SERVIDIO
ActiveSummary
SERVIDIO has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-14k) and a net result of €-122k. Equity is shrinking by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 9% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
35
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency20▼-30
Growth32=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.93 against 1.31 in 2024; short-term debt: 105% and cash: 37.5% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-5%
Return on assets
-44.3%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-14k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
on the day
2023
22 d early
2022
on the day
2021
31 d late
2020
3 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-122k▼ 30.0%
2024 · €-94k
2018: €52k
2019: €71k
2020: €30k
2021: €58k
2022: €58k
2023: €-8k
2024: €-94k
2018 → 2025
Working capital
€-21k
2024 · €102k
2018: €88k
2019: €192k
2020: €228k
2021: €238k
2022: €281k
2023: €175k
2024: €102k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€401k-€419k▲ 4.5%€303k▼ 27.7%€108k▼ 64.4%€-14k
Operating result€85k-€85k▲ 0.1%€2k▼ 97.5%€-77k€-117k▼ 53.0%
Net result€58k-€58k▼ 0.3%€-8k€-94k▼ 1,001%€-122k▼ 30.0%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €117k in 2025 against €77k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €274k
Fixed assets
€7k ▲ 31.9%
Current assets
€267k ▼ 38.3%
Key figures and ratios
EBITDA
€-115k▼
2024 · €-74k
Cash flow
€-119k▼
2024 · €-91k
Solvency
-5.0%▼
2024 · 24.6%
Current ratio
0.93▼
2024 · 1.31
Quick ratio
0.78▼
2024 · 0.94
Debt to equity
-21.05▼
2024 · 3.06
ROA
-44.3%▼
2024 · -21.3%
Interest coverage
-30.71▼
2024 · -18.53
Debt
€288k▼
2024 · €331k
Debt ≤ 1 year
€288k▼
2024 · €331k
Income taxes
€136▼
2024 · €308
Staff costs
€592k▼
2024 · €634k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€438k€274k▼
Fixed assets21/28€5k€7k▲
Tangible fixed assets22/27€5k€7k▲
Plant, machinery and equipment23€4k€6k▲
Furniture and vehicles24€1k€1k▼
Financial fixed assets28€62€62=
Current assets29/58€433k€267k▼
Stocks and contracts in progress3€122k€44k▼
Stocks30/36€30k€34k▲
Contracts in progress37€91k€10k▼
Amounts receivable within one year40/41€177k€106k▼
Trade receivables40€102k€82k▼
Other amounts receivable41€74k€24k▼
Cash at bank and in hand54/58€121k€103k▼
Deferred charges and accrued income490/1€13k€15k▲
Equity and liabilities
Total equity and liabilities10/49€438k€274k▼
Equity10/15€108k€-14k▼
Contributions10/11€33k€33k=
Reserves13€168k€165k▼
Distributable reserves133€168k€165k▼
Profit (loss) carried forward14€-94k€-212k▼
Amounts payable17/49€331k€288k▼
Amounts payable within one year42/48€331k€288k▼
Current portion of amounts payable after more than one year42€5k€2k▼
Financial debts43€2k-
Credit institutions430/8€2k-
Trade debts44€127k€118k▼
Suppliers440/4€127k€118k▼
Taxes, remuneration and social security45€93k€73k▼
Taxes450/3€5k€4k▼
Remuneration and social security454/9€88k€70k▼
Other amounts payable47/48€104k€95k▼
Income statement
Code20242025
Non-recurring operating income76A€4k-
Remuneration, social security and pensions62€634k€592k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-4k
Other operating charges640/8€710€11k▲
Non-recurring operating charges66A€4k€191▼
Gross operating margin9900€564k€484k▼
Operating profit (loss)9901€-77k€-117k▼
Financial income75/76B€900€0▼
Recurring financial income75€900€0▼
Financial charges65/66B€17k€4k▼
Recurring financial charges65€4k€4k▼
Non-recurring financial charges66B€13k€263▼
Profit (loss) for the period before taxes9903€-93k€-121k▼
Income taxes67/77€308€136▼
Profit (loss) for the period9904€-94k€-122k▼
Profit (loss) for the period to be appropriated9905€-94k€-122k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-94k€-215k▼
Profit (loss) brought forward from the previous period14P-€-94k
Transfer from equity791/2-€3k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-122k
Net result drops to €-122k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Highest result since 2018net €71k ▲38.4%
Operating result €112k, net result €71k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fleurus · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Rabiseau(FL) 96220 FleurusGround area
3,464 m²
Building footprint
1,096 m²
Volume, LiDAR
7,254 m³
Parcel 52021C0317/00P006, Wallonia · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Rabiseau(FL) 9, 6220 Fleurus
since 19902.050.509.922
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52021C0317/00P006 | Wallonia | 3,463 m² | 1 · 1,095 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
10 categoriesSERVIDIO SRL29997
Similar companies · same sector, comparable size
DAKWERKEN VAN DE GUCHT & PARTNERS
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BY CONCEPT
BE 0544.681.526
Dinant · Eq €108,000
TONY PARMENTIER
BE 0895.289.412
Menen · Eq €107,755
D-Dakwerken
BE 0733.907.740
Aalst · Eq €108,163
All-Round Construct
BE 0727.770.907
Linter · Eq €107,598
Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 3,807 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-10-1990
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43410Roofing work
43240Other construction installation
43990Other specialised construction activities
47521Retail sale of hardware, building materials, paint and glass (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:servidio@skynet.be