SERRA RENOVE
ActiveSummary
SERRA RENOVE has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €283k and a net result of €20k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 79% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+65
Solvency99▲+2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 3.67 against 3.28 in 2024; short-term debt: 24.2% and cash: 12.9% of total assets), and 25.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.2%
Return on assets
5.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-05-2026, 82 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
82 d early
2024
64 d late
2023
54 d late
2022
57 d late
2021
31 d late
2020
72 d late
2019
131 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€20k
2024 · €-26k
2018: €20k
2019: €2k
2020: €-11k
2021: €-28k
2022: €11k
2023: €7k
2024: €-26k
2018 → 2025
Working capital
€246k▲ 14.8%
2024 · €214k
2018: €234k
2019: €242k
2020: €246k
2021: €216k
2022: €230k
2023: €230k
2024: €214k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€272k-€282k▲ 4.0%€289k▲ 2.3%€263k▼ 8.9%€283k▲ 7.7%
Operating result€-27k-€18k€11k▼ 39.5%€-25k€25k
Net result€-28k-€11k€7k▼ 39.7%€-26k€20k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €25k after a loss of €25k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €382k
Fixed assets
€43k ▼ 22.8%
Current assets
€339k ▲ 9.7%
Equity and liabilities €382k
Equity
€283k ▲ 7.7%
Debt
€98k ▼ 2.9%
Debt's share of the balance-sheet total falls from 27.8% to 25.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€42k▲
2024 · €-6k
Cash flow
€37k▲
2024 · €-6k
Current ratio
3.67▲
2024 · 3.28
Quick ratio
3.49▲
2024 · 2.04
Debt to equity
0.35▼
2024 · 0.38
ROE
7.1%▲
2024 · -9.8%
ROA
5.3%▲
2024 · -7.1%
Interest coverage
25.96▲
2024 · -4.71
Debt ≤ 1 year
€92k▼
2024 · €94k
Debt > 1 year
€6k▼
2024 · €7k
Income taxes
€3k▲
2024 · €-892
Staff costs
€413k▲
2024 · €394k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€364k€382k▲
Fixed assets21/28€56k€43k▼
Tangible fixed assets22/27€50k€40k▼
Land and buildings22€28k€25k▼
Plant, machinery and equipment23€8k€4k▼
Furniture and vehicles24€13k€11k▼
Financial fixed assets28€6k€3k▼
Current assets29/58€309k€339k▲
Stocks and contracts in progress3€116k€16k▼
Stocks30/36€16k€16k▲
Contracts in progress37€100k-
Amounts receivable within one year40/41€93k€273k▲
Trade receivables40€86k€264k▲
Other amounts receivable41€7k€9k▲
Cash at bank and in hand54/58€99k€49k▼
Equity and liabilities
Total equity and liabilities10/49€364k€382k▲
Equity10/15€263k€283k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€226k€246k▲
Investment grants15€17k€17k=
Amounts payable17/49€101k€98k▼
Amounts payable after more than one year17€7k€6k▼
Financial debts170/4€1k-
Other amounts payable178/9€6k€6k=
Amounts payable within one year42/48€94k€92k▼
Current portion of amounts payable after more than one year42€6k€1k▼
Trade debts44€40k€52k▲
Suppliers440/4€40k€52k▲
Taxes, remuneration and social security45€47k€39k▼
Taxes450/3€2k€12k▲
Remuneration and social security454/9€45k€27k▼
Income statement
Code20242025
Remuneration, social security and pensions62€394k€413k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€17k▼
Other operating charges640/8€5k€7k▲
Gross operating margin9900€393k€462k▲
Operating profit (loss)9901€-25k€25k▲
Financial income75/76B€5-
Recurring financial income75€5-
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€-27k€24k▲
Income taxes67/77€-892€3k▲
Profit (loss) for the period9904€-26k€20k▲
Profit (loss) for the period to be appropriated9905€-26k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€226k€246k▲
Profit (loss) brought forward from the previous period14P€251k€226k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
03-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 64 days late
2024
23-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 54 days late
2023
26-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 57 days late
2022
31-12
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-28k
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
11-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 72 days late
2020
09-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 131 days late
2019
17-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 78 days late
2018
08-11
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 100 days late
2017
13-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 74 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fleurus · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Bassin(FL) 66220 FleurusGround area
1,650 m²
Building footprint
399 m²
Volume, LiDAR
3,612 m³
Parcel 52021C0317/00L006, Wallonia · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Bassin(FL) 6, 6220 Fleurus
since 19992.089.942.105
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52021C0317/00L006 | Wallonia | 1,650 m² | 1 · 399 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
18 categoriesSERRA RENOVE SRL41695
Similar companies · same sector, comparable size
BEZETTINGSWERKEN EYKENS
BE 0891.325.575
Lille · Eq €283,738
FM BATI
BE 0890.832.756
Rebecq · Eq €283,834
BRABANT PLEISTERWERKEN
BE 0874.580.110
Steenokkerzeel · Eq €284,503
STAES - BERCKMOES
BE 0462.122.450
Beveren-Kruibeke-Zwijndrecht · Eq €281,952
GROSEMANS DANNY
BE 0476.564.265
Zonhoven · Eq €285,778
Of 4,012 companies in sector 43310 we hold annual accounts for 1,745. 1,247 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-1998
Fiscal year end31-12
Activities, NACEBEL 2025
43310Plastering work
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.