SEREMA II
ActiveSummary
SEREMA II has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €51k. Its solvency ranks better than 56% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency87
Growth-
Track record67
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.65; short-term debt: 37.7% and cash: 25.3% of total assets), and 37.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.3%
Return on assets
60%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 27-10-2025, 4 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
4 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€53k
Total assets
€86k
Net result
€51k
Working capital
€53k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €86k
Equity
€53k
Debt
€32k
Debt finances 37.7% of the balance-sheet total.
Key figures and ratios
Current ratio
2.65
Debt to equity
0.61
ROE
96.2%
ROA
60.0%
Debt ≤ 1 year
€32k
Income taxes
€20k
Filed annual accounts As filed with the NBB · 2025 · 32 lines
Balance sheet
Code2025
Assets
Total assets20/58€86k
Current assets29/58€86k
Amounts receivable within one year40/41€28k
Trade receivables40€27k
Other amounts receivable41€1k
Current investments50/53€36k
Cash at bank and in hand54/58€22k
Equity and liabilities
Total equity and liabilities10/49€86k
Equity10/15€53k
Contributions10/11€2k
Reserves13€51k
Distributable reserves133€51k
Amounts payable17/49€32k
Amounts payable within one year42/48€32k
Trade debts44€6k
Suppliers440/4€6k
Taxes, remuneration and social security45€26k
Taxes450/3€26k
Income statement
Code2025
Other operating charges640/8€437
Gross operating margin9900€73k
Operating profit (loss)9901€73k
Financial income75/76B€674
Recurring financial income75€674
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€71k
Income taxes67/77€20k
Profit (loss) for the period9904€51k
Profit (loss) for the period to be appropriated9905€51k
Appropriation of the result
Profit (loss) to be appropriated9906€51k
Transfer to equity691/2€51k
To other reserves6921€51k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
22-05
State Gazette act
Board meeting · Merger
Accounting effect · Board composition
22-05
State Gazette act
Board meeting · Merger
Accounting effect · Power of attorney
2025
27-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
State Gazette actNBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Straat(STE) 379190 StekeneGround area
1,094 m²
Building footprint
177 m²
Volume, LiDAR
868 m³
Parcel 46322C0228/00E000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SEREMA II
since 20242.359.276.758
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46322C0228/00E000 | Flanders | 1,094 m² | 1 · 177 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PANDA CONSULTING
BE 0801.096.967
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BE 0731.674.364
Edegem · Eq €53,311
BOUVIER CONSULTING
BE 0805.490.473
Chaumont-Gistoux · Eq €53,293
CAVEC
BE 0420.999.497
Brecht · Eq €53,292
MAKE logistics
BE 0679.445.408
Beveren-Kruibeke-Zwijndrecht · Eq €53,290
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 38,406 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-04-2024
Fiscal year end31-03
Activities, NACEBEL 2025
70200Business and other management consultancy
66220Insurance agents and brokers
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:seppe.sijmons@induver.be