Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of SERQUAL is 0.6% (low). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 11-07-2025 | 20 d early | 2025-00257999 |
| 31-12-2023 | 31-07-2024 | 10-07-2024 | 21 d early | 2024-00234713 |
| 31-12-2022 | 31-07-2023 | 06-07-2023 | 25 d early | 2023-00207388 |
| 31-12-2021 | 31-07-2022 | 22-06-2022 | 39 d early | 2022-20080449 |
| 31-12-2020 | 31-07-2021 | 31-08-2021 | 31 d late | 2021-58600590 |
| 31-12-2019 | 31-07-2020 | 28-09-2020 | 59 d late | 2020-55800255 |
| 31-12-2018 | 31-07-2019 | 30-08-2019 | 30 d late | 2019-59900591 |
| 31-12-2017 | 31-07-2018 | 16-08-2018 | 16 d late | 2018-45800418 |
| 31-12-2016 | 31-07-2017 | 31-08-2017 | 31 d late | 2017-59100480 |
| 31-12-2015 | 31-07-2016 | 30-08-2016 | 30 d late | 2016-49300367 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | volledig | 11-07-2025 | 2025-00257999 |
| 31-12-2023 | volledig | 10-07-2024 | 2024-00234713 |
| 31-12-2022 | volledig | 06-07-2023 | 2023-00207388 |
| 31-12-2021 | volledig | 22-06-2022 | 2022-20080449 |
| 31-12-2020 | volledig | 31-08-2021 | 2021-58600590 |
| 31-12-2019 | volledig | 28-09-2020 | 2020-55800255 |
| 31-12-2018 | volledig | 30-08-2019 | 2019-59900591 |
| 31-12-2017 | volledig | 16-08-2018 | 2018-45800418 |
| 31-12-2016 | volledig | 31-08-2017 | 2017-59100480 |
| 31-12-2015 | volledig | 30-08-2016 | 2016-49300367 |
Directors
Directors & mandates
8 directors-
FINANCIERE SAINT PAULLegal entityDirector· perm. rep.: Stephan UHODAState Gazette act 25160206 (18-12-2025)Current28-02-2023 → present
2 events
- 18-12-2025 Mandate renewed· Director
- 28-02-2023 Mandate renewed· Director
-
Current28-02-2023 → present
2 events
- 18-12-2025 Mandate renewed· Director
- 28-02-2023 Appointed· Director
Historic, not recently confirmed (4)
-
Not recently confirmedlast confirmed in an act from 2018
2 events
- 30-11-2018 Mandate renewed· Director
- 06-10-2015 Appointed· Director
-
Not recently confirmedlast confirmed in an act from 2018
-
Not recently confirmedlast confirmed in an act from 2018
2 events
- 30-11-2018 Mandate renewed· Director
- 06-10-2015 Appointed· Director
-
Not recently confirmedlast confirmed in an act from 2018
Former directors (2)
-
Former28-02-2023 → 01-07-2025
2 events
- 01-07-2025 Resigned· Director
- 28-02-2023 Mandate renewed· Director
-
Former- → 06-10-2015
Statutory auditor
2 auditors| Statutory auditor | IRE/IBR number | Tenure |
|---|---|---|
| FINANCIERE SAINT PAULCurrent Statutory auditor · represented by Catherine GREGOIRE |
- | 18-12-2025 → present |
| BDO Réviseurs d'Entreprises SCRL Statutory auditor · represented by Catherine GREGOIRE succeeded by FINANCIERE SAINT PAUL in 2025 |
- | 05-01-2023 → 18-12-2025 |
Insolvency mandates
Legal Structure
| NACE primary | Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen(47110) |
| Legal form | Public limited company(014) |
| Incorporation | 20-05-2009 |
| Status | Active |
| Postal code | 4140 |
Structure & network
Connections & network
10 connected companiesLocations & real estate
Establishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62100D1366/00Z000 | Wallonia | 2,393 m² | 1 · 207 m² | 11.5 m · 3 fl. |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
8 acts18-12-2025 1 resigning, 3 reappointed
- Stéphane-Alexandre UHODA, Bestuurder
- Catherine GREGOIRE, Commissaris
- Stephan UHODA, Bestuurder
- Laurent BURETTE, Bestuurder
02-02-2024 Articles of association amended
19-04-2023 1 director appointed, 2 reappointed
- Laurent BURETTE, Bestuurder
- Stephan UHODA, Bestuurder
- UHODA Stéphane-Alexandre, Bestuurder
05-01-2023 Catherine GREGOIRE reappointed as statutory auditor
04-07-2022 Registered office moved from FAIMES to SPRIMONT
30-11-2018 4 reappointed
- BAILLY Patrick, Bestuurder
- BAILLY Morgane, Bestuurder
- BAILLY Tanguy, Bestuurder
- TAECKE Nicole, Bestuurder
06-10-2015 2 directors appointed, 1 resigning
- Morgane BAILLY, Bestuurder
- Tanguy BAILLY, Bestuurder
- Birce BAILLY, Bestuurder
02-05-2013 Publication in the Belgian Official Gazette, Minor change
Analysis
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Credit advice
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Company registry (CBE)
Crossroads Bank| Legal nameFR | SERQUAL |