Sensum Vastgoed
ActiveSummary
Sensum Vastgoed has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €16k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 78% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency94▲+30
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.76 against 1.27 in 2024; short-term debt: 30.5% and cash: 63.4% of total assets), and 30.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.5%
Return on assets
34.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €31k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
8 d early
2023
5 d early
2022
4 d early
2021
5 d early
2020
25 d early
2019
38 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k▲ 98.7%
2024 · €16k
2018: €-400
2019: €-38k
2020: €-12k
2021: €-34k
2022: €-1k
2023: €5k
2024: €16k
2018 → 2025
Total assets
€45k▲ 10.8%
2024 · €41k
2018: €883
2019: €71k
2020: €136k
2021: €155k
2022: €98k
2023: €36k
2024: €41k
2018 → 2025
Net result
€16k▲ 47.5%
2024 · €11k
2018: €9k
2019: €-38k
2020: €26k
2021: €-22k
2022: €33k
2023: €6k
2024: €11k
2018 → 2025
Working capital
€24k▲ 260%
2024 · €7k
2018: €-400
2019: €-44k
2020: €-16k
2021: €-29k
2022: €-3k
2023: €4k
2024: €7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-34k-€-1k▲ 96.5%€5k€16k▲ 202%€31k▲ 98.7%
Operating result€-20k-€33k€10k▼ 70.0%€18k▲ 78.8%€27k▲ 51.7%
Net result€-22k-€33k€6k▼ 80.5%€11k▲ 65.0%€16k▲ 47.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 52% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €45k
Fixed assets
€7k ▼ 21.0%
Current assets
€38k ▲ 19.9%
Equity and liabilities €45k
Equity
€31k ▲ 98.7%
Debt
€14k ▼ 44.7%
Debt's share of the balance-sheet total falls from 61.3% to 30.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€29k▲
2024 · €18k
Cash flow
€17k▲
2024 · €11k
Current ratio
2.76▲
2024 · 1.27
Debt to equity
0.44▼
2024 · 1.58
ROE
49.7%▼
2024 · 66.9%
ROA
34.5%▲
2024 · 25.9%
Interest coverage
71.11▲
2024 · 14.89
Debt ≤ 1 year
€14k▼
2024 · €25k
Income taxes
€11k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€41k€45k▲
Fixed assets21/28€9k€7k▼
Intangible fixed assets21€6k€5k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€32k€38k▲
Amounts receivable within one year40/41€17k€7k▼
Trade receivables40€17k€250▼
Other amounts receivable41€0€7k▲
Cash at bank and in hand54/58€12k€29k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€41k€45k▲
Equity10/15€16k€31k▲
Contributions10/11€6k€6k=
Reserves13€10k€25k▲
Distributable reserves133€10k€25k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€25k€14k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€25k€14k▼
Current portion of amounts payable after more than one year42€514€675▲
Trade debts44€9k€10k▲
Suppliers440/4€9k€10k▲
Taxes, remuneration and social security45€4k€0▼
Taxes450/3€4k€0▼
Other amounts payable47/48€11k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€442€2k▲
Other operating charges640/8€1k€883▼
Gross operating margin9900€19k€30k▲
Operating profit (loss)9901€18k€27k▲
Financial income75/76B€0€53▲
Recurring financial income75€0€53▲
Financial charges65/66B€1k€408▼
Recurring financial charges65€1k€408▼
Profit (loss) for the period before taxes9903€17k€27k▲
Income taxes67/77€6k€11k▲
Profit (loss) for the period9904€11k€16k▲
Profit (loss) for the period to be appropriated9905€11k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€16k▲
Profit (loss) brought forward from the previous period14P€-988€0▲
Transfer to equity691/2€10k€16k▲
To other reserves6921€10k€16k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 2.76
Current ratio from 1.27 to 2.76; short-term debt falls from €25k to €14k.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €33k
Net result €33k after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
07-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 38 days late
02-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 155 days late
2019
31-12
Financial
Weakest financial yearnet €-38k ▼506%
Net result drops to €-38k, the lowest in the series; recovery starts the following year.
2018
03-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 34 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nerviërslei 62900 SchotenGround area
1,803 m²
Building footprint
165 m²
Volume, LiDAR
1,093 m³
Parcel 11040D0193/00V003, Flanders · tallest building 14.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SENSUM VASTGOED
since 20142.231.441.646
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040D0193/00V003 | Flanders | 1,803 m² | 1 · 165 m² | 14.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LEADER IMMO
BE 0795.341.701
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STARLIGHTER
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OL Real Estate
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Projects 36
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Of 7,320 companies in sector 68110 we hold annual accounts for 5,381. 2,893 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-06-2014
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
68122Development of non-residential building projects
47120Other non-specialised retail sale
68322Real estate appraisal on a fee or contract basis
68321Property management for co-owned buildings (syndics)
73200Market research and public opinion polling
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:nathalie@sensumvastgoed.be
Phone:0477 64 75 11