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Complete company report
Generated 10-08-2026
Active BE 0865.984.623General partnership

Serviam+

Bergstraat 30-32 ·1000 Brussel, Belgium· 22 yrs active
Sector: Head offices & management consulting (70200)
Conclusion Checked

The computed 12-month bankruptcy probability of Serviam+ is 0.1% (very low). The 2023 annual accounts show equity of €11 and a net result of €39k. Its solvency ranks better than 9% of 10076 sector peers (fiscal year 2023). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 6 annual accounts.
Key figures
Equity €11
Net result €39k
Better than sector 9%
Active 22 yrs
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health53Profitability100Solvency11Growth58Stability100
64 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 53
Profitability 100
Solvency 11
Growth 58
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −Lower-failure-rate sector −Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 2004, 22 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No administrative flags
Health barometer FY 2023 · computed
53 / 100 Fair
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 10-07-2024 with the NBB · fiscal year 2023 · micro
€-20k€0€20k€40kOperating result 2019: €-6k€-6kNet result 2019: €-6k€-6kOperating result 2020: €1k€1kNet result 2020: €1k€1kOperating result 2021: €12k€12kNet result 2021: €12k€12kOperating result 2022: €-13k€-13kNet result 2022: €-13k€-13kOperating result 2023: €39k€39kNet result 2023: €39k€39k20192020202120222023
Operating resultNet result
Sector comparison
Fiscal year 2023 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 0.0% 58.6%
better than 9% of 10076 sector peers
Net result €39k €28k
better than 60% of 10070 sector peers
Equity €11 €52k
better than 8% of 10083 sector peers
Gross operating margin €40k €46k
better than 45% of 10056 sector peers
Total assets €48k €107k
better than 23% of 10076 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€40k
- 18-23
Net profit
€39k
- 18-23
Cash flow
€40k
- 18-23
Total assets
€48k
-24.0% 18-23
Equity
€11
-99.9% 18-23
Working capital
€-724
+47.5% 18-23
Debt
€48k
-24.0% 18-23
Debt ≤ 1y
€48k
-24.0% 18-23
Current ratio
0.98
+0.7% 18-23
Quick ratio
0.98
+0.7% 18-23
Solvency
0.0%
-99.9% 18-23
Debt / equity
4356.63
+96513.4% 18-23
ROE
355207.5%
+262471.7% 18-23
ROA
81.5%
- 18-23
Interest coverage
140.73
- 18-23
Figures by fiscal year
Fiscal year2023
Depositmicro
Revenue-
EBITDA€40k
Net profit€39k
Cash flow€40k
Staff costs-
Income taxes-
Dividends-
Total assets€48k
Equity€11
Debt€48k
of which ≤ 1y€48k
of which > 1y-
Working capital€-724
Employees (FTE)-
Ratios (computed)
2023
Current ratio0.98
Quick ratio0.98
Working capital ratio-1.5%
Solvency0.0%
Debt / equity4356.63
Long-term debt ratio-
Interest coverage140.73
Gross margin-
Net margin-
ROA81.5%
ROE355207.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€48k
Fixed assets 21/28€735
Tangible fixed assets 22/27€735
Current assets 29/58€47k
Amounts receivable within one year 40/41€7k
Cash & bank 54/58€40k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€48k
Equity 10/15€11
Contributions / capital 10/11€11
Accumulated profits (losses) 14€0
Amounts payable 17/49€48k
Amounts payable within one year 42/48€48k
Trade debts payable within one year 44€5k
Income statement
Gross operating margin 9900€40k
Operating result 9901€39k
Financial income 75€26
Financial charges 65€284
Result before taxes 9903€39k
Net result for the period 9904€39k
Result to be appropriated 9905€39k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 1 directors
Current directors & mandates
  • Stijn Van Houdenhove
    Manager
    State Gazette act 25082531 (03-07-2025)
    Current
    24-06-2025 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Head offices & management consulting(70200)
Legal form General partnership(011)
Incorporation25-06-2004
StatusActive
Postal code1000
Establishment units 1 location
SERVIAM+ ECONOMISCH SAMENWERKINGSVERBAND
Alveringemstraat 25, 8600 Diksmuidehet verlenen van advies i.v.m. boekhouding en organisatie van boekhoudingsdiensten voor rekening van derden
since 20042.137.946.118
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
32016A0023/00E000 Flanders 3,637 m² 1 · 217 m² 8.3 m · 2 fl.
21802B1088/00A000
ProtectedMonumentKoninklijke Sint-Hubertusgalerijen
 Brussels 1,431 m² 1 · 927 m² 23.0 m · 6 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
03-07-2025
State Gazette act Director changes
2024
10-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
03-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
31-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
26-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
31-08-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
23-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
17-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
12-09-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
31-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2015
30-09-2015
NBB filing Annual accounts filed
fiscal year 2014 · verkort
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
03-07-2025 Stijn Van Houdenhove appointed as manager Director changes
  • Stijn Van Houdenhove, Zaakvoerder
Technical details 
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      "role": "zaakvoerder",
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        "name": "Sylvie Ongena",
        "address": "Kapellendries 54, 9090 Melle",
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      "reason": null,
      "subkind": null,
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      "statutory": "niet_statutair",
      "compensated": null,
      "effective_date": "2025-06-24",
      "evidence_quote": "De algemene vergadering verleent deze persoon kwijting voor de uitoefening van diens mandaat.",
      "decharge_status": "granted",
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      "evidence_quote": "De algemene vergadering beslist tot de benoeming van Stijn Van Houdenhove, met woonplaats te 8520 Kuurne Oudstrijderslaan 12, als niet-statutaire zaakvoerder, en dit met ingang op 24/06/2025. Dit mandaat geldt voor onbepaalde duur. Het mandaat is onbezoldigd.",
      "decharge_status": null,
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  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-07-03",
    "filing_date": "2025-06-26",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
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      "unanimous": null
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  "is_correction": false,
  "subject_company": {
    "kbo": "0865.984.623",
    "name_full": "Serviam\u002B",
    "legal_form": "VOF"
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  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": "Opus Consult BV",
    "person_name": "Fran\u00E7oise Amez",
    "org_rep_person_name": null,
    "person_role_at_subject": "vast vertegenwoordiger"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige adviesbureaus op het gebied van bedrijfsvoering en beheer74142
Primary activity highlighted.
Names & trade names
Legal nameNL Serviam+
Registered office
Bergstraat 30-32 bus 4
1000 Brussel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative