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SEZAAR

Active
Private limited company·Kappers- en barbiersactiviteiten· 3 yrs active
Nieuwpoortsesteenweg 22 ·8400 Oostende, Belgium
KBO/BCE: BE 0790.399.550
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age3 yrs
Real estate2 parcels · 395 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of SEZAAR is 2.5% (moderate). The 2023 annual accounts show equity of €923 and a net result of €923. Its solvency ranks better than 45% of 1399 sector peers (fiscal year 2023). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 24-09-2024, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2023, that is 31-07-2024.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2023 31-07-2024 24-09-2024 55 d late 2024-00469459

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.5% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Turnover€85k
EBIT margin1.6%
Net result€923
Working capital€923

Annual accounts & ratios

Source: NBB · 2023
Annual accounts filed on 24-09-2024 with the NBB · fiscal year 2023 · micro
Sector comparison
Fiscal year 2023 · NACE 96, Personal services · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 8.3% 12.5%
better than 45% of 1399 sector peers
Net result €923 €457
better than 52% of 1395 sector peers
Equity €923 €4k
better than 41% of 1407 sector peers
Gross operating margin €18k €14k
better than 54% of 1391 sector peers
Staff costs €16k €30k
higher than 38% of 633 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2023
Depositmicro
Revenue€85k
EBITDA-
Net profit€923
Cash flow-
Staff costs€16k
Income taxes€308
Dividends-
Total assets€11k
Equity€923
Debt€10k
of which ≤ 1y€10k
of which > 1y-
Working capital€923
Employees (FTE)-
Ratios (computed)
2023
Current ratio1.09
Quick ratio1.09
Working capital ratio8.3%
Solvency8.3%
Debt / equity11.10
Long-term debt ratio-
Interest coverage-
Gross margin21.0%
Net margin1.1%
ROA8.3%
ROE100.0%
EBITDA margin-
Days sales outstanding12d
Days payable outstanding0d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€11k
Current assets 29/58€11k
Amounts receivable within one year 40/41€3k
Cash & bank 54/58€8k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€11k
Equity 10/15€923
Accumulated profits (losses) 14€923
Amounts payable 17/49€10k
Amounts payable within one year 42/48€10k
Trade debts payable within one year 44€21
Income statement
Turnover 70€85k
Gross operating margin 9900€18k
Operating result 9901€1k
Financial charges 65€113
Result before taxes 9903€1k
Income taxes 67/77€308
Net result for the period 9904€923
Result to be appropriated 9905€923
Ratios computed by Checked.

Health barometer

FY 2023 · computed
60 / 100 Healthy
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
4 companies at this address See who is registered here

Establishment units

1 location
Sezaar Barbershop
Ezelstraat 59, 8000 BruggeDetailhandel in cosmetica en toiletartikelen
since 20242.362.346.215
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area395 m²
Buildings2
Building footprint261 m²
Volume (LiDAR)2,954 m³
Tallest building21.4 m · ±6 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
35386D0035/00X004 Flanders 222 m² 1 · 128 m² 21.4 m · 6 fl.
31804D0053/00Y000 Flanders 173 m² 1 · 133 m² 13.3 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
Address history · 1
08-03-2023
Registered-office move
All acts · 1 updated 3 years ago
2023
08-03-2023 Registered office moved within Oostende Registered-office change
  • Torhoutsesteenweg 261 à 8400 Oostende → Nieuwpoortsesteenweg 22 tot 8400 Oostende

Analysis

Snowflake analysis

financial profile on 5 axes
Health60Profitability65Solvency19Growth-Stability79
56 / 100

Mixed profile: strong on stability, weaker on solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 60
Profitability 65
Solvency 19
Growth -
Stability 79

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 729 of the 21,773 companies in this sector. 345 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Haarverzorging96021Kappers- en barbiersactiviteiten96210Detailhandel in cosmetica en toiletartikelen in gespecialiseerde winkels47750Detailhandel in cosmetica en toiletartikelen47750
Primary activity highlighted.
Names & trade names
Legal nameNL SEZAAR
Registered office
Nieuwpoortsesteenweg 22
8400 Oostende, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.