SIDOL INVEST
ActiveSummary
SIDOL INVEST has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €380k and a net result of €-9k. Equity is shrinking by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability16▼-51
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 91.79 against 55.74 in 2024; short-term debt: 0.6% and cash: 9.5% of total assets), and 0.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.4%
Return on assets
-2.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
22 d late
2022
29 d late
2021
12 d late
2020
30 d early
2019
52 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€380k▼ 2.3%
2024 · €389k
2018: €570k
2019: €577k
2020: €542k
2021: €594k
2022: €396k
2023: €394k
2024: €389k
2018 → 2025
Total assets
€382k▼ 2.6%
2024 · €393k
2018: €573k
2019: €581k
2020: €544k
2021: €597k
2022: €610k
2023: €397k
2024: €393k
2018 → 2025
Net result
€-9k▼ 59.2%
2024 · €-6k
2018: €17k
2019: €7k
2020: €-35k
2021: €52k
2022: €13k
2023: €-2k
2024: €-6k
2018 → 2025
Working capital
€207k▲ 0.1%
2024 · €207k
2018: €229k
2019: €256k
2020: €241k
2021: €385k
2022: €196k
2023: €204k
2024: €207k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€594k-€396k▼ 33.3%€394k▼ 0.5%€389k▼ 1.4%€380k▼ 2.3%
Operating result€55k-€15k▼ 72.2%€-18k€-8k▲ 52.4%€-10k▼ 14.5%
Net result€52k-€13k▼ 74.6%€-2k€-6k▼ 197%€-9k▼ 59.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €10k in 2025 against €8k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €382k
Fixed assets
€173k ▼ 5.0%
Current assets
€210k ▼ 0.6%
Equity and liabilities €382k
Equity
€380k ▼ 2.3%
Debt
€2k ▼ 39.6%
Debt's share of the balance-sheet total falls from 1.0% to 0.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-455▼
2024 · €756
Cash flow
€268▼
2024 · €4k
Current ratio
91.79▲
2024 · 55.74
Quick ratio
78.62▲
2024 · 46.52
Debt to equity
0.01▼
2024 · 0.01
ROE
-2.3%▼
2024 · -1.4%
ROA
-2.3%▼
2024 · -1.4%
Interest coverage
-1.63▼
2024 · 5.98
Debt ≤ 1 year
€2k▼
2024 · €4k
Income taxes
€149
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€393k€382k▼
Fixed assets21/28€182k€173k▼
Tangible fixed assets22/27€182k€173k▼
Land and buildings22€182k€173k▼
Financial fixed assets28€58€58=
Current assets29/58€211k€210k▼
Stocks and contracts in progress3€35k€30k▼
Stocks30/36€35k€30k▼
Amounts receivable within one year40/41€15k€2k▼
Trade receivables40€2k€2k=
Other amounts receivable41€13k€592▼
Current investments50/53€60€141k▲
Cash at bank and in hand54/58€161k€36k▼
Equity and liabilities
Total equity and liabilities10/49€393k€382k▼
Equity10/15€389k€380k▼
Contributions10/11€310k€310k=
Capital10€310k€310k=
Issued capital100€310k€310k=
Reserves13€87k€87k=
Non-distributable reserves130/1€31k€31k=
Legal reserve130€31k€31k=
Distributable reserves133€56k€56k=
Profit (loss) carried forward14€-7k€-16k▼
Amounts payable17/49€4k€2k▼
Amounts payable within one year42/48€4k€2k▼
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€1k-
Taxes450/3€1k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k=
Other operating charges640/8€2k€2k▲
Gross operating margin9900€3k€2k▼
Operating profit (loss)9901€-8k€-10k▼
Financial income75/76B€3k€1k▼
Recurring financial income75€3k€1k▼
Financial charges65/66B€127€279▲
Recurring financial charges65€127€279▲
Profit (loss) for the period before taxes9903€-6k€-9k▼
Income taxes67/77-€149
Profit (loss) for the period9904€-6k€-9k▼
Profit (loss) for the period to be appropriated9905€-6k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-16k▼
Profit (loss) brought forward from the previous period14P€-2k€-7k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial
Liquidity times 36current ratio 68.32
Current ratio from 1.92 to 68.32; short-term debt falls from €214k to €3k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
2021
31-12
Financial
Back to profitnet €52k
Net result €52k after one loss-making year.
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-35k ▼601%
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 120.62
Current ratio from 58.86 to 120.62; short-term debt falls from €4k to €2k.
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 52 days late
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waskaarsstraat 311070 AnderlechtGround area
1,827 m²
Building footprint
1,287 m²
Volume, LiDAR
14,463 m³
2 parcels, Brussels · tallest building 27.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
SIDOL INVEST SA
since 19892.043.810.982
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21304B0150/00V032 | Brussels | 1,586 m² | 1 · 1,072 m² | 27.1 m · 4 fl. |
| 21304B0150/00C021 | Brussels | 240 m² | 1 · 215 m² | 16.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,694 companies in sector 68121 we hold annual accounts for 7,383. 4,988 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-05-1989
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.