ShiftingMindsets
ActiveShiftingMindsets has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €400k and a net result of €44k. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▼-15
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 36.01 against 23.38 in 2024), and 3.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.9%
Return on assets
10.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
14 d early
2024
29 d late
2023
37 d early
2022
14 d early
2021
26 d early
2020
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€400k▲ 12.5%
2024 · €355k
2020: €305k
2021: €332k
2022: €364k
2023: €407k
2024: €355k
2020 → 2025
Total assets
€412k▲ 11.1%
2024 · €371k
2020: €492k
2021: €520k
2022: €407k
2023: €443k
2024: €371k
2020 → 2025
Net result
€44k▼ 11.1%
2024 · €50k
2020: €303k
2021: €27k
2022: €32k
2023: €43k
2024: €50k
2020 → 2025
Working capital
€385k▲ 11.1%
2024 · €347k
2020: €279k
2021: €304k
2022: €340k
2023: €390k
2024: €347k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€332k-€364k▲ 9.6%€407k▲ 11.8%€355k▼ 12.8%€400k▲ 12.5%
Operating result€38k-€45k▲ 18.3%€59k▲ 31.5%€56k▼ 5.1%€49k▼ 13.7%
Net result€27k-€32k▲ 17.9%€43k▲ 34.6%€50k▲ 15.8%€44k▼ 11.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €412k
Fixed assets
€17k▲ 81.7%
Current assets
€396k▲ 9.3%
Equity and liabilities €412k
Equity
€400k▲ 12.5%
Debt
€13k▼ 19.1%
The debt ratio falls from 4.3% to 3.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€54k▼
2024 · €65k
Cash flow
€50k▼
2024 · €59k
Solvency
96.9%▲
2024 · 95.7%
Current ratio
36.01▲
2024 · 23.38
Quick ratio
36.01▲
2024 · 23.38
Debt / equity
0.03▼
2024 · 0.04
ROE
11.1%▼
2024 · 14.0%
ROA
10.8%▼
2024 · 13.4%
Interest coverage
385.93▲
2024 · 149.27
Debt
€13k▼
2024 · €16k
Debt ≤ 1 year
€11k▼
2024 · €15k
Income taxes
€15k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€371k€412k▲
Fixed assets21/28€9k€17k▲
Tangible fixed assets22/27€9k€17k▲
Plant, machinery and equipment23€6k€9k▲
Furniture and vehicles24€3k€7k▲
Current assets29/58€362k€396k▲
Amounts receivable within one year40/41€31k€32k▲
Trade receivables40€19k€22k▲
Other amounts receivable41€12k€10k▼
Current investments50/53€280k€300k▲
Cash at bank and in hand54/58€48k€61k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€371k€412k▲
Equity10/15€355k€400k▲
Contributions10/11€3k€3k=
Reserves13€353k€397k▲
Distributable reserves133€353k€397k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€16k€13k▼
Amounts payable within one year42/48€15k€11k▼
Trade debts44€4k€737▼
Suppliers440/4€4k€737▼
Advances received on contracts in progress46-€60
Taxes, remuneration and social security45€12k€10k▼
Taxes450/3€12k€10k▼
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€420€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€6k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€67k€56k▼
Operating profit (loss)9901€56k€49k▼
Financial income75/76B€10k€10k▼
Recurring financial income75€10k€10k▼
Financial charges65/66B€436€141▼
Recurring financial charges65€436€141▼
Profit (loss) for the period before taxes9903€66k€59k▼
Income taxes67/77€16k€15k▼
Profit (loss) for the period9904€50k€44k▼
Profit (loss) for the period to be appropriated9905€50k€44k▼
Appropriation of the result
Profit (loss) to be appropriated9906€50k€44k▼
Transfer from equity791/2€102k€0▼
Transfer to equity691/2€50k€44k▼
To the legal reserve6920-€44k
To other reserves6921€50k-
Profit to be distributed694/7€102k€0▼
Return on contributions (dividend)694€102k€0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 8.96
Current ratio from 2.63 to 8.96; short-term debt falls from €187k to €43k.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €27k ▼91%
Net result drops to €27k, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laarne · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rivierstraat 219270 LaarneGround area
4,065 m²
Building footprint
294 m²
Volume, LiDAR
1,413 m³
Parcel 42010A0959/00N000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ShiftingMindsets
since 20192.296.770.453
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42010A0959/00N000 | Flanders | 4,065 m² | 1 · 294 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
894500JF6HMI23EW6V88
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JMR MANAGER
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,386. 36,256 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-12-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.shiftingmindsets.be
E-mail:bert.teuwen@shiftingmindsets.be