned as Director
20-03-2023
Scheiris Jan: Resigned as Director
20-03-2023
Verbeke Marleen: Resigned as Director
22-06-2020
Herman Van Hove: Resigned as Director
22-06-2020
Wellekens Steven: Resigned as Director
09-04-2019
De Wael Marie-Térèse: Resigned as Director
09-04-2019
Haverbeke Godelieve: Resigned as Director
09-04-2019
Jan Rodts: Resigned as Director
21-02-2012
Bogaerts Louis: Resigned as Director
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kloosterstraat 69031 GentGround area
3.4 ha
Building footprint
4,515 m²
Volume, LiDAR
41,336 m³
2 parcels, Flanders · tallest building 27.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
vzw Sig
since 20062.156.389.875
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41019B0595/00A000 | Flanders | 3.1 ha | 1 · 3,728 m² | 27.6 m · 3 fl. |
| 44017D0655/00A002 | Flanders | 2,920 m² | 1 · 788 m² | 18.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 3 entries · 5,216 EUR awarded · 5,216 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 2 | 4,102 EUR | 4,102 EUR |
| 2023 | 1 | 1,114 EUR | 1,114 EUR |
Schemes
Individueel Maatwerk
Vlaams opleidingsverlof (VOV)
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Of 385 companies in sector 94993 we hold annual accounts for 122. 97 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded11-02-1985
Fiscal year end31-12
Activities, NACEBEL
94993Activities of membership organisations
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.