Active BE 0479.749.231Private limited companyOpen bankruptcy

SG. BM

Boulevard Joseph Tirou 49 ·6000 Charleroi, Belgium· 23 yrs active

Sector: Cafés (56301)

Conclusion Checked

A bankruptcy procedure is open for SG. BM according to publications in the Belgian State Gazette. The 2023 annual accounts show negative equity (€-4k) and a net result of €-10k.

Based on the State Gazette, CBE and 6 annual accounts.

Key figures

Equity	€-4k
Net result	€-10k
Better than sector	26%
Active	23 yrs

Snowflake analysis 5 of 5 axes measured · computed by Checked

33 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0

Profitability 33

Solvency 67

Growth 66

Stability 0

Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based

50 / 100

High riskRegister: open bankruptcy

This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.

Components

· Open bankruptcy (+50)

Trust signals 2 signals

Register: open bankruptcy

The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.

Open bankruptcy

Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags 0 events

No administrative flags

Health barometer FY 2023 · computed

0 / 100 Critical

050100

Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2023 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 29-09-2024 with the NBB · fiscal year 2023 · micro

RevenueOperating resultNet result

Sector comparison

Fiscal year 2023 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	-14.3%	16.7%	better than 26% of 4791 sector peers
Net result	€-10k	€2k	better than 25% of 4780 sector peers
Equity	€-4k	€11k	better than 29% of 4805 sector peers
Gross operating margin	€13k	€42k	better than 30% of 4763 sector peers
Staff costs	€19k	€47k	higher than 29% of 3406 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Revenue

€203k

+13.9% 18-23

EBITDA

€-6k

- 18-23

Net profit

€-10k

- 18-23

Cash flow

€-7k

- 18-23

Total assets

€27k

-29.9% 18-23

Equity

€-4k

- 18-23

Working capital

€6k

- 18-23

Employees (FTE)

2

+100.0% 18-23

Staff costs

€19k

-24.4% 18-23

Income taxes

€2k

-21.7% 18-23

Debt

€5k

-82.9% 18-23

Debt ≤ 1y

€5k

-78.1% 18-23

Debt > 1y

€7k

-52.6% 18-23

Current ratio

2.09

+172.2% 18-23

Quick ratio

2.09

+172.2% 18-23

Solvency

-14.3%

- 18-23

Debt / equity

-1.41

- 18-23

ROE

276.6%

+152.5% 18-23

ROA

-39.5%

- 18-23

Net margin

-5.1%

- 18-23

EBITDA margin

-2.7%

- 18-23

Interest coverage

-4.85

- 18-23

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2023
Deposit	micro
Revenue	€203k
EBITDA	€-6k
Net profit	€-10k
Cash flow	€-7k
Staff costs	€19k
Income taxes	-
Dividends	-
Total assets	€27k
Equity	€-4k
Debt	€5k
of which ≤ 1y	€5k
of which > 1y	-
Working capital	€6k
Employees (FTE)	-

Ratios (computed)

	2023
Current ratio	2.09
Quick ratio	2.09
Working capital ratio	21.9%
Solvency	-14.3%
Debt / equity	-1.41
Long-term debt ratio	-
Interest coverage	-4.85
Gross margin	6.6%
Net margin	-5.1%
ROA	-39.5%
ROE	276.6%
EBITDA margin	-2.7%
Days sales outstanding	1d
Days payable outstanding	2d
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2023

Assets

Fixed assets €15k · 58.0% Current assets €11k · 42.0%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2023
Balance sheet, Assets
TOTAL ASSETS	20/58	€27k
Fixed assets	21/28	€15k
Tangible fixed assets	22/27	€10k
Financial fixed assets	28	€5k
Current assets	29/58	€11k
Amounts receivable within one year	40/41	€588
Cash & bank	54/58	€11k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€27k
Equity	10/15	€-4k
Contributions / capital	10/11	€27k
Accumulated profits (losses)	14	€-31k
Provisions & deferred taxes	16	€25k
Amounts payable	17/49	€5k
Amounts payable within one year	42/48	€5k
Trade debts payable within one year	44	€1k
Income statement
Turnover	70	€203k
Gross operating margin	9900	€13k
Operating result	9901	€-9k
Financial charges	65	€1k
Result before taxes	9903	€-10k
Net result for the period	9904	€-10k
Result to be appropriated	9905	€-10k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 5 directors

Current directors & mandates

Prosper DELAIJE
Director
State Gazette act 24174487 (11-12-2024)

Current
18-08-2024 → present
SALVATORE Maria-Pia
Director
State Gazette act 24318285 (10-01-2024)

Current
10-01-2024 → present
2 events
- 18-08-2024 Resigned· Director
- 10-01-2024 Appointed· Director
Tony VERBOOMEN
Director
State Gazette act 24174487 (11-12-2024)

Current
01-04-2023 → present

Former directors (2)

Logan BIFARELLA
Associé
State Gazette act 24174487 (11-12-2024)

Former
- → 15-08-2024
Renzo BONALDO
Associé
State Gazette act 24174487 (11-12-2024)

Former
- → 15-08-2024

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Directors & mandates1 person

Role	Name	Tenure	Source
Curator	MAXIMILIEN TRAVERSA AVENUE DU GENERAL MICHEL 1E/33, 6000 CHARLEROI- . Date provisoire de cessation de paiement : 29/07/2025 ↔ Also on 46 other cases	29-07-2025 → present	Belgian State Gazette

Legal Structure

NACE primary	Cafés(56301)
Legal form	Private limited company(610)
Incorporation	12-03-2003
Status	Active
Postal code	6000
First BS signal	08-08-2025
Latest BS signal	08-08-2025

Company structure, linked entities1 linked entities

Mandates

↔ 1 of these mandate-holders are active on other cases, click any red card to open that KBO.

Establishment units 1 location

Princesse Mathilde

Boulevard Joseph Tirou 49, 6000 CharleroiVerkoop aan de toog of via telefoon, fax, internet van eetwaren en dranken : cafetaria's

since 20032.179.191.607

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
52011C0155/02H000	Wallonia	587 m²	1 · 376 m²	20.7 m · 6 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 13 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

08-08-2025

Bankruptcy Opening

Tribunal de l’entreprise du Hainaut, division Charleroi · SG. BM SRL BOULEVARD JOSEPH TIROU 49, 6000 CHARLEROI · event 29-07-2025

2024

11-12-2024

State Gazette act Capital & shares

29-09-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

10-01-2024

State Gazette act Director changes

Alexis Brahy

2023

23-08-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

2022

26-12-2022

NBB filing Annual accounts filed

fiscal year 2021 · micro

2021

06-12-2021

NBB filing Annual accounts filed

fiscal year 2020 · volledig

2020

26-11-2020

NBB filing Annual accounts filed

fiscal year 2019 · volledig

2019

11-08-2019

NBB filing Annual accounts filed

fiscal year 2018 · volledig

2018

26-09-2018

NBB filing Annual accounts filed

fiscal year 2017 · volledig

2017

29-07-2017

NBB filing Annual accounts filed

fiscal year 2016 · volledig

2016

07-08-2016

NBB filing Annual accounts filed

fiscal year 2015 · volledig

2015

29-07-2015

NBB filing Annual accounts filed

fiscal year 2014 · volledig

Lifecycle & Insolvency Signals 1 events

08-08-2025

Bankruptcy Opening

Date: 29-07-2025 · Tribunal de l’entreprise du Hainaut, division Charleroi · SG. BM SRL BOULEVARD JOSEPH TIROU 49, 6000 CHARLEROI · Publications in State Gazette ↗

Time machine, BS events + macro context 2021, 2026

Macro context

2020-Q2/Q3 COVID lockdown

2022 energy crisis

2023-2024 ECB rate hikes

Legend

Bankruptcy

Interim / reorg

KBO event

Belgisch Staatsblad, acts 2 acts

Capital history · 1

11-12-2024

Capital change

All acts · 2 updated 1 year ago

2024

11-12-2024 All shares are now held by a single shareholder Capital & shares

Original publication ↗

Technical details

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10-01-2024 SALVATORE Maria-Pia appointed as director Director changes·Alexis Brahy

SALVATORE Maria-Pia, Bestuurder

Notary: Alexis Brahy · Charleroi

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

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Company registry (CBE) Crossroads Bank

Activities

Cafés55401Cafés en bars56301Cafés en bars56301

Primary activity highlighted.

Names & trade names

Legal nameFR

SG. BM

Registered office

Boulevard Joseph Tirou 49

6000 Charleroi, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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