SEMPELS
ActiveSummary
SEMPELS has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €177k and a net result of €-6k. Equity is growing by ~15.1% per year across the filed fiscal years. Its solvency ranks better than 71% of 10359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability30▼-25
Solvency84▲+2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity short (current ratio 0.38 against 0.43 in 2024; short-term debt: 35.3% and cash: 1.1% of total assets), and 41.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
9 d early
2023
8 d late
2022
3 d early
2021
18 d early
2020
8 d early
2019
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€177k▼ 3.2%
2024 · €183k
2018: €69k
2019: €88k
2020: €117k
2021: €118k
2022: €128k
2023: €166k
2024: €183k
2018 → 2025
Total assets
€301k▼ 6.1%
2024 · €320k
2018: €376k
2019: €380k
2020: €372k
2021: €362k
2022: €351k
2023: €343k
2024: €320k
2018 → 2025
Net result
€-6k
2024 · €17k
2018: €3k
2019: €19k
2020: €29k
2021: €793
2022: €9k
2023: €39k
2024: €17k
2018 → 2025
Working capital
€-66k▼ 8.8%
2024 · €-61k
2018: €-82k
2019: €-76k
2020: €-70k
2021: €-85k
2022: €-96k
2023: €-75k
2024: €-61k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€118k-€128k▲ 8.0%€166k▲ 30.5%€183k▲ 10.0%€177k▼ 3.2%
Operating result€20k-€29k▲ 46.7%€72k▲ 147%€37k▼ 48.8%€12k▼ 67.3%
Net result€793-€9k▲ 1,091%€39k▲ 311%€17k▼ 57.0%€-6k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 67% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €301k
Fixed assets
€261k ▼ 5.4%
Current assets
€40k ▼ 10.2%
Equity and liabilities €301k
Equity
€177k ▼ 3.2%
Debt
€124k ▼ 9.9%
Debt's share of the balance-sheet total falls from 42.8% to 41.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€29k▼
2024 · €54k
Cash flow
€12k▼
2024 · €34k
Current ratio
0.38▼
2024 · 0.43
Quick ratio
0.22▼
2024 · 0.28
Debt to equity
0.70▼
2024 · 0.75
ROE
-3.3%▼
2024 · 9.1%
ROA
-1.9%▼
2024 · 5.2%
Interest coverage
1.64▼
2024 · 3.61
Debt ≤ 1 year
€106k▲
2024 · €106k
Debt > 1 year
€17k▼
2024 · €31k
Income taxes
€330▼
2024 · €5k
Staff costs
€127k▲
2024 · €113k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€320k€301k▼
Fixed assets21/28€275k€261k▼
Tangible fixed assets22/27€275k€260k▼
Land and buildings22€268k€255k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€3k€1k▼
Financial fixed assets28€395€395=
Current assets29/58€45k€40k▼
Stocks and contracts in progress3€16k€17k▲
Stocks30/36€16k€17k▲
Amounts receivable within one year40/41€18k€16k▼
Trade receivables40€18k€12k▼
Other amounts receivable41-€4k
Cash at bank and in hand54/58€6k€3k▼
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€320k€301k▼
Equity10/15€183k€177k▼
Contributions10/11€20k€20k=
Reserves13€146k€163k▲
Distributable reserves133€146k€163k▲
Profit (loss) carried forward14€17k€-6k▼
Amounts payable17/49€137k€124k▼
Amounts payable after more than one year17€31k€17k▼
Financial debts170/4€31k€17k▼
Amounts payable within one year42/48€106k€106k▲
Current portion of amounts payable after more than one year42€13k€14k▲
Financial debts43-€7k
Credit institutions430/8-€7k
Trade debts44€46k€45k▼
Suppliers440/4€46k€45k▼
Taxes, remuneration and social security45€41k€35k▼
Taxes450/3€14k€2k▼
Remuneration and social security454/9€26k€33k▲
Other amounts payable47/48€6k€5k▼
Accrued charges and deferred income492/3€943€305▼
Income statement
Code20242025
Remuneration, social security and pensions62€113k€127k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€17k=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-448
Other operating charges640/8€6k€7k▲
Gross operating margin9900€174k€163k▼
Operating profit (loss)9901€37k€12k▼
Financial income75/76B€169€509▲
Recurring financial income75€169€509▲
Financial charges65/66B€15k€18k▲
Recurring financial charges65€15k€18k▲
Profit (loss) for the period before taxes9903€22k€-6k▼
Income taxes67/77€5k€330▼
Profit (loss) for the period9904€17k€-6k▼
Profit (loss) for the period to be appropriated9905€17k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€56k€11k▼
Profit (loss) brought forward from the previous period14P€39k€17k▼
Transfer to equity691/2€39k€17k▼
To other reserves6921€39k€17k▼
Social balance
Average headcount (FTE)90873.02.8▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-6k ▼135%
Net result drops to €-6k, the lowest in the series.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 8 days late
2023
31-12
Financial
Highest result since 2018net €39k ▲311%
Operating result €72k, net result €39k, both a record.
31-12
Financial
Equity above €150kEq €166k ▲30.5%
6 profitable years in a row build equity to €166k.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €100kEq €117k ▲33.4%
3 profitable years in a row build equity to €117k.
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Graatakker 572300 TurnhoutGround area
225 m²
Building footprint
208 m²
Volume, LiDAR
1,662 m³
Parcel 13453S0353/00G000, Flanders · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SEMPELS KEURSLAGER
since 20012.098.063.973
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13453S0353/00G000 | Flanders | 225 m² | 1 · 208 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteTurnhout2.098.063.973
Similar companies · same sector, comparable size
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V.V.S.D.
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LA BOUCHERIE DU CENTRE
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Vanjo
BE 0723.694.927
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SINT-NIKLAAS RETAIL
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Of 3,043 companies in sector 47221 we hold annual accounts for 1,564. 1,304 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-02-2001
Fiscal year end31-12
Activities, NACEBEL 2025
47221Retail sale of meat and meat products, excluding game and poultry
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.