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SERVCOM

Active
Private limited companyfounded 200026 yrs activeWayezstraat 168, 1070 Anderlecht, BelgiumKBO/BCE: BE 0471.378.329

SERVCOM has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €112k and a net result of €24k. Equity is shrinking by ~4% per year across the filed fiscal years. Its solvency ranks better than 91% of 17932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
85 / 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth58=
Stability100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 6.79 against 6.67 in 2024), and 14.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 26 years 0 30 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
85.7%
Return on assets
18.5%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €112k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
4 d late
2024
29 d late
2023
2 d early
2022
1 d late
2021
63 d early
2020
96 d early
2019
109 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
11-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€24k▼ 47.6%
2024 · €46k
2018: €-43k 2019: €18k 2020: €-6k 2021: €4k 2022: €-26k 2023: €-22k 2024: €46k
2018 → 2025
Working capital
€109k▲ 28.7%
2024 · €85k
2018: €108k 2019: €127k 2020: €121k 2021: €135k 2022: €83k 2023: €58k 2024: €85k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€130k-€83k▼ 36.1%€62k▼ 26.0%€88k▲ 42.8%€112k▲ 27.6%
Operating result€5k-€-26k€-22k▲ 18.7%€49k€30k▼ 37.9%
Net result€4k-€-26k€-22k▲ 15.5%€46k€24k▼ 47.6%
Result per fiscal year
Operating resultNet result
€-40k€-20k€0€20k€40kOperating result 2021: €5k€5kNet result 2021: €4k€4kOperating result 2022: €-26k€-26kNet result 2022: €-26k€-26kOperating result 2023: €-22k€-22kNet result 2023: €-22k€-22kOperating result 2024: €49k€49kNet result 2024: €46k€46kOperating result 2025: €30k€30kNet result 2025: €24k€24k20212022202320242025
The operating result falls in 2025; 2025 is 38% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €131k
Fixed assets €3k=
Current assets €128k▲ 28.3%
Equity and liabilities €131k
Equity €112k▲ 27.6%
Debt €19k▲ 25.9%
The debt ratio falls from 14.5% to 14.3%: equity grows faster than debt.
Key figures and ratios
2025 value · change against 2024
Solvency
85.7%
2024 · 85.5%
Current ratio
6.79
2024 · 6.67
Quick ratio
5.95
2024 · 5.68
Debt / equity
0.17
2024 · 0.17
ROE
21.6%
2024 · 52.7%
ROA
18.5%
2024 · 45.1%
Debt
€19k
2024 · €15k
Debt ≤ 1 year
€19k
2024 · €15k
Income taxes
€10k
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€103k€131k
Fixed assets21/28€3k€3k=
Financial fixed assets28€3k€3k=
Current assets29/58€100k€128k
Stocks and contracts in progress3€15k€16k
Stocks30/36€15k€16k
Amounts receivable within one year40/41€80k€105k
Trade receivables40€16k€6k
Other amounts receivable41€63k€99k
Cash at bank and in hand54/58€5k€7k
Deferred charges and accrued income490/1€71-
Equity and liabilities
Total equity and liabilities10/49€103k€131k
Equity10/15€88k€112k
Contributions10/11€2k€2k=
Reserves13€46k€70k
Distributable reserves133€46k€70k
Profit (loss) carried forward14€40k€40k
Amounts payable17/49€15k€19k
Amounts payable within one year42/48€15k€19k
Trade debts44€10k€4k
Suppliers440/4€10k€4k
Taxes, remuneration and social security45€5k€15k
Taxes450/3€5k€15k
Income statement Code20242025
Other operating charges640/8€772€400
Gross operating margin9900€50k€31k
Operating profit (loss)9901€49k€30k
Financial income75/76B€2k€4k
Recurring financial income75€2k€4k
Financial charges65/66B€48€154
Recurring financial charges65€48€154
Profit (loss) for the period before taxes9903€51k€35k
Income taxes67/77€5k€10k
Profit (loss) for the period9904€46k€24k
Profit (loss) for the period to be appropriated9905€46k€24k
Appropriation of the result
Profit (loss) to be appropriated9906€86k€64k
Profit (loss) brought forward from the previous period14P€40k€40k
Transfer from equity791/2€2k-
Transfer to equity691/2€48k€24k
To contributions691€2k-
To other reserves6921€46k€24k

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
04-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
31-12
Financial Equity above €100kEq €112k ▲27.6%
2 profitable years in a row build equity to €112k.
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial Back to profitnet €46k
Net result €46k after 2 loss-making years.
29-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
01-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
29-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-10
Financial Back to profitnet €4k
Net result €4k after one loss-making year.
24-02
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
12-02
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-10
Financial Back to profitnet €18k
Net result €18k after one loss-making year.
05-03
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
26-03
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
26-02
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2002
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Wayezstraat 1681070 Anderlecht
Ground area
118 m²
Building footprint
77 m²
Volume, LiDAR
648 m³
Parcel 21001A0602/00P000, Brussels · tallest building 13.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Wayezstraat 168, 1070 Anderlecht
NACE 5249803
since 20022.093.829.330
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21001A0602/00P000 Brussels 118 m² 1 · 77 m² 13.4 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 4,234 companies in sector 47789 we hold annual accounts for 1,016. 819 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded07-03-2000
Fiscal year end31-12
Activities, NACEBEL
47789Other retail sale of new goods
52498
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.