SERVUS CONSULTING
ActiveSummary
SERVUS CONSULTING has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €635k and a net result of €65k. Equity is growing by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 93% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 12.58 against 10.85 in 2024; short-term debt: 6.2% and cash: 25.8% of total assets), and 6.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.8%
Return on assets
9.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-07-2026, 27 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
27 d early
2024
44 d early
2023
26 d early
2022
38 d early
2021
44 d early
2020
51 d early
2019
32 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€152k
EBIT margin
19.9%
Net result
€65k▼ 11.6%
2024 · €74k
2018: €33k
2019: €23k
2020: €44k
2021: €46k
2022: €42k
2023: €43k
2024: €74k
2018 → 2025
Working capital
€487k▲ 16.3%
2024 · €418k
2018: €130k
2019: €150k
2020: €205k
2021: €219k
2022: €274k
2023: €325k
2024: €418k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€411k-€453k▲ 10.3%€496k▲ 9.6%€570k▲ 14.8%€635k▲ 11.4%
Operating result€63k-€58k▼ 7.2%€59k▲ 1.5%€92k▲ 55.8%€89k▼ 3.8%
Net result€46k-€42k▼ 9.1%€43k▲ 2.8%€74k▲ 69.8%€65k▼ 11.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €677k
Fixed assets
€148k ▼ 2.2%
Current assets
€529k ▲ 14.7%
Equity and liabilities €677k
Equity
€635k ▲ 11.4%
Debt
€42k ▼ 1.0%
Debt's share of the balance-sheet total falls from 6.9% to 6.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€93k▼
2024 · €98k
Cash flow
€69k▼
2024 · €79k
Current ratio
12.58▲
2024 · 10.85
Debt to equity
0.07▼
2024 · 0.07
ROE
10.2%▼
2024 · 12.9%
ROA
9.6%▼
2024 · 12.0%
Interest coverage
38.06▼
2024 · 762.49
Debt ≤ 1 year
€42k▼
2024 · €42k
Income taxes
€27k▼
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€612k€677k▲
Fixed assets21/28€152k€148k▼
Tangible fixed assets22/27€152k€148k▼
Land and buildings22€145k€144k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€4k€3k▼
Current assets29/58€461k€529k▲
Amounts receivable within one year40/41€16k€17k▲
Trade receivables40€16k€17k▲
Current investments50/53€231k€335k▲
Cash at bank and in hand54/58€209k€175k▼
Deferred charges and accrued income490/1€5k€2k▼
Equity and liabilities
Total equity and liabilities10/49€612k€677k▲
Equity10/15€570k€635k▲
Contributions10/11€20k€20k=
Reserves13€550k€615k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€548k€613k▲
Amounts payable17/49€42k€42k▼
Amounts payable within one year42/48€42k€42k▼
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€21k€25k▲
Taxes450/3€21k€25k▲
Other amounts payable47/48€20k€15k▼
Income statement
Code20242025
Non-recurring operating income76A€3k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€4k▼
Other operating charges640/8€1k€584▼
Gross operating margin9900€99k€94k▼
Operating profit (loss)9901€92k€89k▼
Financial income75/76B€11k€6k▼
Recurring financial income75€11k€6k▼
Financial charges65/66B€129€2k▲
Recurring financial charges65€129€2k▲
Profit (loss) for the period before taxes9903€103k€92k▼
Income taxes67/77€29k€27k▼
Profit (loss) for the period9904€74k€65k▼
Profit (loss) for the period to be appropriated9905€74k€65k▼
Appropriation of the result
Profit (loss) to be appropriated9906€74k€65k▼
Transfer to equity691/2€74k€65k▼
To other reserves6921€74k€65k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €74k ▲69.8%
Operating result €92k, net result €74k, both a record.
31-12
Financial
Equity above €500kEq €570k ▲14.8%
7 profitable years in a row build equity to €570k.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 5current ratio 9.28
Current ratio from 1.89 to 9.28; short-term debt falls from €308k to €39k.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €23k ▼30.7%
Net result drops to €23k, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Westerlo · 1 establishment unit since 2006
Ground area
633 m²
Building footprint
145 m²
Volume, LiDAR
1,010 m³
Parcel 13049D1042/00G004, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SERVUS CONSULTING
since 20062.157.814.290
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13049D1042/00G004 | Flanders | 633 m² | 1 · 145 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 10,895 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2006
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:peter.vandyck@servusconsulting.be
Phone:0473/78 81 98