Active BE 0801.477.445Private limited company

SEVKOK

Magdalenasteenweg 1 ·1000 Brussel, Belgium· 3 yrs active

Sector: Full-service restaurants (56111)

Conclusion Checked

The computed 12-month bankruptcy probability of SEVKOK is 15.4% (high). The 2025 annual accounts show negative equity (€-108k) and a net result of €-100k. Its solvency ranks better than 21% of 12646 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€-108k
Net result	€-100k
Staff (FTE)	10.9
Better than sector	21%

Financial profile 5 of 5 axes measured · computed by Checked

56 / 100

Mixed profile: strong on profitability, weaker on health.

All 5 axes are computed from data Checked has read.

Health 12

Profitability 100

Solvency 42

Growth 32

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

15.4% High

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2023, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

12 / 100 Critical

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

No credit

negative equity or figures too weak

Score history

63 2024

12 2025

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 0.87 (< 1.0) -10

Equity Negative equity -25

Profitability ROE 93% (≥ 10%) +10

Interest coverage Interest coverage -3.6× (< 1.5×) -10

Profit trend Net profit down YoY -3

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 09-06-2026 with the NBB · fiscal year 2025 · micro schema

Operating resultNet result

Sector comparison

Fiscal year 2025 · NACE 56, Food and beverage service activities · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	-13.2%	30.5%	better than 21% of 12646 sector peers
Net result	€-100k	€5k	better than 5% of 12627 sector peers
Equity	€-108k	€30k	better than 5% of 12674 sector peers
Gross operating margin	€458k	€62k	better than 95% of 12592 sector peers
Staff costs	€528k	€56k	higher than 95% of 9022 sector peers

EBITDA

€-77k

- 24-25

Net profit

€-100k

- 24-25

Cash flow

€-98k

- 24-25

Total assets

€817k

-9.4% 24-25

Equity

€-108k

- 24-25

Working capital

€-119k

- 24-25

Employees (FTE)

11

-28.3% 24-25

Staff costs

€528k

-45.2% 24-25

Debt

€924k

+7.3% 24-25

Debt ≤ 1y

€924k

+7.3% 24-25

Current ratio

0.87

-15.9% 24-25

Quick ratio

0.87

-15.9% 24-25

Solvency

-13.2%

- 24-25

Debt / equity

-8.58

- 24-25

ROE

93.1%

-4.5% 24-25

ROA

-12.3%

- 24-25

Interest coverage

-3.63

- 24-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025	2024
Deposit	micro schema	micro schema
Revenue	-	-
EBITDA	€-77k	€72k
Net profit	€-100k	€39k
Cash flow	€-98k	€40k
Staff costs	€528k	€963k
Income taxes	-	-
Dividends	-	-
Total assets	€817k	€902k
Equity	€-108k	€40k
Debt	€924k	€862k
of which ≤ 1y	€924k	€862k
of which > 1y	-	-
Working capital	€-119k	€32k
Employees (FTE)	10.9	15.2

Ratios (computed)

	2025	2024
Current ratio	0.87	1.04
Quick ratio	0.87	1.04
Working capital ratio	-14.5%	3.5%
Solvency	-13.2%	4.5%
Debt / equity	-8.58	21.42
Long-term debt ratio	-	-
Interest coverage	-3.63	2.20
Gross margin	-	-
Net margin	-	-
ROA	-12.3%	4.3%
ROE	93.1%	97.5%
EBITDA margin	-	-
Days sales outstanding	-	-
Days payable outstanding	-	-
Inventory turnover	-	-
Days inventory (DSI)	-	-

Balance-sheet composition 2025

Assets

Fixed assets €11k · 1.3% Current assets €806k · 98.7%

Full annual accounts (21 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€817k	€902k
Fixed assets	21/28	€11k	€9k
Tangible fixed assets	22/27	€10k	€8k
Financial fixed assets	28	€560	€560
Current assets	29/58	€806k	€893k
Amounts receivable within one year	40/41	€269k	€12k
Cash & bank	54/58	€533k	€880k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€817k	€902k
Equity	10/15	€-108k	€40k
Contributions / capital	10/11	€1k	€1k
Accumulated profits (losses)	14	€-109k	€39k
Amounts payable	17/49	€924k	€862k
Amounts payable within one year	42/48	€924k	€862k
Trade debts payable within one year	44	€63k	€803k
Income statement
Gross operating margin	9900	€458k	€1.05M
Operating result	9901	€-79k	€72k
Financial income	75	-	€89
Financial charges	65	€21k	€33k
Result before taxes	9903	€-100k	€39k
Net result for the period	9904	€-100k	€39k
Result to be appropriated	9905	€-100k	€39k

Legal Structure

NACE primary	Full-service restaurants(56111)
Legal form	Private limited company(610)
Incorporation	05-05-2023
Status	Active
Postal code	1000

Establishment units 3 locations

SEVKOK

Magdalenasteenweg 1, 1000 BrusselFull-service restaurants

since 20232.346.307.957

SEVKOK

Magdalenasteenweg 3, 1000 BrusselFull-service restaurants

since 20232.360.390.872

SEVKOK

Spoormakersstraat 39-41, 1000 BrusselFull-service restaurants

since 20232.351.137.270

Real-estate footprint Source: CBE × cadastre

Brussels 3 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21004A1117/00A000	Brussels	130 m²	1 · 75 m²	19.2 m · 5 fl.
21004A0950/00B000	Brussels	54 m²	1 · 55 m²	17.9 m · 6 fl.
21004A0951/00B000	Brussels	47 m²	1 · 46 m²	18.2 m · 5 fl.

Methodology

via registered seat: 1 · via establishment units: 2

3 of 3 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 2 events

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

09-06

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

05-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

NBB filing

Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Full-service restaurants56101Limited-service restaurants56102Full-service restaurants56111Limited-service restaurants, excluding mobile food services56112

Names & trade names

Legal nameFR

SEVKOK

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