SFO Waterloo · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of SFO Waterloo is 1.1% (low). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-08-2025, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	21-08-2025	21 d late	2025-00388531
31-12-2023	31-07-2024	25-07-2024	6 d early	2024-00282041
31-12-2022	31-07-2023	30-08-2023	30 d late	2023-00375695
31-12-2021	31-07-2022	28-07-2022	3 d early	2022-20235257
31-12-2020	31-07-2021	29-09-2021	60 d late	2021-69000389
31-12-2019	31-07-2020	31-07-2020	on the day	2020-37500345
31-12-2018	31-07-2019	03-07-2019	28 d early	2019-28300451
31-12-2017	31-07-2018	28-06-2018	33 d early	2018-24400467
31-12-2016	31-07-2017	26-06-2017	35 d early	2017-23200293
31-12-2015	31-07-2016	27-07-2016	4 d early	2016-36500324

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Established

Founded in 2013, 13 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

1.1% Low

0%0,5%1,5%4%10%≥25%

No NACE activity registered +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB

Financials being processed

NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.

Filings on record

Fiscal year	Type	Filed	Reference
31-12-2024	verkort	21-08-2025	2025-00388531
31-12-2023	verkort	25-07-2024	2024-00282041
31-12-2022	micro	30-08-2023	2023-00375695
31-12-2021	micro	28-07-2022	2022-20235257
31-12-2020	micro	29-09-2021	2021-69000389
31-12-2019	micro	31-07-2020	2020-37500345
31-12-2018	micro	03-07-2019	2019-28300451
31-12-2017	micro	28-06-2018	2018-24400467
31-12-2016	micro	26-06-2017	2017-23200293
31-12-2015	volledig	27-07-2016	2016-36500324

Directors

Directors & mandates

4 directors

Current directors & mandates

Frank Willems
Director (executive)
State Gazette act 22107432 (08-09-2022)

Current
07-07-2022 → present
Luc Lever
Director (executive)
State Gazette act 22107432 (08-09-2022)

Current
07-07-2022 → present

Former directors (2)

Adrian Vignali
Director (executive)
State Gazette act 22107432 (08-09-2022)

Former
- → 07-07-2022
Giuliano Vignali
Director (executive)
State Gazette act 22107432 (08-09-2022)

Former
- → 07-07-2022

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary	-
Legal form	Private limited company(610)
Incorporation	16-07-2013
Status	Active
Postal code	8380

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Sint-Thomas Morusstraat 18380 Brugge

Establishment units

1 location

SFO Waterloo

Edgard Tytgatlaan 9, 1200 Sint-Lambrechts-WoluweProjectontwikkeling voor de bouw van appartementsgebouwen

since 20132.282.169.280

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels2

Ground area377 m²

Buildings2

Building footprint274 m²

Volume (LiDAR)3,939 m³

Tallest building18.4 m · ±6 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Brussels 1 (50%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21674C0305/00K000	Brussels	197 m²	1 · 94 m²	13.5 m · 4 fl.
31813R0625/03T005	Flanders	180 m²	1 · 180 m²	18.4 m · 6 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

3 acts

Address history · 2

03-04-2023

Registered-office move

16-03-2023

Registered-office move

All acts · 3 updated 3 years ago

2023

03-04-2023 Registered office moved within Zeebrugge Registered-office change·Leticia DHAENENS

Sint-Morusstraat 1 bus 02.01, 8380 Zeebrugge → 8380 Zeebrugge, Sint-Thomas Morusstraat, 1, bus 02.01

Notary: Leticia DHAENENS · Anderlecht

Original publication ↗

16-03-2023 Registered office moved from Bruxelles to Zeebrugge Registered-office change·Leticia Dhaenens

1000 Bruxelles, rue de la Caserne, 86-88 → 8380 Zeebrugge, Sint-Thomas Morusstraat, 1, boîte 02.01

Notary: Leticia Dhaenens · Bruxelles

Original publication ↗

2022

08-09-2022 3 directors appointed, 2 resigning Director changes

Luc Lever, Directeur
Frank Willems, Directeur
Benoît Meurmans, Directeur
Adrian Vignali, Directeur
Giuliano Vignali, Directeur

Original publication ↗

Analysis

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Company registry

Company registry (CBE)

Crossroads Bank

Names & trade names

Legal nameFR

SFO Waterloo

Registered office

Sint-Thomas Morusstraat 1 bus .02.01

8380 Brugge, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.