SEMFIX DIMITRY SEMEELEN
ActiveSEMFIX DIMITRY SEMEELEN has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.40M and a net result of €289k. Equity is growing by ~12.6% per year across the filed fiscal years. Its solvency ranks better than 60% of 265 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
83
/ 100
Excellent▼ -13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability60▼-14
Solvency97=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €200k at 30 days acceptable
Liquidity ample (current ratio 3.34 against 4.59 in 2024), and 45.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.5%
Return on assets
6.6%
Age of the figures
8 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 23
Relative position
BE, all sectors
reference
Sector 23
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
19 d late
2023
22 d late
2022
31 d late
2021
29 d late
2020
24 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€289k▼ 11.6%
2024 · €327k
2018: €210k
2019: €163k
2020: €248k
2021: €339k
2022: €363k
2023: €273k
2024: €327k
2018 → 2025
Working capital
€2.69M▼ 0.3%
2024 · €2.70M
2018: €1.61M
2019: €1.63M
2020: €1.61M
2021: €1.90M
2022: €2.21M
2023: €2.27M
2024: €2.70M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.53M-€1.80M▲ 17.4%€1.98M▲ 9.8%€2.21M▲ 11.7%€2.40M▲ 8.7%
Operating result€465k-€491k▲ 5.7%€366k▼ 25.5%€444k▲ 21.2%€399k▼ 10.1%
Net result€339k-€363k▲ 7.2%€273k▼ 24.7%€327k▲ 19.7%€289k▼ 11.6%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.41M
Fixed assets
€579k▼ 13.4%
Current assets
€3.84M▲ 11.3%
Equity and liabilities €4.41M
Equity
€2.40M▲ 8.7%
Debt
€2.01M▲ 5.6%
The debt ratio falls from 46.3% to 45.5%: equity grows faster than debt.
Key figures and ratios
EBITDA
€492k▼
2024 · €528k
Cash flow
€382k▼
2024 · €412k
Solvency
54.5%▲
2024 · 53.7%
Current ratio
3.34▼
2024 · 4.59
Quick ratio
0.48▼
2024 · 0.73
Debt / equity
0.84▼
2024 · 0.86
ROE
12.0%▼
2024 · 14.8%
ROA
6.6%▼
2024 · 8.0%
Interest coverage
11.87▼
2024 · 13.57
Debt
€2.01M▲
2024 · €1.90M
Debt ≤ 1 year
€1.15M▲
2024 · €752k
Debt > 1 year
€858k▼
2024 · €1.15M
Income taxes
€69k▼
2024 · €78k
Staff costs
€579k▲
2024 · €549k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.12M€4.41M▲
Fixed assets21/28€669k€579k▼
Tangible fixed assets22/27€669k€579k▼
Land and buildings22€521k€465k▼
Plant, machinery and equipment23€25k€19k▼
Furniture and vehicles24€42k€20k▼
Other tangible fixed assets26€81k€75k▼
Current assets29/58€3.45M€3.84M▲
Stocks and contracts in progress3€2.90M€3.29M▲
Stocks30/36€2.90M€3.29M▲
Amounts receivable within one year40/41€486k€405k▼
Trade receivables40€462k€392k▼
Other amounts receivable41€24k€13k▼
Current investments50/53€23k€23k=
Cash at bank and in hand54/58€40k€118k▲
Equity and liabilities
Total equity and liabilities10/49€4.12M€4.41M▲
Equity10/15€2.21M€2.40M▲
Contributions10/11€19k€19k=
Reserves13€116k€116k=
Distributable reserves133€116k€116k=
Profit (loss) carried forward14€2.08M€2.27M▲
Amounts payable17/49€1.90M€2.01M▲
Amounts payable after more than one year17€1.15M€858k▼
Financial debts170/4€1.15M€858k▼
Amounts payable within one year42/48€752k€1.15M▲
Current portion of amounts payable after more than one year42€235k€257k▲
Financial debts43-€200k
Other loans439-€200k
Trade debts44€59k€111k▲
Suppliers440/4€59k€111k▲
Taxes, remuneration and social security45€130k€112k▼
Taxes450/3€53k€37k▼
Remuneration and social security454/9€77k€75k▼
Other amounts payable47/48€327k€468k▲
Accrued charges and deferred income492/3€5k€5k=
Income statement
Code20242025
Remuneration, social security and pensions62€549k€579k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€84k€92k▲
Other operating charges640/8€14k€26k▲
Gross operating margin9900€1.09M€1.10M▲
Operating profit (loss)9901€444k€399k▼
Financial income75/76B€46€107▲
Recurring financial income75€46€107▲
Financial charges65/66B€39k€41k▲
Recurring financial charges65€39k€41k▲
Profit (loss) for the period before taxes9903€405k€358k▼
Income taxes67/77€78k€69k▼
Profit (loss) for the period9904€327k€289k▼
Profit (loss) for the period to be appropriated9905€327k€289k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2.17M€2.37M▲
Profit (loss) brought forward from the previous period14P€1.84M€2.08M▲
Profit to be distributed694/7€96k€96k=
Directors or managers695€96k€96k=
Social balance
Average headcount (FTE)908710.511.4▲
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 19 days late
2024
31-12
Financial
Equity above €2MEq €2.21M ▲11.7%
7 profitable years in a row build equity to €2.21M.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 22 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €363k ▲7.2%
Operating result €491k, net result €363k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 29 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 24 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €163k ▼22.3%
Net result drops to €163k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 28 days late
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fernelmont · 3 establishment units since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Grand Champ, ZI, Nov. 35380 FernelmontGround area
3,483 m²
Building footprint
1,666 m²
Volume, LiDAR
2,731 m³
2 parcels, Wallonia · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
3 establishment units
SEMFIX SPRL
since 19932.060.610.590
SEMFIX SPRL
since 20202.324.272.329
SEMFIX SRL
since 20242.358.366.245
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92039B0004/00K000 | Wallonia | 2,484 m² | 1 · 1,087 m² | - |
| 91013A0926/00E002 | Wallonia | 999 m² | 1 · 579 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 2
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 66 companies in sector 23110 we hold annual accounts for 38. 19 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-01-1993
Fiscal year end31-12
Abbreviation FR
SEMFIX
Activities, NACEBEL
23110Manufacture of other non-metallic mineral products
46841Wholesale trade
43230Insulation installation
43291Specialised construction activities
43310Plastering work
43320Joinery installation
43331Floor and wall tiling
43343Specialised construction activities
45421
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
5 entriesWebsite:www.semfix.be
E-mail:info@semfix.be
Phone:+3281260338
E-mail:info.beauraing@semfix.be
Phone:+3281835101