Serge Sleurs
ActiveSerge Sleurs has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €187k and a net result of €28k. Equity is growing by ~21.3% per year across the filed fiscal years. Its solvency ranks better than 71% of 19904 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability84▼-7
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 4.97 against 15.74 in 2023; short-term debt: 16.9% and cash: 10.8% of total assets), and 17% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
33 d early
2022
31 d early
2021
31 d early
2020
31 d early
2019
11 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€187k▼ 22.5%
2023 · €242k
2018: €42k
2019: €89k
2020: €129k
2021: €201k
2022: €260k
2023: €242k
2018 → 2024
Total assets
€226k▼ 13.5%
2023 · €261k
2018: €98k
2019: €154k
2020: €264k
2021: €315k
2022: €356k
2023: €261k
2018 → 2024
Net result
€28k▼ 39.7%
2023 · €46k
2018: €36k
2019: €47k
2020: €40k
2021: €72k
2022: €59k
2023: €46k
2018 → 2024
Working capital
€152k▼ 23.7%
2023 · €199k
2018: €42k
2019: €89k
2020: €123k
2021: €198k
2022: €250k
2023: €199k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€129k-€201k▲ 55.9%€260k▲ 29.5%€242k▼ 7.0%€187k▼ 22.5%
Operating result€59k-€104k▲ 77.3%€77k▼ 26.0%€62k▼ 19.3%€38k▼ 39.0%
Net result€40k-€72k▲ 79.9%€59k▼ 17.7%€46k▼ 21.7%€28k▼ 39.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 39% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €226k
Fixed assets
€36k▼ 26.1%
Current assets
€190k▼ 10.6%
Equity and liabilities €226k
Equity
€187k▼ 22.5%
Debt
€38k▲ 102%
The debt ratio rises from 7.3% to 17.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€51k▼
2023 · €72k
Cash flow
€41k▼
2023 · €57k
Solvency
83.0%▼
2023 · 92.7%
Current ratio
4.97▼
2023 · 15.74
Quick ratio
4.97▼
2023 · 15.74
Debt / equity
0.20▲
2023 · 0.08
ROE
14.9%▼
2023 · 19.2%
ROA
12.4%▼
2023 · 17.8%
Interest coverage
215.89▲
2023 · 198.57
Debt
€38k▲
2023 · €19k
Debt ≤ 1 year
€38k▲
2023 · €13k
Debt > 1 year
€0▼
2023 · €5k
Income taxes
€10k▼
2023 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€261k€226k▼
Fixed assets21/28€49k€36k▼
Tangible fixed assets22/27€49k€36k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€14k€5k▼
Other tangible fixed assets26€33k€30k▼
Current assets29/58€212k€190k▼
Amounts receivable within one year40/41€164k€162k▼
Trade receivables40€13k€15k▲
Other amounts receivable41€151k€146k▼
Cash at bank and in hand54/58€45k€24k▼
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€261k€226k▼
Equity10/15€242k€187k▼
Contributions10/11€1k€1k=
Reserves13€195k€158k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€195k€158k▼
Profit (loss) carried forward14€46k€28k▼
Amounts payable17/49€19k€38k▲
Amounts payable after more than one year17€5k€0▼
Financial debts170/4€5k€0▼
Amounts payable within one year42/48€13k€38k▲
Current portion of amounts payable after more than one year42€9k€5k▼
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€3k€3k=
Taxes450/3€3k€3k=
Remuneration and social security454/9€0-
Other amounts payable47/48€540€29k▲
Accrued charges and deferred income492/3€250€152▼
Income statement
Code20232024
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€13k▲
Other operating charges640/8€446€512▲
Gross operating margin9900€73k€51k▼
Operating profit (loss)9901€62k€38k▼
Financial income75/76B€107€0▼
Recurring financial income75€107€0▼
Financial charges65/66B€365€234▼
Recurring financial charges65€365€234▼
Profit (loss) for the period before taxes9903€62k€38k▼
Income taxes67/77€16k€10k▼
Profit (loss) for the period9904€46k€28k▼
Profit (loss) for the period to be appropriated9905€46k€28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€106k€74k▼
Profit (loss) brought forward from the previous period14P€59k€46k▼
Transfer from equity791/2-€36k
Profit to be distributed694/7€59k€82k▲
Return on contributions (dividend)694€59k€82k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €28k ▼39.7%
Net result drops to €28k, the lowest in the series.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 15.74
Current ratio from 4.04 to 15.74; short-term debt falls from €82k to €13k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €72k ▲79.9%
Operating result €104k, net result €72k, both a record.
31-12
Financial
Equity above €200kEq €201k ▲55.9%
4 profitable years in a row build equity to €201k.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €129k ▲45%
3 profitable years in a row build equity to €129k.
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herk-de-Stad · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dreefstraat 6A3540 Herk-de-StadGround area
1,601 m²
Building footprint
247 m²
Volume, LiDAR
419 m³
Parcel 71012A0588/00B000, Flanders · tallest building 7.5 m. Linked by address, not a title deed.
1 establishment unit
Serge Sleurs
since 20172.272.851.738
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71012A0588/00B000 | Flanders | 1,600 m² | 1 · 247 m² | 7.5 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DEKASSIX
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DB CLINIC
BE 1012.846.185
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Cabinet dentaire WALCZYNSKI Christine
BE 0886.911.679
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Of 6,936 companies in sector 86230 we hold annual accounts for 4,288. 3,801 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-2017
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.