Settled
ActiveSummary
Settled has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-5k) and a net result of €-8k. Its solvency ranks better than 7% of 2284 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
35
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability0
Solvency0
Growth-
Track record67
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.62; short-term debt: 158.7% and cash: 85% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-58.7%
Return on assets
-85.7%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
16 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, abbreviated schema
Equity
€-5k
Total assets
€9k
Net result
€-8k
Working capital
€-6k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €9k
Fixed assets
€218
Current assets
€9k
Key figures and ratios
Solvency
-58.7%
Current ratio
0.62
Debt to equity
-2.70
ROA
-85.7%
Debt
€15k
Debt ≤ 1 year
€15k
Filed annual accounts As filed with the NBB · 2025 · 26 lines
Balance sheet
Code2025
Assets
Total assets20/58€9k
Fixed assets21/28€218
Financial fixed assets28€218
Current assets29/58€9k
Amounts receivable within one year40/41€252
Other amounts receivable41€252
Cash at bank and in hand54/58€8k
Deferred charges and accrued income490/1€913
Equity and liabilities
Total equity and liabilities10/49€9k
Equity10/15€-5k
Contributions10/11€3k
Profit (loss) carried forward14€-8k
Amounts payable17/49€15k
Amounts payable within one year42/48€15k
Trade debts44€456
Suppliers440/4€456
Other amounts payable47/48€14k
Income statement
Code2025
Other operating charges640/8€50
Gross operating margin9900€-8k
Operating profit (loss)9901€-8k
Financial charges65/66B€34
Recurring financial charges65€34
Profit (loss) for the period before taxes9903€-8k
Profit (loss) for the period9904€-8k
Profit (loss) for the period to be appropriated9905€-8k
Appropriation of the result
Profit (loss) to be appropriated9906€-8k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
01-09
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- General meeting, 22-06-2026
- Registered-office move, Doornlaarstraat 53, 2820 Rijmenam
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
State Gazette actNBB filing
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2025
Ground area
5,439 m²
Building footprint
1,097 m²
Volume, LiDAR
658 m³
2 parcels, Flanders · tallest building 7.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Settled
since 20252.371.898.834
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12402A0204/00C002 | Flanders | 2,848 m² | 1 · 867 m² | - |
| 12031B0597/00G000 | Flanders | 2,591 m² | 1 · 230 m² | 7.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
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CONSULTANCY GUY DERKINDEREN
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 24,497 companies in sector 82990 we hold annual accounts for 9,406. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-02-2025
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
62900Other information technology and computer services
73110Advertising agencies
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 1 actNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.