SHARPSTACK
ActiveSHARPSTACK is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €2k and a net result of €-72k. Equity is shrinking by ~30.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 16% of 3330 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 3330 sector peers (2024).
NBB · sector comparisonPosition among 3330 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-07-2025, 2 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
2 d early
2023
15 d early
2022
7 d early
2021
16 d early
2020
40 d early
2019
29 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€2k▼ 97.2%
2023 · €74k
2021: €83k
2022: €95k
2023: €74k
2021 → 2024
Net result
€-72k
2023 · €11k
2021: €12k
2022: €12k
2023: €11k
2021 → 2024
Total assets
€20k▼ 79.5%
2023 · €96k
2021: €109k
2022: €120k
2023: €96k
2021 → 2024
Solvency
10.4%▼ 66.8pp
2023 · 77.3%
2021: 76.7%
2022: 79.4%
2023: 77.3%
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€83k-€95k▲ 14.0%€74k▼ 21.8%€2k▼ 97.2%
Operating result€14k-€16k▲ 13.4%€14k▼ 10.3%€-78k
Net result€12k-€12k▼ 4.0%€11k▼ 7.0%€-72k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €78k after €14k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €20k
Fixed assets
€10k▼ 36.2%
Current assets
€10k▼ 87.8%
Equity and liabilities €20k
Equity
€2k▼ 97.2%
Debt
€18k▼ 19.2%
The debt ratio rises from 22.7% to 89.6%: equity shrinks faster than debt is paid down.
Key figures and ratios
Solvency
10.4%▼
2023 · 77.3%
ROE
-3507.7%▼
2023 · 14.6%
ROA
-366.1%▼
2023 · 11.3%
Debt
€18k▼
2023 · €22k
Debt ≤ 1 year
€18k▼
2023 · €21k
Income taxes
€160▼
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Total assets
20/58€96k€20k▼
Fixed assets
21/28€15k€10k▼
Tangible fixed assets
22/27€15k€9k▼
Financial fixed assets
28€25€355▲
Current assets
29/58€81k€10k▼
Amounts receivable within one year
40/41€568€7k▲
Investments
50/53€19k-
Cash & bank
54/58€39k€875▼
Total equity & liabilities
10/49€96k€20k▼
Equity
10/15€74k€2k▼
Contributions / capital
10/11€12k€12k=
Reserves
13€49k€49k=
Accumulated profits (losses)
14€13k€-59k▼
Amounts payable
17/49€22k€18k▼
Amounts payable after one year
17€1k-
Amounts payable within one year
42/48€21k€18k▼
Trade debts payable within one year
44€3k€4k▲
Income statement
Code20232024
Gross operating margin
9900€20k€-71k▼
Operating result
9901€14k€-78k▼
Financial income
75€2k€7k▲
Financial charges
65€533€587▲
Result before taxes
9903€15k€-72k▼
Income taxes
67/77€4k€160▼
Net result for the period
9904€11k€-72k▼
Result to be appropriated
9905€11k€-72k▼
Timeline · acts, filings and financial milestones
2025
12-11
State Gazette act
Registered-office change
v3.2
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
11-02
State Gazette act
Registered-office change
v3.2
2024
31-12
Financial
Weakest financial yearnet €-72k ▼767%
Net result drops to €-72k, the lowest in the series.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
25-01
State Gazette act
Minor change
Other address change · Alexandre PEÊRS
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2015
05-06
State Gazette act
Incorporation
oprichting
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
4 of 4 acts read
Directors · office · real estate
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TC-WB
BE 1010.792.062
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E.M INVEST
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EURABRIDGE
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Wavre · Eq €2k
Of 1,504 companies in sector 66199 we hold annual accounts for 897. 119 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-06-2015
Fiscal year end31-12
Activities, NACEBEL
66199Other activities auxiliary to financial services, excluding insurance and pension funding
68121Development of residential building projects
68122Development of non-residential building projects
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 4 actsNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 20-07-2026. Scores and ratios are computed by Checked and are not a credit decision.