SERA MANAGEMENT
ActiveSERA MANAGEMENT has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €359k and a net result of €112k. Equity is growing by ~22.9% per year across the filed fiscal years. Its solvency ranks better than 65% of 8570 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
71
/ 100
Healthy▲ +16 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency67▲+3
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.14 against 0.38 in 2024), and 31.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.8%
Return on assets
21.4%
Age of the figures
8 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
13 d late
2024
16 d early
2023
on the day
2022
9 d late
2021
31 d early
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
11-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€112k▲ 12.1%
2024 · €100k
2019: €51k
2020: €21k
2021: €61k
2022: €66k
2023: €133k
2024: €100k
2019 → 2025
Working capital
€-120k▼ 59.7%
2024 · €-75k
2019: €-23k
2020: €-52k
2021: €-41k
2022: €-86k
2023: €-75k
2024: €-75k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€156k-€221k▲ 41.8%€299k▲ 35.2%€307k▲ 2.6%€359k▲ 16.9%
Operating result€70k-€78k▲ 10.4%€118k▲ 51.9%€137k▲ 15.9%€130k▼ 5.1%
Net result€61k-€66k▲ 8.6%€133k▲ 100%€100k▼ 24.9%€112k▲ 12.1%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €522k
Fixed assets
€502k▲ 0.4%
Current assets
€19k▼ 58.2%
Equity and liabilities €522k
Equity
€359k▲ 16.9%
Debt
€163k▼ 32.0%
The debt ratio falls from 43.8% to 31.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€130k
Cash flow
€113k
Solvency
68.8%▲
2024 · 56.2%
Current ratio
0.14▼
2024 · 0.38
Quick ratio
0.14▼
2024 · 0.38
Debt / equity
0.45▼
2024 · 0.78
ROE
31.2%▼
2024 · 32.5%
ROA
21.4%▲
2024 · 18.3%
Interest coverage
21.92
Debt
€163k▼
2024 · €239k
Debt ≤ 1 year
€139k▲
2024 · €121k
Debt > 1 year
€24k▼
2024 · €118k
Income taxes
€32k▼
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€546k€522k▼
Fixed assets21/28€500k€502k▲
Tangible fixed assets22/27-€2k
Furniture and vehicles24-€2k
Financial fixed assets28€500k€500k=
Current assets29/58€46k€19k▼
Amounts receivable within one year40/41€18k€4k▼
Trade receivables40€18k€403▼
Other amounts receivable41€5€3k▲
Cash at bank and in hand54/58€22k€10k▼
Deferred charges and accrued income490/1€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€546k€522k▼
Equity10/15€307k€359k▲
Contributions10/11€25k€25k=
Reserves13€282k€334k▲
Distributable reserves133€282k€334k▲
Amounts payable17/49€239k€163k▼
Amounts payable after more than one year17€118k€24k▼
Financial debts170/4€58k-
Other amounts payable178/9€60k€24k▼
Amounts payable within one year42/48€121k€139k▲
Current portion of amounts payable after more than one year42€67k€58k▼
Trade debts44€2k€715▼
Suppliers440/4€2k€715▼
Taxes, remuneration and social security45€43k€19k▼
Taxes450/3€43k€19k▼
Other amounts payable47/48€9k€61k▲
Accrued charges and deferred income492/3-€250
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€729
Other operating charges640/8€1k€822▼
Gross operating margin9900€138k€131k▼
Operating profit (loss)9901€137k€130k▼
Financial income75/76B€2k€20k▲
Recurring financial income75€2k€20k▲
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€134k€144k▲
Income taxes67/77€34k€32k▼
Profit (loss) for the period9904€100k€112k▲
Profit (loss) for the period to be appropriated9905€100k€112k▲
Appropriation of the result
Profit (loss) to be appropriated9906€100k€112k▲
Transfer from equity791/2€92k-
Transfer to equity691/2€100k€52k▼
To other reserves6921€100k€52k▼
Profit to be distributed694/7€92k€60k▼
Return on contributions (dividend)694€92k€60k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 13 days late
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2019net €133k ▲100%
Net result €133k, the highest in the series.
09-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 9 days late
2022
31-12
Financial
Equity above €200kEq €221k ▲41.8%
4 profitable years in a row build equity to €221k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €150kEq €156k ▲63.1%
3 profitable years in a row build equity to €156k.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €21k ▼59.3%
Net result drops to €21k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soumagne · 1 establishment unit since 2018
Ground area
1,873 m²
Parcel 62008C0050/00P000, Wallonia. Linked by address, not a title deed.
1 establishment unit
SERA MANAGEMENT SPRL
since 20182.278.989.363
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62008C0050/00P000 | Wallonia | 1,873 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Herroelen
BE 0713.752.823
Kalmthout · Eq €359k
Homeport Investment Management
BE 0842.206.260
Antwerpen · Eq €359k
CORPORATE FINANCIAL PROFESSIONALS COMPANY
BE 0466.362.241
Antwerpen · Eq €359k
ELMA Holding
BE 0762.896.783
Nivelles · Eq €359k
TENCO PROTO
BE 0896.104.707
Bilzen-Hoeselt · Eq €359k
Of 82,201 companies in sector 70200 we hold annual accounts for 52,397. 36,964 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-05-2018
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.