SHEYMA
ActiveSHEYMA has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €10k. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 50% of 7321 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
89
/ 100
Excellent▲ +3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+14
Solvency76▼-11
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.5 against 1.94 in 2024), and 56.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.2%
Return on assets
15.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
58 d early
2023
53 d early
2022
63 d early
2021
55 d early
2020
60 d early
2019
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▲ 32.6%
2024 · €21k
2018: €18k
2019: €19k
2020: €14k
2021: €6k
2022: €8k
2023: €18k
2024: €21k
2018 → 2025
Total assets
€66k▲ 34.9%
2024 · €49k
2018: €33k
2019: €25k
2020: €22k
2021: €9k
2022: €15k
2023: €23k
2024: €49k
2018 → 2025
Net result
€10k▲ 171%
2024 · €4k
2018: €3k
2019: €1k
2020: €-4k
2021: €-9k
2022: €2k
2023: €14k
2024: €4k
2018 → 2025
Working capital
€12k▲ 51.9%
2024 · €8k
2018: €14k
2019: €16k
2020: €12k
2021: €3k
2022: €6k
2023: €9k
2024: €8k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€8k▲ 42.5%€18k▲ 114%€21k▲ 20.7%€28k▲ 32.6%
Operating result€-8k-€3k€16k▲ 441%€6k▼ 64.2%€13k▲ 129%
Net result€-9k-€2k€14k▲ 475%€4k▼ 74.1%€10k▲ 171%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 129% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €66k
Fixed assets
€29k▼ 10.5%
Current assets
€37k▲ 122%
Equity and liabilities €66k
Equity
€28k▲ 32.6%
Debt
€37k▲ 36.7%
The debt ratio rises from 56.1% to 56.8%: debt grows faster than equity.
Key figures and ratios
EBITDA
€22k▲
2024 · €14k
Cash flow
€19k▲
2024 · €12k
Solvency
43.2%▼
2024 · 43.9%
Current ratio
1.50▼
2024 · 1.94
Quick ratio
1.50▼
2024 · 1.94
Debt / equity
1.32▲
2024 · 1.28
ROE
35.1%▲
2024 · 17.2%
ROA
15.2%▲
2024 · 7.5%
Interest coverage
17.83▲
2024 · 8.96
Debt
€37k▲
2024 · €27k
Debt ≤ 1 year
€25k▲
2024 · €9k
Debt > 1 year
€13k▼
2024 · €19k
Income taxes
€2k▲
2024 · €350
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€49k€66k▲
Fixed assets21/28€32k€29k▼
Tangible fixed assets22/27€32k€29k▼
Plant, machinery and equipment23€6k€8k▲
Furniture and vehicles24€1k€3k▲
Leasing and similar rights25€25k€18k▼
Financial fixed assets28€40€40=
Current assets29/58€17k€37k▲
Amounts receivable within one year40/41€2k€15k▲
Trade receivables40-€9k
Other amounts receivable41€2k€5k▲
Cash at bank and in hand54/58€15k€22k▲
Equity and liabilities
Total equity and liabilities10/49€49k€66k▲
Equity10/15€21k€28k▲
Contributions10/11€6k€6k=
Reserves13€15k€22k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€13k€20k▲
Profit (loss) carried forward14€261€268▲
Amounts payable17/49€27k€37k▲
Amounts payable after more than one year17€19k€13k▼
Financial debts170/4€19k€13k▼
Amounts payable within one year42/48€9k€25k▲
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€602€11k▲
Suppliers440/4€602€11k▲
Taxes, remuneration and social security45€350€2k▲
Taxes450/3€350€2k▲
Other amounts payable47/48€2k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▲
Other operating charges640/8€1k€3k▲
Non-recurring operating charges66A€448-
Gross operating margin9900€16k€25k▲
Operating profit (loss)9901€6k€13k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€4k€12k▲
Income taxes67/77€350€2k▲
Profit (loss) for the period9904€4k€10k▲
Profit (loss) for the period to be appropriated9905€4k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€10k▲
Profit (loss) brought forward from the previous period14P€73€261▲
Transfer from equity791/2-€3k
Transfer to equity691/2€4k€10k▲
To other reserves6921€4k€10k▲
Profit to be distributed694/7-€3k
Return on contributions (dividend)694-€3k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €14k ▲475%
Operating result €16k, net result €14k, both a record.
29-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
06-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Damstraat 1059220 Hamme (Vl.)Ground area
300 m²
Building footprint
122 m²
Volume, LiDAR
563 m³
Parcel 42008A1552/00C003, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Damstraat 105, 9220 Hamme (Vl.)
since 20092.181.361.536
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42008A1552/00C003 | Flanders | 300 m² | 1 · 122 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 1019.526.814
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MB-Style
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Aarschot · Eq €28k
L & C ASSURE
BE 0541.938.901
Sint-Gillis (bij-Brussel) · Eq €28k
PI TECHNICS
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Of 29,551 companies in sector 41001 we hold annual accounts for 15,877. 12,208 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-09-2009
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43120Site preparation
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.