SELENAY
ActiveThe computed 12-month bankruptcy probability of SELENAY is 1.7% (moderate). The 2025 annual accounts show negative equity (€-7k) and a net result of €-4k. Equity is shrinking by ~59.5% per year across the filed fiscal years. Its solvency ranks better than 15% of 4559 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
32
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.53 against 0.69 in 2024; short-term debt: 174.2% and cash: 89.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-74.2%
Return on assets
-39%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-7k
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-09-2026, 40 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
40 d late
2024
41 d early
2023
49 d early
2022
61 d early
2021
27 d early
2020
71 d early
2019
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-4k▼ 42.1%
2024 · €-3k
2018: €4k
2019: €111
2020: €-7k
2021: €2k
2022: €-3k
2023: €-3k
2024: €-3k
2018 → 2025
Working capital
€-8k▼ 89.4%
2024 · €-4k
2018: €5k
2019: €7k
2020: €2k
2021: €5k
2022: €2k
2023: €-2k
2024: €-4k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€3k▼ 53.7%€-772€-4k▼ 357%€-7k▼ 111%
Operating result€2k-€-3k€-3k▼ 12.4%€-3k▲ 17.3%€-4k▼ 42.7%
Net result€2k-€-3k€-3k▼ 12.2%€-3k▲ 17.1%€-4k▼ 42.1%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €3k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €10k
Fixed assets
€850=
Current assets
€9k▼ 5.0%
Key figures and ratios
Solvency
-74.2%▼
2024 · -33.6%
Current ratio
0.53▼
2024 · 0.69
Quick ratio
0.52▼
2024 · 0.68
Debt / equity
-2.35▲
2024 · -3.98
ROA
-39.0%▼
2024 · -26.2%
Debt
€17k▲
2024 · €14k
Debt ≤ 1 year
€17k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€11k€10k▼
Fixed assets21/28€850€850=
Financial fixed assets28€850€850=
Current assets29/58€10k€9k▼
Stocks and contracts in progress3€103€178▲
Stocks30/36€103€178▲
Amounts receivable within one year40/41€3k-
Trade receivables40€3k-
Cash at bank and in hand54/58€7k€9k▲
Equity and liabilities
Total equity and liabilities10/49€11k€10k▼
Equity10/15€-4k€-7k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-22k€-26k▼
Amounts payable17/49€14k€17k▲
Amounts payable within one year42/48€14k€17k▲
Trade debts44€1k€4k▲
Suppliers440/4€1k€4k▲
Taxes, remuneration and social security45€13k€13k▲
Taxes450/3€962€939▼
Remuneration and social security454/9€12k€12k▲
Income statement
Code20242025
Other operating charges640/8€325€336▲
Gross operating margin9900€-2k€-4k▼
Operating profit (loss)9901€-3k€-4k▼
Financial charges65/66B€38€38=
Recurring financial charges65€38€38=
Profit (loss) for the period before taxes9903€-3k€-4k▼
Profit (loss) for the period9904€-3k€-4k▼
Profit (loss) for the period to be appropriated9905€-3k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-22k€-26k▼
Profit (loss) brought forward from the previous period14P€-19k€-22k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 40 days late
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
21-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-7k ▼6193%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rogierlaan 721030 SchaarbeekGround area
41 m²
Building footprint
42 m²
Volume, LiDAR
614 m³
Parcel 21906D0132/00K005, Brussels · tallest building 17.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
SELENAY
since 20082.168.528.337
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21906D0132/00K005 | Brussels | 41 m² | 1 · 42 m² | 17.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SHARP AND SHINE
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HAIR ELEGANCE
BE 1000.397.820
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Fame
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Of 21,751 companies in sector 96210 we hold annual accounts for 2,827. 1,598 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-01-2008
Fiscal year end31-12
Activities, NACEBEL
96021Hairdressing
96210Hairdressing and barber services
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.