SHEFEDU
ActiveSHEFEDU has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €133k and a net result of €55k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 34% of 6974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▼-4
Solvency58▲+1
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity tight (current ratio 1.31 against 2.46 in 2024; short-term debt: 24.2% and cash: 30.8% of total assets), and 66.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.3%
Return on assets
13.7%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €133k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-01-2026, 19 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
19 d early
2024
2 d early
2023
6 d early
2022
7 d early
2021
10 d early
2020
3 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€133k▲ 12.7%
2024 · €118k
2019: €170k
2020: €120k
2021: €59k
2022: €42k
2023: €60k
2024: €118k
2019 → 2025
Total assets
€400k▲ 10.0%
2024 · €364k
2019: €586k
2020: €592k
2021: €363k
2022: €316k
2023: €308k
2024: €364k
2019 → 2025
Net result
€55k▼ 9.0%
2024 · €60k
2019: €58k
2020: €86k
2021: €-61k
2022: €-17k
2023: €19k
2024: €60k
2019 → 2025
Working capital
€30k▼ 58.9%
2024 · €73k
2019: €137k
2020: €44k
2021: €-5k
2022: €-19k
2023: €21k
2024: €73k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€59k-€42k▼ 29.2%€60k▲ 45.3%€118k▲ 96.0%€133k▲ 12.7%
Operating result€-53k-€-9k▲ 82.2%€26k€70k▲ 171%€84k▲ 19.8%
Net result€-61k-€-17k▲ 72.1%€19k€60k▲ 222%€55k▼ 9.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 20% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €400k
Fixed assets
€273k▲ 13.4%
Current assets
€127k▲ 3.3%
Equity and liabilities €400k
Equity
€133k▲ 12.7%
Debt
€267k▲ 8.7%
The debt ratio falls from 67.5% to 66.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€111k▲
2024 · €92k
Cash flow
€82k▼
2024 · €82k
Solvency
33.3%▲
2024 · 32.5%
Current ratio
1.31▼
2024 · 2.46
Quick ratio
1.31▼
2024 · 2.46
Debt / equity
2.00▼
2024 · 2.08
ROE
41.3%▼
2024 · 51.2%
ROA
13.7%▼
2024 · 16.6%
Interest coverage
20.91▲
2024 · 15.34
Debt
€267k▲
2024 · €246k
Debt ≤ 1 year
€97k▲
2024 · €50k
Debt > 1 year
€167k▼
2024 · €193k
Income taxes
€24k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€364k€400k▲
Fixed assets21/28€241k€273k▲
Tangible fixed assets22/27€239k€272k▲
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€1k€45k▲
Other tangible fixed assets26€236k€225k▼
Financial fixed assets28€2k€2k=
Current assets29/58€123k€127k▲
Amounts receivable within one year40/41€11k€3k▼
Trade receivables40€11k€3k▼
Cash at bank and in hand54/58€111k€123k▲
Deferred charges and accrued income490/1€654€884▲
Equity and liabilities
Total equity and liabilities10/49€364k€400k▲
Equity10/15€118k€133k▲
Contributions10/11€19k€19k=
Reserves13€100k€115k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€100k€115k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€246k€267k▲
Amounts payable after more than one year17€193k€167k▼
Financial debts170/4€193k€167k▼
Amounts payable within one year42/48€50k€97k▲
Current portion of amounts payable after more than one year42€25k€28k▲
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Advances received on contracts in progress46€14k€0▼
Taxes, remuneration and social security45€4k€30k▲
Taxes450/3€4k€30k▲
Other amounts payable47/48€2k€34k▲
Accrued charges and deferred income492/3€3k€3k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€27k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€96k€115k▲
Operating profit (loss)9901€70k€84k▲
Financial income75/76B€3€0▼
Recurring financial income75€3€0▼
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€64k€79k▲
Income taxes67/77€4k€24k▲
Profit (loss) for the period9904€60k€55k▼
Profit (loss) for the period to be appropriated9905€60k€55k▼
Appropriation of the result
Profit (loss) to be appropriated9906€731€55k▲
Profit (loss) brought forward from the previous period14P€-60k€0▲
Transfer from equity791/2€2k€0▼
Transfer to equity691/2-€15k
To other reserves6921-€15k
Profit to be distributed694/7€3k€40k▲
Return on contributions (dividend)694€3k€40k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Equity above €100kEq €118k ▲96%
2 profitable years in a row build equity to €118k.
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €19k
Net result €19k after 2 loss-making years.
30-06
Financial
Liquidity times 5current ratio 1.78
Current ratio from 0.37 to 1.78; short-term debt falls from €29k to €27k.
24-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €-61k ▼171%
Net result drops to €-61k, the lowest in the series; recovery starts the following year.
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Highest result since 2019net €86k ▲49.6%
Operating result €120k, net result €86k, both a record.
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Penitentienenstraat 163000 LeuvenGround area
213 m²
Building footprint
93 m²
Volume, LiDAR
528 m³
Parcel 24505F0284/00F002, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SHEFEDU
since 20162.254.534.673
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24505F0284/00F002 | Flanders | 213 m² | 1 · 92 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,425 companies in sector 73300 we hold annual accounts for 6,899. 5,492 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-07-2016
Fiscal year end30-06
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.